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      <title>What creative ways have you discovered to save money in your daily life? by JEEVITA A/P KARPANAN KPM-Guru</title>
      <link>https://padlet.com/g96547942/crfljvjesufuqtut</link>
      <description>Post your response to the discussion topic by clicking the plus button below.</description>
      <language>en-us</language>
      <pubDate>2025-03-27 01:11:20 UTC</pubDate>
      <lastBuildDate>2025-05-22 11:04:30 UTC</lastBuildDate>
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         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3393671728</link>
         <description><![CDATA[<p>we can use the method with,</p><p>Every time you get a RM5 note, you separate it and then save it in a bank. Why choose RM5? Because RM5 is not too big and not too small. Even RM5 is rare compared to other money. If you choose RM1, you will have to save a lot.</p>]]></description>
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         <pubDate>2025-04-03 02:29:19 UTC</pubDate>
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         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3393773571</link>
         <description><![CDATA[<p>In my opinion, The creative way to save money in our daily life is compare prices.This is because we should check multiple stores which is online and local stores may have different prices.</p><p>As a result, we can reduce our expenses.</p>]]></description>
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         <pubDate>2025-04-03 03:38:52 UTC</pubDate>
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         <author>m11870528</author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3393908555</link>
         <description><![CDATA[<p>In my opinion, the way we can use to save money is, for example, when we get pocket money of RM 10 and we only use RM 3 and the balance we have is RM7 we can save and if we save regularly the money will increase and we can use it in the future. </p>]]></description>
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         <pubDate>2025-04-03 05:25:39 UTC</pubDate>
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         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3393985363</link>
         <description><![CDATA[<p>In my opinion, a creative way to save money is that if we want to buy something, we need to choose something that is reasonably priced instead of buying something that is not profitable, and if there is a surplus, we can save it in a savings account and use it for any emergency.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-03 06:23:08 UTC</pubDate>
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         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3394005600</link>
         <description><![CDATA[<p>In my opinion, we can save money by saving little by little of money. For example, If your grandparents gave you RM 10, you can safe RM 5 and spend the other RM 5 for whatever you wish. You can even save your pocket money that your parents gave you, you can save at least RM 1 per day.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-03 06:37:38 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3394005600</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3394262643</link>
         <description><![CDATA[<p>In my opinion, spending money wisely is also one of the crucial part in savings money. Because if we spend to much, there would be less money in our saving. So with that being said, we not only have to save our money, but also spend wisely on something important for our daily uses. </p>]]></description>
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         <pubDate>2025-04-03 10:04:52 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3394262643</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3395252598</link>
         <description><![CDATA[<p>In my opinion,we can save money little by little for future needs,for example your grandmother gives you RM 20 ringgit and you can save RM 5 ringgit or RM 3 ringgit in a saving account for your future needs.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-04 01:08:25 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3395252598</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3395662890</link>
         <description><![CDATA[<p>In my opinion, if we want to save money, we need to save according to our ability and not be burdened..For example, if we earn RM5 a day, we save RM2 and in a month we earn RM60,,we can buy what is important and not waste <a rel="noopener noreferrer nofollow" href="http://it.by">it..Therefore, saving is better than spending for a comfortable life.We also need to be careful when spending, whether for needs or wants.Don't follow your passion and use it wisely, that's all from me.</a></p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-04 06:40:39 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3396001836</link>
         <description><![CDATA[<p>In my opinion, the creative way to save money is saving.This is becauese if we saving from now, we can use it in the future day incase in any emergency. We can also start saving from RM1 because if we save a little bit, we can accumulate a large amount of money, as the saying goes, little by little, it becomes ahill</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-04 12:24:08 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3396001836</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3396662679</link>
         <description><![CDATA[<p>in my opinion,we can reducing spending through methods compare prices.example,I want buy a toys.before that,i have to compare between two stores.After that,If we choose the cheaper one, we can save more money.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-05 04:04:38 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3396662679</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3396818970</link>
         <description><![CDATA[<p>A creative way to save money is to save, this is because saving money from now on, the way I save money is not eating at school and the money goes straight into the savings account to buy the things I want.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-05 11:38:31 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397183944</link>
         <description><![CDATA[<p>In my opinion, we can save for daily needs and for the future if anything happens.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-06 03:55:48 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397183944</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397289967</link>
         <description><![CDATA[<p>In my opinion, we need to save money to get something we want through our own efforts </p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-06 08:55:06 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397289967</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397345678</link>
         <description><![CDATA[<p>A creative way to save money is to save, this is because saving money from now on, the way I save money is not eating at school and the money goes straight into the savings account to buy the things I want.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-06 10:52:07 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397345678</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397385300</link>
         <description><![CDATA[<p>In my opnion, we can save money by saving we can also do extra work to get extra money we can use went emergency or went we need</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-06 12:16:29 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397385300</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397454195</link>
         <description><![CDATA[<p>A creative way, We don't have to spend money on school, We can save the extra money in a savings account, The money we save needs to be used for the future or emergencies.</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-06 14:07:03 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3397454195</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3400258852</link>
         <description><![CDATA[<p>The creative way  to save money is to keep money in the savings fund or give it to parents. For example, we ask parents to keep money in the bank</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-08 06:53:47 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3400258852</guid>
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      <item>
         <title></title>
         <author>g96547942</author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3402051034</link>
         <description><![CDATA[<p>In my opnion, we don't spend money a lot at school. </p><p><br/></p><p>-khalish-</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-09 05:32:12 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3402051034</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3402298190</link>
         <description><![CDATA[<p>In my opinion,we should only spend according to our needs, and save the rest for the future</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-09 08:26:32 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3402298190</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3402396363</link>
         <description><![CDATA[<p>in my opinion,we will save rm2 every day we go back to school. and if mom or dad give as some money,we put it in a savings account </p><p><br/></p><p>-nuraisya</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-04-09 09:53:38 UTC</pubDate>
         <guid>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3402396363</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3404540845</link>
         <description><![CDATA[<p>One of the most effective ways to save money is by bringing food from home. Usually, food sold at the school canteen can be quite expensive compared to home cooked meals. Next, i use a piggy bank to save any extra money i have. I will make sure to drop in a few coins or notes everyday even for a small amounts. </p><p><br/></p><ul><li><p>Muhammad Ameerul Putra Talhah</p></li></ul>]]></description>
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         <pubDate>2025-04-10 13:35:25 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/g96547942/crfljvjesufuqtut/wish/3407523557</link>
         <description><![CDATA[<p>we don't spend lot money in the school.we can saving the extra money in account.we can use emergency or future.</p>]]></description>
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         <pubDate>2025-04-13 07:59:18 UTC</pubDate>
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