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      <title>Case by Wisnu Dewobroto</title>
      <link>https://padlet.com/wisnus/d4tb749mywxlfphj</link>
      <description>Bank Permata</description>
      <language>en-us</language>
      <pubDate>2021-02-18 00:52:58 UTC</pubDate>
      <lastBuildDate>2025-09-26 16:08:43 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>produk perbankan khususnya debit dan kredit masih pakai kartu (redundant &amp; dan tidak begitu diperlukan)</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213713585</link>
         <description><![CDATA[<div>Robin</div>]]></description>
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         <pubDate>2021-02-18 04:00:09 UTC</pubDate>
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      <item>
         <title>Produknya variatif dan bagus tapi ga kedengeran di luar. Inovasinya ga diikutin dengan marketing yang oke juga.</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213713699</link>
         <description><![CDATA[<div>Cindy</div>]]></description>
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         <pubDate>2021-02-18 04:00:15 UTC</pubDate>
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      <item>
         <title>Promo dan Fitur Banyak tapi Tidak Boom!</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213713888</link>
         <description><![CDATA[<div>Rio</div>]]></description>
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         <pubDate>2021-02-18 04:00:22 UTC</pubDate>
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      <item>
         <title>PermataMobileX fiturnya beberapa tidak bisa digunakan.</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213713936</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-02-18 04:00:24 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213714267</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-02-18 04:00:38 UTC</pubDate>
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      <item>
         <title>Permata Mobile X is powerful but received many complaints (i.e. Under Maintenance or </title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213714428</link>
         <description><![CDATA[<div>Rio</div>]]></description>
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         <pubDate>2021-02-18 04:00:44 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213714428</guid>
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      <item>
         <title>PMob X banya produk tetapi tidak clear yang mana yang interesting or nasabah should pay attention to </title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213714502</link>
         <description><![CDATA[<div>Alif</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:00:48 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213714502</guid>
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      <item>
         <title>Fitur atau benefit produk yang serupa (baik sesama konvensional maupun konven vs syariah)</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213714808</link>
         <description><![CDATA[<div>Nella</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:01:00 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213714808</guid>
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      <item>
         <title>Penggantian kartu masih harus di kantor cabang</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213715385</link>
         <description><![CDATA[<div>ria</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:01:23 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213715385</guid>
      </item>
      <item>
         <title>Marketing activities Permata masih kurang (social media presence etc) </title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213715951</link>
         <description><![CDATA[<div>Janice</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:01:46 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213715951</guid>
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      <item>
         <title>(Wealth Wisdom)</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213716578</link>
         <description><![CDATA[<div>Permata SME juga gak begitu dikenal kayanya grgr effortsnya kurang inovatif kalah sm bank lain kaya BRI.<br><br>Aurel</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:02:10 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213716578</guid>
      </item>
      <item>
         <title>Kurang awareness </title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213716622</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-02-18 04:02:12 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213716622</guid>
      </item>
      <item>
         <title>Complicated Process for Some Products which not inline at the moment with Permata&#39;s Simple-Fast-Reliable</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213716714</link>
         <description><![CDATA[<div>Rio</div>]]></description>
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         <pubDate>2021-02-18 04:02:16 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213716714</guid>
      </item>
      <item>
         <title></title>
         <author>nikitacendhani</author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213717531</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-02-18 04:02:43 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213717531</guid>
      </item>
      <item>
         <title>biaya transaksi ke bank lain 6500? (mending pakai flip tapi flip pun masi lama 10 menit ga langsung) kenapa ga bank kerja sama masing masing </title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213717790</link>
         <description><![CDATA[<div>Robin</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:02:53 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213717790</guid>
      </item>
      <item>
         <title>PMobX kadang sulit log-in, sayang kalau featuresnya komplit tapi ga stabil appsnya</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213718099</link>
         <description><![CDATA[<div>Steffani</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:03:06 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213718099</guid>
      </item>
      <item>
         <title>beberapa produk terkesan overlap</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213718288</link>
         <description><![CDATA[<div>(gaby)</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:03:13 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213718288</guid>
      </item>
      <item>
         <title>KCP: Bilangnya mau agile, dan inovatif. Tetapi secara praktis, tidak banyak support &amp; rewards untuk way of thinking seperti itu.</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213718576</link>
         <description><![CDATA[<div>Alif</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:03:25 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213718576</guid>
      </item>
      <item>
         <title>(Cuan Chaser) Low Customer Penetration in Rural or east region</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719218</link>
         <description><![CDATA[<div>Rio</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:03:52 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719218</guid>
      </item>
      <item>
         <title>security authentication (via sms dan email agak menggangu karena perlogin bisa dapat berkali2 dalam sehari)</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719349</link>
         <description><![CDATA[<div>gaby</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:03:56 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719349</guid>
      </item>
      <item>
         <title>Awareness masih kalah dibanding bank BUMN atau bank swasta lainnya (walaupun kita udah BUKU 4)</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719422</link>
         <description><![CDATA[<div>ria</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:03:59 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719422</guid>
      </item>
      <item>
         <title>Assets: Requirement for unbankable people</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719452</link>
         <description><![CDATA[<div>(Angga)</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:01 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719452</guid>
      </item>
      <item>
         <title>Kurangnya marketing sehingga masyarakat kurang aware sama produk2nya Permata</title>
         <author>nikitacendhani</author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719723</link>
         <description><![CDATA[<div>Nikita</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:12 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719723</guid>
      </item>
      <item>
         <title>Kurangnya socialization and marketing tools dari permata. Technology advancement masih belum fully utilized</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719882</link>
         <description><![CDATA[<div>Anton</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:18 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719882</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719890</link>
         <description><![CDATA[<div>Kurang monitor progress of a project ie lack of planning <br> Alvi </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:18 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213719890</guid>
      </item>
      <item>
         <title>Mobile branches (mobile booths di mall, branches truck) yang masih kurang optimal untuk tap new customers</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720100</link>
         <description><![CDATA[<div>Janice</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:27 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720100</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720331</link>
         <description><![CDATA[<div>Pmob x claimnya fiturnya beratus2 dan super canggih tapi sosialisasinya kurang, gak dikenal sm publik<br><br>- aurel</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:36 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720331</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720342</link>
         <description><![CDATA[<div>Lack of awareness of products or miss target market <br>Alci</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:37 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720342</guid>
      </item>
      <item>
         <title>Mobile Branches tend to look useless if it is not well operated</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720450</link>
         <description><![CDATA[<div>Rio</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:41 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720450</guid>
      </item>
      <item>
         <title>kenapa produk perbankan seperti debit dan kredit kartu harus dipisah? boros plastik (ide bisnis: bikin satu platform dimana debit dan kredit bisa jadi satu nanti kalau mau ada EDC pakai aja nfc hp)</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720613</link>
         <description><![CDATA[<div>Robin</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:46 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720613</guid>
      </item>
      <item>
         <title>Sistem IT internal, mungkin belum cukup memadai untuk keperluan digital di masa depan.</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720891</link>
         <description><![CDATA[<div>Alif</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:04:57 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213720891</guid>
      </item>
      <item>
         <title>Kurangnya sistem chat dari PMobX (segala technical issues atau pertanyaan produk harus telfon ke PTel)</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213721188</link>
         <description><![CDATA[<div>Nella</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:05:07 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213721188</guid>
      </item>
      <item>
         <title>Kalo Dukcapil ga legkip, Buka rekening harus ke Cabang in the end, meanwhile bank2 lain masih bisa and cepet</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213721618</link>
         <description><![CDATA[<div>Rio</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:05:22 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213721618</guid>
      </item>
      <item>
         <title>Generasi yang lebih muda kurang mampu di reach. kebanyakan hanya mencatter generasi tua. padahal based on research konsumen semakin muda. Permata baru </title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213722092</link>
         <description><![CDATA[<div>Cindy</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:05:38 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213722092</guid>
      </item>
      <item>
         <title>Beberapa urusan masih harus ke cabang dulu padahal bisa aja lewat apps/internet banking</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213722328</link>
         <description><![CDATA[<div>Steffani</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:05:46 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213722328</guid>
      </item>
      <item>
         <title>Jadi, siapa CEO kita ya?</title>
         <author></author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213723888</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:06:43 UTC</pubDate>
         <guid>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213723888</guid>
      </item>
      <item>
         <title>Aplikasi PMobX kurang compact in terms of design, agak membingungkan, tdk user friendly, nasabah diharuskan </title>
         <author>nikitacendhani</author>
         <link>https://padlet.com/wisnus/d4tb749mywxlfphj/wish/1213723991</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-02-18 04:06:46 UTC</pubDate>
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