https://padlet.com/jgigler1/dcr3n78ep48vejam First write your name. Then post at least 1 reason why you think people have credit card debt. en-us 2021-11-28 21:46:03 UTC 2021-11-30 17:29:28 UTC hello@padlet.com https://padlet.net/icons/png/1f4b3.png jgigler1 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917850558 Starbucks]]> 2021-11-29 13:22:03 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917850558 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917857671 Pets and their supplies (armadillos)

]]> 2021-11-29 13:25:03 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917857671 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917857872 Alcohol.

]]> 2021-11-29 13:25:09 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917857872 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858013 Shoes]]> 2021-11-29 13:25:13 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858013 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858508 By overspending & not paying whats already owed]]> 2021-11-29 13:25:26 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858508 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858713 online shopping]]> 2021-11-29 13:25:32 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858713 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858759 buying a new vehicle ]]> 2021-11-29 13:25:33 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917858759 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917859039 collage ]]> 2021-11-29 13:25:40 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917859039 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860025 vacations ]]> 2021-11-29 13:26:05 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860025 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860340 games]]> 2021-11-29 13:26:13 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860340 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860755 having a stable mental state

]]> 2021-11-29 13:26:23 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860755 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860805 being in a relationship]]> 2021-11-29 13:26:25 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917860805 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861201 student loans

]]> 2021-11-29 13:26:35 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861201 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861244 unnecessary use of the credit card buying things until they end up in a financial hole]]> 2021-11-29 13:26:37 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861244 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861628 drugs]]> 2021-11-29 13:26:47 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861628 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861719 A fancy dinner]]> 2021-11-29 13:26:49 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917861719 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917863892 Gambling addiction]]> 2021-11-29 13:27:45 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917863892 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917864445 things]]> 2021-11-29 13:27:57 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917864445 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917864546 the human inability to understand that minor consequences build up, and that small individual purchases add up; even the nature of humanity to offset an issue to a later date helps contribute to the massive debt that the majority of america has accumulated. Credit card companies normalize this debt, marketing themselves as being easy to get, having lower interest rates (even if they have a 25% interest rate, this is still significantly better than many others), having better benefits- this concept that debt is "normal" in turn helps attribute to our nations credit card debt.]]> 2021-11-29 13:28:00 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1917864546 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918333118 drugs and other things to make life easier]]> 2021-11-29 16:16:41 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918333118 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918571655 2021-11-29 17:47:40 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918571655 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918573094 People go into credit card debt because the are not able to pay back what they owe. ]]> 2021-11-29 17:48:20 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918573094 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918574637 Spending money on drugs and alcohol.]]> 2021-11-29 17:48:59 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918574637 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918574750 snap on trucks

]]> 2021-11-29 17:49:03 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918574750 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918574911 having kids]]> 2021-11-29 17:49:07 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918574911 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918575363 Fishing Boat and Pond]]> 2021-11-29 17:49:19 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918575363 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918577960 Being illiterate]]> 2021-11-29 17:50:15 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918577960 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918578627 buying things you don´t need ]]> 2021-11-29 17:50:33 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918578627 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918582736 Trucks that go woo choo choo choo]]> 2021-11-29 17:52:16 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918582736 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918586329 buying truck parts]]> 2021-11-29 17:53:37 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918586329 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918586830 house repairs ]]> 2021-11-29 17:53:50 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918586830 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918586835 alcoholism ]]> 2021-11-29 17:53:50 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918586835 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918587071 Spending on items that are not needed. ]]> 2021-11-29 17:53:57 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918587071 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918588294 buying thing off the internet ]]> 2021-11-29 17:54:27 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1918588294 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920977975 2021-11-30 17:22:31 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920977975 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920980924 spending too much money on things they dont need]]> 2021-11-30 17:23:44 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920980924 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920981900 felonies]]> 2021-11-30 17:24:09 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920981900 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920986322 Buying more than you can afford]]> 2021-11-30 17:26:02 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920986322 https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920989378 Buying way to much clothes that are not needed but I aint broke so we good :)]]> 2021-11-30 17:27:22 UTC https://padlet.com/jgigler1/dcr3n78ep48vejam/wish/1920989378