<?xml version="1.0"?>
<rss version="2.0">
   <channel>
      <title>OCNNI Endorsed Safer Finances Course by Consumer Council NI</title>
      <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc</link>
      <description>Content sharing for the OCNNI Endorsed Safer Finances course</description>
      <language>en-us</language>
      <pubDate>2022-02-23 08:13:40 UTC</pubDate>
      <lastBuildDate>2026-06-02 15:10:09 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Module 1 powerpoint</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658556404</link>
         <description><![CDATA[<p>This is the powerpoint that was used to deliver lesson 1 of the course.</p><ul><li><p>Consumer Council and our role in financial services</p></li><li><p>Course Structure and Learning Criteria</p></li><li><p>Icebreaker</p></li><li><p>What is meant by Safer Finances</p></li><li><p>Income and expenditure</p></li><li><p>Forms of authorised credit</p></li><li><p>Budgeting</p></li><li><p>Types of interest and credit scoring</p></li></ul>]]></description>
         <enclosure url="https://padlet-uploads-usc1.storage.googleapis.com/4764243747/17935a71408729737e5a3a36a2fd5a3b/Module_1_Powerpoint___Introduction_and_Overview.pdf" />
         <pubDate>2025-10-30 12:41:20 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658556404</guid>
      </item>
      <item>
         <title>Learning workbook</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658557183</link>
         <description><![CDATA[<p>This is the course workbook. You will download this workbook and type all of your answers into this an submit at the agreed timeframes. </p>]]></description>
         <enclosure url="https://padlet-uploads-usc1.storage.googleapis.com/4764243747/726ce3a69d64e3f66093e1c3dbadfcd1/Safer_Finances_OCNNI_Assessment_Workbook.docx" />
         <pubDate>2025-10-30 12:41:55 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658557183</guid>
      </item>
      <item>
         <title>Module 1 E-learning</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658557935</link>
         <description><![CDATA[<p>This the an e-learning course for lesson 1 that must be completed. This does not form part of your assessments but will help you further develop your understanding of course content.</p>]]></description>
         <enclosure url="https://acc-12423.ispring.eu/app/preview/8696e640-3976-11f1-bd1c-969351d5246b?s=recent" />
         <pubDate>2025-10-30 12:42:28 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658557935</guid>
      </item>
      <item>
         <title>Lesson schedule</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658565915</link>
         <description><![CDATA[<p>This document sets out the lesson schedule, including content covered, venue for in-person session and dates that assignments are due</p>]]></description>
         <enclosure url="https://padlet-uploads-usc1.storage.googleapis.com/4764243747/ebabcf9403267be8c81f177fc3ae0f47/OCN_Safer_Finances_Course_Schedule.docx" />
         <pubDate>2025-10-30 12:47:42 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658565915</guid>
      </item>
      <item>
         <title>Assessment schedule</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658566182</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2025-10-30 12:47:52 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658566182</guid>
      </item>
      <item>
         <title>IV schedule</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658566360</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2025-10-30 12:48:00 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658566360</guid>
      </item>
      <item>
         <title>Module 2 E-learning</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658569387</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://acc-12423.ispring.eu/app/preview/4874d100-cb13-11f0-b54d-9a3ad7b3cf13" />
         <pubDate>2025-10-30 12:50:03 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658569387</guid>
      </item>
      <item>
         <title>Poll on saving money</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658573858</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2025-10-30 12:53:15 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658573858</guid>
      </item>
      <item>
         <title>Access to Banking</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658777801</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/research/access-banking-services-northern-ireland" />
         <pubDate>2025-10-30 15:01:00 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658777801</guid>
      </item>
      <item>
         <title>Lending, Savings and Debt 2019</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658779034</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/research/lending-savings-debt-research-northern-ireland-consumers" />
         <pubDate>2025-10-30 15:01:54 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658779034</guid>
      </item>
      <item>
         <title>Christians Against Poverty 2019</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658787816</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/research/christians-against-poverty-research-illegal-lending-northern-ireland" />
         <pubDate>2025-10-30 15:07:29 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658787816</guid>
      </item>
      <item>
         <title>Who we are and what we do</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658790270</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/about-us/about-consumer-council/who-we-are-and-what-we-do" />
         <pubDate>2025-10-30 15:09:15 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658790270</guid>
      </item>
      <item>
         <title>Our legislation</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658791745</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/about-us/about-consumer-council/our-legislation" />
         <pubDate>2025-10-30 15:10:18 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658791745</guid>
      </item>
      <item>
         <title>How we can help with your complaints</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658792771</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/complaints" />
         <pubDate>2025-10-30 15:10:48 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658792771</guid>
      </item>
      <item>
         <title>Illegal Money lending</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658797265</link>
         <description><![CDATA[<p>This webpage provides information on illegal money such as what is illegal money lending, how to check if your lender is operating legally and how to report illegal money lending.</p>]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/illegal-lending" />
         <pubDate>2025-10-30 15:13:56 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658797265</guid>
      </item>
      <item>
         <title>PSNI Illegal Money Lending Webpage</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658799817</link>
         <description><![CDATA[<p>The PSNI Illegal Money Lending webpage gives more information on how you can report Illegal Money Lending.</p>]]></description>
         <enclosure url="https://www.psni.police.uk/safety-and-support/advice-and-information/illegal-money-lending" />
         <pubDate>2025-10-30 15:15:41 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658799817</guid>
      </item>
      <item>
         <title>Ending the Harm Campaign: Illegal Money Lending advertisement</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658801821</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.youtube.com/watch?v=_eJQbprwnV0" />
         <pubDate>2025-10-30 15:16:56 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658801821</guid>
      </item>
      <item>
         <title>Choosing the right current account for you</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658804816</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/choosing-right-current-account" />
         <pubDate>2025-10-30 15:19:02 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658804816</guid>
      </item>
      <item>
         <title>Buy Now, Pay Later</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658806030</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/buy-now-pay-later" />
         <pubDate>2025-10-30 15:19:48 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658806030</guid>
      </item>
      <item>
         <title>Ending the Harm Campaign webpage</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658806933</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.endingtheharm.com/" />
         <pubDate>2025-10-30 15:20:24 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658806933</guid>
      </item>
      <item>
         <title>Buy Now Pay Later podcast</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658809095</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://open.spotify.com/episode/3thZfC0CXQbixzZKSbBe0C" />
         <pubDate>2025-10-30 15:21:45 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658809095</guid>
      </item>
      <item>
         <title>Ways to bank</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658813533</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/ways-bank" />
         <pubDate>2025-10-30 15:23:53 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658813533</guid>
      </item>
      <item>
         <title>Moneyhelper Savings webpage</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658815430</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.moneyhelper.org.uk/en/savings" />
         <pubDate>2025-10-30 15:25:14 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658815430</guid>
      </item>
      <item>
         <title>Moneyhelper Savings calculator</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658815916</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.moneyhelper.org.uk/en/savings/how-to-save/savings-calculator" />
         <pubDate>2025-10-30 15:25:34 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658815916</guid>
      </item>
      <item>
         <title>Help to Save Scheme for those on Universal Credit</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658817265</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.gov.uk/get-help-savings-low-income" />
         <pubDate>2025-10-30 15:26:22 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658817265</guid>
      </item>
      <item>
         <title>Budgeting</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658819185</link>
         <description><![CDATA[<p>Information on budgeting</p>]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/budgeting" />
         <pubDate>2025-10-30 15:27:42 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658819185</guid>
      </item>
      <item>
         <title>Link to the Moneyhelper budget planner</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658819777</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.moneyhelper.org.uk/en/everyday-money/budgeting/budget-planner" />
         <pubDate>2025-10-30 15:28:06 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658819777</guid>
      </item>
      <item>
         <title>Module 4 powerpoint</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658821401</link>
         <description><![CDATA[<p>To be covered by Tutors in Session 2 - 2nd June 2026</p>]]></description>
         <enclosure url="https://padlet-uploads-usc1.storage.googleapis.com/4764243747/8408130b4df76628d08d01fe181c925d/Session_2___Illegal_Lending_Powerpoint.pdf" />
         <pubDate>2025-10-30 15:29:16 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658821401</guid>
      </item>
      <item>
         <title>Module 5 E-learning</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658822208</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://acc-12423.ispring.eu/app/preview/b77b9104-d204-11f0-a4dc-f29f4b037581" />
         <pubDate>2025-10-30 15:29:49 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658822208</guid>
      </item>
      <item>
         <title>Moneyhelper Options for Borrowing Money Webpage</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658823697</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.moneyhelper.org.uk/en/everyday-money/credit/options-for-borrowing-money" />
         <pubDate>2025-10-30 15:30:52 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658823697</guid>
      </item>
      <item>
         <title>Role of our Consumer Protection Team</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658825635</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.youtube.com/watch?v=9cEj6cewMTk" />
         <pubDate>2025-10-30 15:32:19 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658825635</guid>
      </item>
      <item>
         <title>The Banking Protocol</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658828920</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.youtube.com/watch?v=ZBEvSGUlNdY" />
         <pubDate>2025-10-30 15:34:30 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658828920</guid>
      </item>
      <item>
         <title>England Illegal Money Lending Team BBC Newsnight Report</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658833451</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.youtube.com/watch?v=G235LtOU57Y" />
         <pubDate>2025-10-30 15:37:34 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658833451</guid>
      </item>
      <item>
         <title>Make your Finances Fitter</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658834828</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/make-your-finances-fitter" />
         <pubDate>2025-10-30 15:38:32 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658834828</guid>
      </item>
      <item>
         <title>Get help and support when in financial difficulty</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658836675</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/making-your-finances-fitter/get-help-and-support" />
         <pubDate>2025-10-30 15:39:37 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658836675</guid>
      </item>
      <item>
         <title>Maximise your income</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658837503</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/make-your-finances-fitter/manage-and-maximise-your" />
         <pubDate>2025-10-30 15:40:05 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658837503</guid>
      </item>
      <item>
         <title>Compare bank accounts</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658839526</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.moneyhelper.org.uk/en/everyday-money/banking/compare-bank-account-fees-and-charges" />
         <pubDate>2025-10-30 15:41:33 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658839526</guid>
      </item>
      <item>
         <title>Find ATM, Banking services, Bank Branches and Banking Hubs near you</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658841889</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.link.co.uk/cash-locator/" />
         <pubDate>2025-10-30 15:43:10 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658841889</guid>
      </item>
      <item>
         <title>Safer ways to pay</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658843697</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.consumercouncil.org.uk/consumers/help-consumers/financial-services/safer-ways-pay" />
         <pubDate>2025-10-30 15:44:21 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658843697</guid>
      </item>
      <item>
         <title>Find your local Credit Union: Irish League of Credit Unions</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658845526</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.creditunion.ie/credit-union-locator/" />
         <pubDate>2025-10-30 15:45:41 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658845526</guid>
      </item>
      <item>
         <title>Find your local Credit Union: Ulster Federation of Credit Unions</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658845982</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://ufcu.co.uk/credit-unions.html" />
         <pubDate>2025-10-30 15:45:59 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658845982</guid>
      </item>
      <item>
         <title>What is a Credit Union: Irish League of Credit Unions</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658847128</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.creditunion.ie/about-credit-unions/what-is-a-credit-union/" />
         <pubDate>2025-10-30 15:46:50 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658847128</guid>
      </item>
      <item>
         <title>What is a Credit Union: Ulster Federation of Credit Unions</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658848222</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://ufcu.co.uk/about-credit-unions.html" />
         <pubDate>2025-10-30 15:47:43 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658848222</guid>
      </item>
      <item>
         <title>How to join a Credit Union: Irish League of Credit Unions</title>
         <author>Consumer_Council_NI</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658849412</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.creditunion.ie/about-credit-unions/joining-a-credit-union/" />
         <pubDate>2025-10-30 15:48:39 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3658849412</guid>
      </item>
      <item>
         <title></title>
         <author>ivanminnis</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3893169524</link>
         <description><![CDATA[<p>Module 2. </p><p>Below you will find the e-learning and links to resources to help with the assignment</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-01 08:56:16 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3893169524</guid>
      </item>
      <item>
         <title></title>
         <author>ivanminnis</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3893224057</link>
         <description><![CDATA[<p>Module 1</p><p>This includes the Powerpoint from the in-person session, and an e-learning module. </p><p>Use these materials to help you complete assignment 1. </p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-01 10:50:54 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3893224057</guid>
      </item>
      <item>
         <title>Assignment Due 12 May 2026</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900430487</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2026-05-06 13:41:46 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900430487</guid>
      </item>
      <item>
         <title>Assignment Due 19 May 2026</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900431606</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2026-05-06 13:42:24 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900431606</guid>
      </item>
      <item>
         <title>Assignment Due 26 May 2026</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900432289</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2026-05-06 13:42:59 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900432289</guid>
      </item>
      <item>
         <title>Assignment Due 09 June 2026</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900474111</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2026-05-06 14:10:40 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900474111</guid>
      </item>
      <item>
         <title>Assignment Due 16 June 2026</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900474986</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2026-05-06 14:11:17 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900474986</guid>
      </item>
      <item>
         <title>In Person - 23 June 2026</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900479982</link>
         <description><![CDATA[<p>The last in person session will take place on the 23rd of June 2026.</p><p><br/></p><p>Location - Bryson Resource Centre, Duncairn Gardens, Belfast.</p><p><br/></p><p>Time - 10am - 12pm</p><p><br/></p><p>In this session we will review signposting and complete an evaluation of the course. You will also be issued preliminary certificates.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-06 14:14:56 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3900479982</guid>
      </item>
      <item>
         <title>Module 3 E-Learning</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3908645123</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://acc-12423.ispring.eu/app/preview/d0d6baae-d5e0-11f0-9921-be976945027a" />
         <pubDate>2026-05-12 09:25:42 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3908645123</guid>
      </item>
      <item>
         <title>Course Policies and Procedures</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3914108664</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads-usc1.storage.googleapis.com/4764243747/15fcf57fadf4d05f48e8682eb0beff4a/Open_College_Network_Northern_Ireland_Training_Policy.docx" />
         <pubDate>2026-05-15 13:39:50 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3914108664</guid>
      </item>
      <item>
         <title>Links to Debt Support Agencies</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3921957243</link>
         <description><![CDATA[<p>Find out more about their role and services</p>]]></description>
         <enclosure url="https://padlet-uploads-usc1.storage.googleapis.com/4764243747/59e7e996d1ac5d88387e13deecaf1a25/Debt_Support_Agencies.docx" />
         <pubDate>2026-05-20 09:46:19 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3921957243</guid>
      </item>
      <item>
         <title>Module 4 E-Learning</title>
         <author>coraflanagan</author>
         <link>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3937086429</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://acc-12423.ispring.eu/app/preview/af41018a-4a00-11f1-b42e-125c149a8349?s=recent" />
         <pubDate>2026-06-01 15:08:39 UTC</pubDate>
         <guid>https://padlet.com/Consumer_Council_NI/d3egnndy1ccbkktc/wish/3937086429</guid>
      </item>
   </channel>
</rss>
