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      <title>My life insurance padlet by Clara Gonzalez</title>
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      <language>en-us</language>
      <pubDate>2020-11-05 15:21:48 UTC</pubDate>
      <lastBuildDate>2024-11-04 19:10:41 UTC</lastBuildDate>
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      <item>
         <title>Life Insurance </title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903255299</link>
         <description><![CDATA[<div>By : Clara Gonzalez </div>]]></description>
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         <pubDate>2020-11-09 08:08:52 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903255299</guid>
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         <title>What is insurance ?</title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903256865</link>
         <description><![CDATA[<div>Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company.</div>]]></description>
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         <pubDate>2020-11-09 08:09:33 UTC</pubDate>
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         <title>Links to sources</title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903260743</link>
         <description><![CDATA[<div>https://www.investopedia.com/terms/i/insurance.asp<br>https://www.iii.org/article/what-beneficiary<br>https://finance.zacks.com/payment-made-beneficiaries-life-insurance-policy-7352.html#:~:text=Receiving%20payment%20from%20your%20life,choose%20from%20different%20payment%20options.<br>https://www.mymoneysage.in/blog/12-factors-that-determine-your-life-insurance-premium/<br>https://www.investor.gov/introduction-investing/investing-basics/investment-products/insurance-products/variable-life#:~:text=A%20variable%20life%20insurance%20policy,your%20beneficiaries)%20upon%20your%20death.<br>https://www.investopedia.com/terms/u/universallife.asp<br>https://www.investopedia.com/terms/w/wholelife.asp<br>https://www.investopedia.com/terms/t/termlife.asp</div>]]></description>
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         <pubDate>2020-11-09 08:11:09 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903260743</guid>
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      <item>
         <title>What are beneficiaries and how they receive payment?</title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903774461</link>
         <description><![CDATA[<div>A beneficiary is the person or entity you name in a life insurance policy to receive the death benefit. You can name.Receiving payment from your life insurance typically involves your beneficiaries filing a claim and then waiting up to 30 to 60 days for the insurance company to pay out. </div>]]></description>
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         <pubDate>2020-11-09 11:49:06 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903774461</guid>
      </item>
      <item>
         <title>Premiums and factors that determine them.</title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903775203</link>
         <description><![CDATA[<div>a premium is the money you pay the insurance company for the coverage of the risk associated with your life. facts that influence them are age, gender, health history, profession, tenure, ect.</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-11-09 11:49:30 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903775203</guid>
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      <item>
         <title>Term</title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903775601</link>
         <description><![CDATA[<div>Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-11-09 11:49:43 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903775601</guid>
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      <item>
         <title>Whole</title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903775801</link>
         <description><![CDATA[<div>Whole life insurance provides coverage for the life of the insured. In addition to paying a death benefit, whole life insurance also contains a savings component in which cash value may accumulate. These policies are also known as “permanent” or “traditional” life insurance.</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-11-09 11:49:49 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903775801</guid>
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      <item>
         <title>Universal</title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903776539</link>
         <description><![CDATA[<div>Universal life (UL) insurance is a form of permanent life insurance with an investment savings element plus low premiums. The price tag on universal life (UL) insurance is the minimum amount of a premium payment required to keep the policy. Beneficiaries only receive the death benefit.</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-11-09 11:50:13 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903776539</guid>
      </item>
      <item>
         <title>Variable </title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903777215</link>
         <description><![CDATA[<div>A variable life insurance policy is a contract between you and an insurance company. It is intended to meet certain insurance needs, investment goals, and tax planning objectives. It is a policy that pays a specified amount to your family or others (your beneficiaries) upon your death.</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-11-09 11:50:33 UTC</pubDate>
         <guid>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903777215</guid>
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         <title></title>
         <author>05cgonzalezd</author>
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         <pubDate>2020-11-09 12:05:31 UTC</pubDate>
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         <title></title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903811863</link>
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         <pubDate>2020-11-09 12:07:50 UTC</pubDate>
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         <title></title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903814314</link>
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         <pubDate>2020-11-09 12:09:03 UTC</pubDate>
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         <title></title>
         <author>05cgonzalezd</author>
         <link>https://padlet.com/05cgonzalezd/do513q6k2uccytnm/wish/903816262</link>
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         <pubDate>2020-11-09 12:09:58 UTC</pubDate>
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