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      <title>7.4 Insurance Plans  by Jenni Mejia</title>
      <link>https://padlet.com/jennimejia0619/cuw6libbqzi5</link>
      <description> In a 2-3 well developed paragraphs that include at least 3-4 cited references to the reading, explain why it is important to carry different types of insurance.  Then create an insurance plan for yourself or someone you know personally.  Include at least three of the following:  health, life, disability, auto, homeowners, renters, or liability.  Explain each of your choices.</description>
      <language>en-us</language>
      <pubDate>2017-05-01 14:02:54 UTC</pubDate>
      <lastBuildDate>2017-05-13 03:35:50 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Different type of insurances </title>
         <author>jennimejia0619</author>
         <link>https://padlet.com/jennimejia0619/cuw6libbqzi5/wish/171592628</link>
         <description><![CDATA[<div>Life: </div><div>Health:&nbsp; “One of the first decisions you will have to make when you become an adult will be health insurance.&nbsp; Recent legislation has made it so that all Americans are required to possess some health insurance plan” (Pg. 15). The Affordable Care Act made health insurance more affordable.&nbsp;<br>General: Mainly deals with auto insurance which has to deal with your car. “Auto insurance is separated into different categories:</div><div>(1) Bodily Injury – pays for medical expenses for you and others.</div><div>(2) Property Damage – pays for other people’s property that you damage.</div><div>(3) Comprehensive – pays for damage to your car other than that caused by a driving accident (tree falls on your car, catches on fire, etc.).</div><div>(4) Collision – pays for damage to your own car in the case of an accident.</div><div>(5) Medical payments – pays for medical bills for you &amp; any passengers, no matter who caused the accident.</div><div>(6) Extras include towing &amp; road service, uninsured motorist coverage, no-fault (or PIP) and death &amp; dismemberment " (Pg. 16).</div><div>Disability: “Disability insurance usually protects about 60% of your income, up to $100,000 per year. If you were to become disabled, your family would not get any life insurance (since you have not died), but you may not be able to work, so they are still without your income” (Pg. 15).</div>]]></description>
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         <pubDate>2017-05-13 02:27:05 UTC</pubDate>
         <guid>https://padlet.com/jennimejia0619/cuw6libbqzi5/wish/171592628</guid>
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      <item>
         <title>My Insurance </title>
         <author>jennimejia0619</author>
         <link>https://padlet.com/jennimejia0619/cuw6libbqzi5/wish/171593625</link>
         <description><![CDATA[<div>I would choose life insurance, auto insurance, and health insurance. Firstly I would choose life insurance because&nbsp;if I were to die I would want my family to get a set of money to make me a good funeral and they can save money. Then, I would get auto insurance because if I were to get in an accident or someone hits me, I don't want to have to pay for all the cost and this insurance and can help with covering it for me. Lastly I would get health insurance </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-05-13 03:08:09 UTC</pubDate>
         <guid>https://padlet.com/jennimejia0619/cuw6libbqzi5/wish/171593625</guid>
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