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      <title>Assignment 2 - Online Banking by Debra Sookdeo</title>
      <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8</link>
      <description>Debra Sookdeo &amp; Deven Sookdeo</description>
      <language>en-us</language>
      <pubDate>2025-03-09 00:43:15 UTC</pubDate>
      <lastBuildDate>2025-03-20 00:46:46 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Image #1</title>
         <author>devensookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363866654</link>
         <description><![CDATA[<p>This image shows how online banking puts everything right at your fingertips no matter where you are. You can make bill payments, send money to anyone, check your personal accounts from the comfort of your own home. No more waiting in long lines or booking appointments!&nbsp;</p>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/3507134780/67fa649687e777084a7379507db05dd5/online_bank.jpg" />
         <pubDate>2025-03-13 02:50:16 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363866654</guid>
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      <item>
         <title>Image #2</title>
         <author>devensookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363878123</link>
         <description><![CDATA[<p>This image was chosen as it displays the many different platforms to bank, especially digitally. Additionally,&nbsp;when you have online banking, you can save time in stores by using your electronic devices to tap to pay. You can manage all your banking needs on your smartphone or other electronic devices, which comes in hand to avoid those dreadful bank lines.&nbsp;</p>]]></description>
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         <pubDate>2025-03-13 02:56:33 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363878123</guid>
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      <item>
         <title>Best Banks in Canada 2025</title>
         <author>devensookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363885017</link>
         <description><![CDATA[<p>This website shows a list of the top-rated banks in Canada in current year. It provides details and comparisons for each bank to help you understand what each online bank offers. It informs you if and what the banks monthly fees are, what products they offer, as well as ATM compatibility with Canada.&nbsp;</p><p><br></p><p>I chose this website mainly because it is a recent and up to date study, so all the information would be beneficial for people looking into online banking. I also really liked how the website is easy to navigate, and each bank chosen has a pros and cons section.&nbsp;</p>]]></description>
         <enclosure url="https://www.forbes.com/advisor/ca/banking/best-online-banks/" />
         <pubDate>2025-03-13 03:00:02 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363885017</guid>
      </item>
      <item>
         <title>Online Banking in Canada</title>
         <author>devensookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363886535</link>
         <description><![CDATA[<p>This website gives a full breakdown of everything you need to know about online banking in Canada, from how the system works right down to international information. In addition, this webpage gives the top 5 banks in Canada and offers a comparison to help you decide when choosing your online bank.&nbsp;</p><p><br></p><p>I chose this website because it has a lot of information that is helpful when wanting to learn about online banking in Canada. I found it to be easy to use, and I liked that some sections had links to click on for more information. It also gives brief explanations on different account types, which is useful if you are looking for more than just a chequing and savings account.&nbsp;</p>]]></description>
         <enclosure url="https://blog.remitly.com/en-ca/personal-finance/banking/" />
         <pubDate>2025-03-13 03:00:56 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363886535</guid>
      </item>
      <item>
         <title>How to enroll in Online Banking (RBC)</title>
         <author>devensookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363888571</link>
         <description><![CDATA[<p>This step-by-step guide video demonstrates how to enroll into the online banking services with one of the big five banks in Canada, Royal Bank of Canada (RBC).&nbsp;&nbsp;</p><p><br></p><p>The reasoning behind choosing this video is to show the process on how to enroll for online banking with a bank, as a few people may have difficulty; therefore, they can follow a simple tutorial, in which they have the option to replay any point they may have missed or be confused about. Another reason behind choosing this video is to demonstrate how there are many other banks (i.e. TD, BMO, etc.) that also provide access to these step-by-step video tutorials on enrolling for digital banking. A certain thing I liked about this video is how they informed their viewer to not write down their password when creating it, as it is a tip to keep your data more secure.&nbsp;&nbsp;</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=EJWSqFgFlD4" />
         <pubDate>2025-03-13 03:02:16 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3363888571</guid>
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      <item>
         <title>Online Banking Overview</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365358554</link>
         <description><![CDATA[<p>This government website provides a general overview of online banking, including a brief description and the process of how to use the online banking services — using different platforms such as the computer and on your telephone. It also contains a few ways to protect yourself and your personal data when using online banking.</p><p><br></p><p>To begin, I chose this website as I found it a great reliable resource since it is from the government of Canada. Furthermore, it supplies a good general synopsis of online banking and its responsibilities for those who may not want to do plenty of research. This website demonstrates how to use online banking on different platforms which I think is useful, as there may be many people who have difficulty using technology. &nbsp;</p>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/banking/online-banking.html" />
         <pubDate>2025-03-13 22:33:47 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365358554</guid>
      </item>
      <item>
         <title>Cyber Security</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365359506</link>
         <description><![CDATA[<p>This website teaches about cyber security and how to keep your personal data safe online. It gives examples of a few ways you can keep the data secure, such as creating unique and different passwords or using multi-factor authentication. Additionally, it provides multiple other resources within the website that are resourceful — for example, you can follow a link to read blogs on the most recent cyber threats therefore, you can be knowledgeable to know what to look out for and how to stay safe.</p><p><br></p><p>The reason behind choosing this website is when you use online banking it is dire to be secure as you do not want your personal data and account information to be shared, as it can put you in a catastrophic financial position. I enjoy how this one site can give you access to plenty of other resources that help you take preventative measures to keep you and your data safe.</p>]]></description>
         <enclosure url="https://www.getcybersafe.gc.ca/en/secure-your-accounts" />
         <pubDate>2025-03-13 22:35:17 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365359506</guid>
      </item>
      <item>
         <title>Pros &amp; Cons</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365361939</link>
         <description><![CDATA[<p>This video includes the pros and cons of online banking, and the considerations you should take to see if online banking is the right choice for you. The lady in the video explains how she uses both online banking and a brick-and-mortar bank, as she finds them both convenient for her in different aspects of her life.</p><p><br></p><p>This video was chosen as it is always beneficial to know the ups and downs of important things in your life, especially when it comes to financial decisions. I feel like this video is valuable as she gives the benefits of online banking but still can discuss the cons it may have; therefore, it lets the audience become more knowledgeable about whether online banking may or may not be a good fit for them.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?pdlt=1&amp;v=z1OyZRbdnI8" />
         <pubDate>2025-03-13 22:39:14 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365361939</guid>
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      <item>
         <title>Best No Fee Chequing Accounts in Canada 2025</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365362865</link>
         <description><![CDATA[<p>This recent and informative video explains the best chequing accounts to have in 2025 to avoid any high and unnecessary fees. &nbsp;It compares 16 different Canadian banks and the different features that their chequing accounts offer — for example, the monthly fees, minimum balances, e-transfer limits and more! The banks chosen include the big five as well as even some digital banks and less popular banks in general.</p><p><br></p><p>Firstly, I chose this video as it provides information for one of the most common bank account types — a chequing account. In addition, it provides significantly relevant and Canadian-specific information as it compares many banks within Canada. One piece of information that I found to be relatively different and useful is how, despite that the creators had already finished filming their video, they still edited in any changes that may have been made after the filming — therefore, it portrays how they show the most accurate information. &nbsp;</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=sU9Qk7_UWr4" />
         <pubDate>2025-03-13 22:40:43 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365362865</guid>
      </item>
      <item>
         <title>Welcome to our Padlet!</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365403052</link>
         <description><![CDATA[<p>Online banking is a progressing method of banking that is administered electronically — it can be accessed through various platforms as well. Throughout this padlet, you’ll expand and further your knowledge about online banking and whether it is the right choice for you! We will cover topics ranging from the<strong> pros &amp; cons</strong> of digital banking to <strong>cyber security</strong> and tips to keep your personal data safe. You will also be able to view some of the <strong>comparisons</strong> of a variety of Canadian banks and the different available offers in 2025. To conclude, you will be able to learn about online banking in Canada and the many factors that could influence you to decide if digital banking suits your lifestyle &amp; goals.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-03-13 23:36:25 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365403052</guid>
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      <item>
         <title>3. If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on?</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365416090</link>
         <description><![CDATA[<p>If I could pass on any piece of information about this topic to a family member or friend, truthfully, I feel as though cyber security would be the most important thing to pass on. The purpose behind sharing cyber security is that it is important to be knowledgeable on knowing how to keep yourself and personal data secure online — I would especially share such information with my elders as they are more vulnerable to the cyber threats as they are not up to date with the latest scams. In addition, I feel as though it could be applicable to other online features and not solely for digital banking, such as the spam phone calls.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-03-13 23:50:26 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365416090</guid>
      </item>
      <item>
         <title>Understanding Online Banking</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365430043</link>
         <description><![CDATA[<p>This video explains what online banking is and how it works. It reveals how you can make online banking a safe experience for you, and all the different functions you are able to access and do through online banking.</p><p><br/></p><p>The reason this video was chosen is because it is an informative and concise video that provides a general breakdown of online banking. The video gives the pros of online banking and the user friendliness it provides for those who may have difficulty dealing with technology. It also goes into depth if online banking is safe, and it offers many helpful tips on how you can utilize online banking in the safest way possible to give yourself a positive experience with it!</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=jMxYMNjIZTY" />
         <pubDate>2025-03-14 00:02:48 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365430043</guid>
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      <item>
         <title>1. What did you learn about your topic that surprised you the most?</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365433645</link>
         <description><![CDATA[<p>After gathering the information for this padlet, the thing that surprised me the most was how many people do not partake in online banking. I believe this is mainly because people are misinformed with how safe online banking can actually be. People often hear about the scams and data breaches that can possibly happen, yet do not realize there are many ways to aide in securing your private data to give yourself a positive experience with safe online banking.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-03-14 00:05:56 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365433645</guid>
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      <item>
         <title>2. Provide a real-life example of how this topic is relevant or interesting for you.</title>
         <author>debrasookdeo</author>
         <link>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365434183</link>
         <description><![CDATA[<p>Online banking is a relevant topic especially in today's era due to the various roles technology plays in our current lives and its continuous advancements. Personally, a function of online banking that I use almost always is e-transfer due to the convenience it provides. An example of when I would use online banking is when sending money to family members or perhaps even receiving money (i.e. from an employer) which will be instantly deposited into my account. In which, online banking can aide in providing more efficiency and convenience within your lives, as you would be able to save time by not needing to go to an ATM or bank to deposit/withdraw any funds. </p>]]></description>
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         <pubDate>2025-03-14 00:06:15 UTC</pubDate>
         <guid>https://padlet.com/debrasookdeo/d5u5loxpd7worct8/wish/3365434183</guid>
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