1. There are three stocks available: a solar energy firm, an oil firm, and an airline. You can invest in two. Which two? 
(Hint: think about the rule of diversification.) *

a. solar energy firm and oil firm

b. solar energy and airline firm

c. oil firm and airline firm

2. Which of the following would be the least risky thing for you to do if you work as a real estate agent? *

a. Invest in construction companies.

b. Buy a house.

c. Marry a doctor.

d. Buy mortgage-backed securities.

e. a and b only.

3. Let’s assume that your mutual fund grows at an average rate of 7% per year—before subtracting the fees. Using the rule of 70: Approximately how many years will it take for your money to double if fees are 0.5% per year? *

a. 8.1 years

b. 9.3 years

c. 10 years

d. 10.8 years

e. 11.2 years

4. Using the same assumption as question 3, and the rule of 70: Approximately how many years will it take for your money to double if fees are 1.5% per year 
(not uncommon in the mutual fund industry)? 
 *

a. 8.2 years

b. 9.5 years

c. 10 years

d. 11.4 years

e. 12.7 years

5. Using the same assumption as question 3, and the rule of 70: Approximately how many years to double if fees are 2.5% per year? 
 *

a. 7.4 years

b. 11.5 years

c. 13. 5 years

d. 15.5 years

e. 16.3 years

1. What relationship should philanthropy have regarding government and actions/policies?

2. In what ways are you seeing volunteerism and philanthropy increasing your community’s development?

3. What is the role that nonprofits have in communities?

4. What role has philanthropy had in rebuilding communities?

5. What are some of the long term challenges for philanthropic practices?

1. How did farmer’s use government grants in lower income communities?

2. How can this government program increase the quality of life in inner city communities?

3. What is the West Oakland Food Project currently working on?

Students will be looking for the following information:

1. What is the issue/issues your nonprofit aims to address?

2. What types of services do they provide?

3. What new innovations are they currently working on, if they are not then what have they done so far?

1. They will create their own nonprofit that will help their community addressing the following criteria

   1. What is the mission of your nonprofit?

   2. What services will you provide to your community?

   3. How can you expand this nonprofit outside your community and include others across the state?

2. Students will discuss how they intend to use their future earnings to reinvest back into their hometown communities? (Philanthropy)

Students will use the Federal Government website https://www.acf.hhs.gov/ocs/programs and research and report back on one of the community based programs and will provide the following information.

1. What is the mission of the program?

2. What services are provided by the government?

3. What was your inspiration for picking the program that you chose?

1. Explain one challenge that you had in making your budget.

2. Explain one success (one easy part) in making your budget.