23-24/05/22 HCD PROTOTYPING Rockstar by Mariana Woznarowycz Maluf Piereck https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3 Mapping out the human experience of the proposed solution en-us 2022-05-18 06:44:19 UTC 2023-06-12 03:08:19 UTC hello@padlet.com https://padlet.net/icons/png/1f96a.png Instruction marianamaluf1 https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2188984246 2022-05-18 06:44:19 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2188984246 How might (wall)street smart Raymond crush his finance goals any time of the day? marianamaluf1 https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197142049 By offering a one-stop shop solution covering e-banking as well as rewards, where an  algorithm can make suggestions on rewards based on expenditure analysis.]]> 2022-05-24 06:21:33 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197142049 It is 8 o'clock in the morning https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197237739 Raymond sits down in the train and uses his digital banking app to payback the utility bills and makes an oversea remittence transaction to his mom living in Malaysia. Using algo and machine learning to identify user habits and directing them to their most frequent activity which is to. Check his banking statents as the default interface/page. ]]> 2022-05-24 07:18:03 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197237739 Late at night ayoliyingchu https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197241049 Before he sleeps, he got a feed from the app reminding him the daily income and expenditures after all his income & expenses of the day has been updated. 

The app then recommended him some ways to cut cost the next day. 

E.g. Cheaper substitutes of daily necessities Raymonds buys in the supermarket. > Raymond can buy it directly online from Amazon if he prefers the recommendation. ]]> 2022-05-24 07:20:11 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197241049 During the middle of the day ayoliyingchu https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197251002 Raymond had lunch with his colleagues and used the app to transfer the money to the colleague pays the bill. ]]> 2022-05-24 07:26:39 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197251002 Afterwork ayoliyingchu https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197258363 Raymond took the train back home, and he got some feed from the app for today's learning of investment. Interactive videos is very helpful for him to understand investment concept. 


]]> 2022-05-24 07:31:32 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197258363 Before Raymond reach home ayoliyingchu https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197268404 Raymond visited the supermarket to get some daily necessities. The app automatically sends him coupons available online, and he can easily use his points to get some discount when paying. ]]> 2022-05-24 07:38:44 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197268404 After the training ayoliyingchu https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197288364 After the training is done, the app recommended investment options based on Raymond's income and investment appetite. Raymond wanted to invest in Bitcoin which he believes to have great growth potential, however, he does not have enough cash in his account as just the day before Salary gets paid. He quickly get an investment loan from the app and bought the stock at the preferred price. ]]> 2022-05-24 07:52:12 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197288364 I like how the app can recommend cheaper substitutes and help save money https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197377868 2022-05-24 08:59:18 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197377868 I like the integration of taking a loan for his investment limchuer https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197377889 2022-05-24 08:59:19 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197377889 I like how the app uses ai to push information to users https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197378830 2022-05-24 09:00:00 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197378830 I wish banks could implement interactive videos on investment concept to enhance our learning limchuer https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197378900 2022-05-24 09:00:03 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197378900 I wonder if amazon would be open to partnering with a bank! I mean, apple already has a credit card, what is keeping amazon from doing something like this? marianamaluf1 https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379016 2022-05-24 09:00:09 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379016 I like the look and feel of the app, plus the functionalities. https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379048 2022-05-24 09:00:11 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379048 I wish this can be applied real life https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379254 2022-05-24 09:00:21 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379254 I like the customer journey mapped out and I wonder if the same can be done in family tree branch out. https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379808 2022-05-24 09:00:49 UTC https://padlet.com/marianamaluf1/dg8ifsdhukohqbv3/wish/2197379808