Owens’ Bankruptcy/Probate Timeline by Hay Bales

All the Best Resources

haybales — 2025-11-21 02:19:58 UTC

Our Research and Deep Dives

haybales — 2025-11-21 02:20:08 UTC

Disclaimer

haybales — 2025-11-21 02:20:16 UTC

The timeline herein is designed solely for educational and informational purposes. It aims to present and organize information that is already available to the public domain. The content within this timeline has been compiled from various publicly accessible sources and is not intended to be a primary source of information. While every effort has been made to ensure the accuracy and completeness of the information presented, the creators of this timeline do not claim it to be exhaustive or without error. Users are encouraged to consult original sources for verification and further details. Any statements made are opinions of the authors based on information obtained and are not be taken as statements of fact.

POC - Arizona Public Service (Claim 4-1)

haybales — 2025-11-21 02:41:54 UTC

POC - Arizona Public Service (Claim 3-1)

haybales — 2025-11-21 02:44:56 UTC

POC - Arizona Department of Revenue (Claim 1-1)

haybales — 2025-11-21 02:47:40 UTC

POC: Bank of America (Claim 7-1)

haybales — 2025-11-21 02:49:38 UTC

POC: Capital One Discover (Claim 5-1)

haybales — 2025-11-21 03:01:22 UTC

POC: Capital One (Claim 12-1)

haybales — 2025-11-21 03:06:00 UTC

POC: Capital One (Claim 12-1 pt 2)

haybales — 2025-11-21 03:07:32 UTC

POC: JP Morgan Chase (Claim 13-1)

haybales — 2025-11-21 03:09:17 UTC

POC NetCredit (Claim 6-1)

haybales — 2025-11-21 03:11:36 UTC

POC: NetCredit (Claim 8-1)

haybales — 2025-11-21 03:13:03 UTC

POC: TD Bank USA (Claim 11-1)

haybales — 2025-11-21 03:15:37 UTC

POC: Statewide Storage (Claim 10-1)

haybales — 2025-11-21 03:21:40 UTC

POC: The Key (Claim 9-1)

haybales — 2025-11-21 03:23:29 UTC

POC: Upstart (Claim 2-1)

haybales — 2025-11-21 03:24:46 UTC

AZ Claims Register

haybales — 2025-11-21 03:26:32 UTC

POC: JP Morgan Chase (Claim 14-1)

haybales — 2025-11-21 03:28:18 UTC

POC: Bank of America (Claim 15-1)

haybales — 2025-11-21 03:35:24 UTC

POC: Bank of America (Claim 15-1 pt 2)

haybales — 2025-11-21 03:36:50 UTC

POC: Bank of America (Claim 16-1)

haybales — 2025-11-21 03:39:46 UTC

POC: Bank of America (Claim 16-1 pt 2)

haybales — 2025-11-21 03:40:32 UTC

POC: Bank of America (Claim 17-1)

haybales — 2025-11-21 04:02:48 UTC

POC: Bank of America (Claim 17-1 pt 2)

haybales — 2025-11-21 04:04:47 UTC

POC: Bank of America (Claim 18-1)

haybales — 2025-11-21 04:05:37 UTC

POC: Bank of America (Claim 18-1 pt 2)

haybales — 2025-11-21 04:06:07 UTC

POC: Jefferson Capital (Claim 19-1)

haybales — 2025-11-21 04:10:02 UTC

POC: US Bank Mortgage (Claim 20-1)

haybales — 2025-11-21 04:11:47 UTC

POC: Cenlar HELOC (Claim 22-1)

haybales — 2025-11-21 04:15:54 UTC

POC: BOA (Claim 23-1)

haybales — 2025-11-21 04:17:30 UTC

POC: BOA (Claim 24-1)

haybales — 2025-11-21 04:18:30 UTC

POC: CitiBank Macys (Claim 25-1)

haybales — 2025-11-21 04:31:57 UTC

POC: CitiBank (Claim 26-1)

haybales — 2025-11-21 04:33:21 UTC

POC: Resurgent (Claim 27-1)

haybales — 2025-11-21 04:48:40 UTC

POC: Resurgent (Claim 28-1)

haybales — 2025-11-21 04:49:35 UTC

POC: Naylor/Gunn (Claim 30-1)

haybales — 2025-11-21 04:51:41 UTC

POC: Resurgent (Claim 29-1)

haybales — 2025-11-21 04:52:31 UTC

POC: Naylor/Gunn Amended Complaint (Claim 30-2)

haybales — 2025-11-21 04:54:57 UTC

Loan from Jan’s Brother - $13,000

haybales — 2025-11-21 05:04:37 UTC

Subjects:

Another Request | 12/13/2021
Loan Docs | 12/14/2021
Paragraph 2 | 12/14/2021 - 12/15/2021
Deposit has posted | 12/15/2021

Loan from Jan’s Brother - $12,000

haybales — 2025-11-21 05:06:46 UTC

Subject: Ronn’s settlement/Short-term favor

Jan requests a $5,000 - $12,000 loan

Jan thanks Mark & Dale for another loan

haybales — 2025-11-21 05:58:40 UTC

Subjects:

Thank You! | 7/2/2022

Side Agreement

haybales — 2025-11-21 06:24:33 UTC

Loan from Jan’s Brother - $20,000

haybales — 2025-11-21 06:35:56 UTC

Loan from Jan’s Brother - $10,000

haybales — 2025-11-21 06:37:01 UTC

POC: American Express (Claim 21-1)

haybales — 2025-11-21 06:44:14 UTC

Warranty Deed

haybales — 2025-11-22 00:25:10 UTC

Scottsdale House

DOT - $1,520,000

haybales — 2025-11-22 00:29:17 UTC

Scottsdale House

HARD MONEY LENDER

sketch reg history

DOT - $1,197,500

haybales — 2025-11-22 00:31:56 UTC

Scottsdale House

Co-Signed by Sarah and Christian

The Owens file for Bankruptcy

haybales — 2025-11-25 00:41:19 UTC

Declaration of Evidence of Employers' Payments Within 60 Days

haybales — 2025-11-25 00:42:54 UTC

Chapter 13 Plan

haybales — 2025-11-25 00:44:08 UTC

Declaration Re: Electronic Filing

haybales — 2025-11-25 00:44:54 UTC

Notice to Debtors

haybales — 2025-11-25 00:48:52 UTC

Notice of Chapter 13 Bankruptcy Case

haybales — 2025-11-25 01:04:28 UTC

Cenlar FSBs Request for Special Notice

haybales — 2025-11-25 01:07:57 UTC

Special Notice Request - American Express

haybales — 2025-11-25 01:09:28 UTC

OBJECTION - AZ Revenue

haybales — 2025-11-25 01:15:41 UTC

Notice of Filing Stipulation for Valuation of Collateral and Certificate of Service

haybales — 2025-11-25 01:24:24 UTC

Stipulation Re: Valuation of Collateral

haybales — 2025-11-25 01:33:14 UTC

Trustee’s Motion to Dismiss

haybales — 2025-11-26 08:05:03 UTC

Mortgage, San Francisco - $1,172,000 (New Conventional)

haybales — 2025-11-26 08:06:38 UTC

Uber Accident

haybales — 2025-11-26 08:06:47 UTC

https://padlet.com/brookeloveshorsies/owens-v-uber-timeline-7m009j5v9uui21u1

Source: Complaint for Damages filed April 4, 2019

LO v MM: Request for Domestic Violence Restraining Order

haybales — 2025-11-26 08:06:56 UTC

Mortgage, San Francisco - $850,000 (Non-conforming Private Lender)

haybales — 2025-11-26 08:07:04 UTC

Color Key:

haybales — 2025-11-26 08:12:01 UTC

🤍 -

❤️ - Major Events

💛 - Probate Case

💚 - Mortgage/Loan

💙 - Bankruptcy - Jan and Ronn Owens

💜 - Bankruptcy - Laura Owens

LO v. Uber: Civil Complaint Filed

haybales — 2025-11-26 08:15:08 UTC

Complaint for Damages Based Upon: 1) Negligence, 2) Negligent Entrustment, 3) Negligent Hiring, Supervision, or Retention

Mortgage, San Francisco - $1,370,000 (Stand Alone Second - Non-conforming Private Lender)

haybales — 2025-11-26 08:15:16 UTC

LO v. Uber: Notice of Settlement of Entire Case

haybales — 2025-11-26 08:15:27 UTC

LO v MM: Laura Files Request to Renew Restraining Order Against Michael Marraccini

haybales — 2025-11-26 08:15:39 UTC

San Francisco Home Sold, Deed - Grant Deed - $3,550,000

haybales — 2025-11-26 08:15:47 UTC

Lone Cactus: Laura begins searching for a contractor to complete work on barn

haybales — 2025-11-26 08:15:54 UTC

Laura Plaintiff asked on Facebook for bids from contractors who were familiar with high-end feeders, footing and stall flooring products needed to create top quality accommodations for their horses.

Lone Cactus was the only bid and was hired to complete project by February 16, 2021. The project had not begun until March 2021 completed in April/May 2021.

Deed of Trust, Scottsdale - $850,000

haybales — 2025-11-26 08:16:01 UTC

Purchase Price. . . . . . . . . . . . . . . . . $950,000

HELOC, Scottsdale - $100,000

haybales — 2025-11-26 08:26:16 UTC

Scottsdale House

Note date listed as 1/15/21

Lone Cactus Contractor: Work begins on barn upgrades

haybales — 2025-11-26 08:26:28 UTC

LO v GG: Civil Lawsuit Filed Against Greg Gillespie

haybales — 2025-11-26 08:26:35 UTC

Laura files a civil lawsuit against Greg, alleging Abortion Coercion, Domestic Violence, and Intentional Infliction of Emotional Distress

LO/Lone Cactus Contractor: Civil Complaint Filed

haybales — 2025-11-26 08:26:41 UTC

LO/GG: Laura Files Petition for Order of Protection Against Greg Gillespie

haybales — 2025-11-26 08:26:46 UTC

LO/GG: Greg Gillespie Files Answer and Counterclaim to Laura Owens' Lawsuit

haybales — 2025-11-26 08:26:52 UTC

Greg files his Answer and Counterclaim, alleging Fraud and Intentional Infliction of Emotional Distress against Laura Owens

The Lifesaving Power of Kindness to Strangers | Laura Owens | TEDx

haybales — 2025-11-26 08:27:00 UTC

Laura does a Tedx talk

Deed of Trust, Scottsdale - $1,520,000

haybales — 2025-11-26 08:27:05 UTC

LO/GG: Laura Files Petition for Order of Protection Against Greg Gillespie

haybales — 2025-11-26 08:27:11 UTC

Jan and Ronn add Sarah and her husband to the house deed

haybales — 2025-11-26 20:58:59 UTC

Laura’s parents (Jan and Ronn) filed to have Sarah (JD’s sister) and her husband added to the house deed.

Ronn didn’t sign this document. Jan signed it for him and claimed she is his “Attorney-in-Fact”

Deed of Trust, Scottsdale - $1,197,500

haybales — 2025-11-26 20:59:03 UTC

Laura contacted Clayton through Linkedin

haybales — 2025-11-26 20:59:10 UTC

Laura states during the June 10, 2024 evidentiary hearing that she first contacted Clayton on May 17, 2023

LO/CE: Laura files Petition to Establish Paternity, Legal Decision-Making (legal custody), Parenting Time and Child Support

haybales — 2025-11-26 20:59:16 UTC

Owens files Petition to Establish Paternity against Echard in Maricopa County Family Court. Signed on July 30, 2023.

AirBNB - Purchased with Owner Financing - $795,000

haybales — 2025-11-26 20:59:27 UTC

Purchase Price. . . . . . . . . . . . . . . . . $795,000

Deposit. . . . . . . . . . . . . . . . . . . . . . . $7,950

Additional Deposit. . . . . . . . . . . . . . $7,050

Down Payment. . . . . . . . . . . . . . . . . $64,500 (financed)

Amount Financed Through Seller. . . . $715,500

5 year loan at 5.5% interest

$4,062 monthly payments plus taxes, insurance, fees, etc.

LO/GG: Judgment

haybales — 2025-11-26 21:03:25 UTC

The case is dismissed with all parties to bear their own fees and costs incurred.

Deed of Trust, Scottsdale - $1,600,000

haybales — 2025-11-26 21:03:29 UTC

HELOC, Scottsdale - $199,800

haybales — 2025-11-26 21:03:34 UTC

LO/CE: Judgement for Laura Owens to Pay Clayton Echard's Attorneys' Fees - $149,219.76

haybales — 2025-11-26 21:03:41 UTC

Laura Creates LizMax Investments LLC with her mom, Jan Black

JustJen5072 — 2025-12-04 20:41:48 UTC

Laura Owens creates an LLC for the purpose of Real Estate and Rental and Leasing

Laura Owens files for Bankruptcy

haybales — 2025-12-09 01:44:37 UTC

Application to have the Chapter 7 filing Fee waived

haybales — 2025-12-09 03:39:29 UTC

Declaration Regarding Electronic Submission (Self-Represented Individual)

haybales — 2025-12-09 03:43:21 UTC

Declaration Under Penalty Of Perjury For Debtor(s) Without An Attorney

haybales — 2025-12-09 03:48:23 UTC

Declaration of Evidence of Employers' Payments Within 60 Days

haybales — 2025-12-09 03:50:47 UTC

Certificate of Counseling

haybales — 2025-12-09 03:53:29 UTC

Deficiency Notice

haybales — 2025-12-11 04:03:54 UTC

Trustee Evaluation and Recommendations Report with Notice of Potential Dismissal if Conditions Are Not Satisfied

haybales — 2025-12-20 20:45:43 UTC

Notice Regarding Required Personal Financial Management Course

haybales — 2025-12-20 20:47:30 UTC

BNC Certificate of Notice-Notice Regarding Required Personal Financial Management Course

haybales — 2025-12-20 20:55:32 UTC

Notice of Change of Address-Upstart

haybales — 2025-12-20 20:58:15 UTC

Notice to Creditors that the Debtor Has Not Filed the Statement of Current Monthly Income and Means Test Calculation

haybales — 2025-12-20 21:07:11 UTC

Notice Recipients-Statement of Income not Filed

haybales — 2025-12-20 21:17:25 UTC

Chapter 7 Statement of Your Current Monthly Income

haybales — 2025-12-23 02:31:33 UTC

Amendment to Schedules

haybales — 2025-12-23 02:33:51 UTC

Order Granting Application For Waiver Of Chapter 7 Filing Fee

haybales — 2025-12-31 01:31:15 UTC

Application to Have Chapter 7 Filing Fees Waived

haybales — 2025-12-31 01:33:46 UTC

Notice of Lodging Proposed Order

haybales — 2025-12-31 01:36:50 UTC

Trustee Application for Attorney

haybales — 2025-12-31 01:39:12 UTC

LizMax Airbnb Forfeiture

haybales — 2025-12-31 01:46:00 UTC

Bankruptcy Dismissal Date (Jan and Ronn)

haybales — 2025-12-31 23:37:45 UTC

Meeting of Creditors (Laura)

haybales — 2025-12-31 23:39:04 UTC

Probate Motion Hearing (Jan)

haybales — 2025-12-31 23:41:55 UTC

2pm New Mexico Time

Appointment of Personal Rep Application

haybales — 2026-01-01 00:20:37 UTC

Last Will and Testament

haybales — 2026-01-01 00:21:38 UTC

Order for Informal Probate of Will and Appointment of Personal Representative

haybales — 2026-01-01 00:22:36 UTC

Acceptance of Appointment as Personal Representative

haybales — 2026-01-01 00:24:12 UTC

Notice of Appointment as Personal Representative

haybales — 2026-01-01 00:25:49 UTC

Notice to Creditors

haybales — 2026-01-01 00:26:32 UTC

Affidavit of Publication

haybales — 2026-01-01 00:27:47 UTC

Motion for Order to Extend Time for Filing of Inventory

haybales — 2026-01-01 00:30:01 UTC

Motion for Order to Extend Time for Filing of Inventory

haybales — 2026-01-01 00:32:27 UTC

Inventory and Appraisal of Estate

haybales — 2026-01-01 00:33:57 UTC

Disposition Order for Lack of Prosecution

haybales — 2026-01-01 00:37:29 UTC

Petition to Reopen Probate Proceedings (No Fees Paid)

haybales — 2026-01-01 00:40:51 UTC

Request for Telephonic Hearing

haybales — 2026-01-01 00:43:09 UTC

Affidavit of Elizabeth Ann Naylor Owens

haybales — 2026-01-01 00:44:42 UTC

Notice of Completion of Briefings; Motion to Dismiss

haybales — 2026-01-01 00:55:50 UTC

Request for Hearing

haybales — 2026-01-01 00:56:48 UTC

Notice of Hearing

haybales — 2026-01-01 00:57:17 UTC

Motion to Vacate and Reset

haybales — 2026-01-01 00:58:04 UTC

Notice of Hearing

haybales — 2026-01-01 00:59:44 UTC

Remote Appearances Until Further Notice

haybales — 2026-01-01 01:00:25 UTC

Order Denying Without Prejudice; Petition to Reopen Probate

haybales — 2026-01-01 01:01:45 UTC

Response to Petition to Reopen Probate

haybales — 2026-01-01 01:02:42 UTC

Petition to Reopen Probate

haybales — 2026-01-01 01:03:28 UTC

Cover Sheet for Briefing Package In Support to Reopen Probate

haybales — 2026-01-01 01:03:52 UTC

Last Will and Testament

haybales — 2026-01-01 01:03:57 UTC

Notice of No Response and Request for Consideration

haybales — 2026-01-01 01:04:00 UTC

Motion to Reopen Probate; Compel Distribution of Estate Assets; Order Final Accounting

haybales — 2026-01-01 01:04:02 UTC

Petition for Approval and Withdrawal of Counsel and Substitution Assembled

haybales — 2026-01-01 01:07:26 UTC

Objection to Proposed Order

haybales — 2026-01-01 01:07:29 UTC

Reply to Objection to Proposed Order - All Exhibits Attached

haybales — 2026-01-01 01:07:33 UTC

Reply to Respondents Response in Support of Petition to Reopen Pronate and Compel Distribution

haybales — 2026-01-01 01:07:36 UTC

Notice of Completion of Briefing on Petition for Approval and Withdrawal of Counsel

haybales — 2026-01-01 01:07:38 UTC

Request for Hearing

haybales — 2026-01-01 01:10:49 UTC

Motion for Continuance

haybales — 2026-01-01 01:14:40 UTC

Order Granting Jan Black Continuance Request

haybales — 2026-01-01 01:14:47 UTC

Request for Hearing

haybales — 2026-01-01 01:16:26 UTC

Notice of Hearing

haybales — 2026-01-01 01:16:54 UTC

Certificate of Services - Answers to Petitioners Interrogatories

haybales — 2026-01-01 01:17:30 UTC

Expedited Motion to Continue

haybales — 2026-01-01 01:18:56 UTC

Motion to Dismiss Probate

haybales — 2026-01-01 01:19:00 UTC

Order Granting Continuance

haybales — 2026-01-01 01:19:07 UTC

Notice of Non Availability of Respondents Counsel and Request to Vacate and Reschedule Hearing

haybales — 2026-01-01 01:19:16 UTC

Notice of Intent to Lodge Dismissal Order and Certificate of Mailing

haybales — 2026-01-14 20:09:15 UTC

Meeting of Creditors

haybales — 2026-01-14 20:11:14 UTC

Dismissal Order

haybales — 2026-01-14 20:13:11 UTC

Notice of Appearance

haybales — 2026-01-14 21:06:30 UTC

Adversary Complaint for Non-dischargeability of Debt Against Debtor Laura Owens et al

haybales — 2026-01-14 21:24:06 UTC

Supplemental Disclosure of Counsel for the Trustee

haybales — 2026-01-14 21:44:57 UTC

Defendant Debtor Laura Owens’ Request for Judicial Notice

haybales — 2026-01-15 21:00:19 UTC

Defendant’s Motion to Dismiss

haybales — 2026-01-15 21:04:54 UTC

Second Meeting of Creditors (Laura)

JustJen5072 — 2026-01-18 15:09:42 UTC

1 pm MST

Notice to Filer of Errors and.or Deficiencies in Electronically Filed Documents

haybales — 2026-01-20 22:41:57 UTC

Gingras Compensation of Attorney

haybales — 2026-01-20 22:44:01 UTC

Adversary Case: Response to Defendant-Debtor Laura Owens’s Motion to Dismiss

haybales — 2026-01-20 22:47:12 UTC

Notice Recipients

haybales — 2026-01-20 23:11:06 UTC

Notice to Debtors

haybales — 2026-01-20 23:15:59 UTC

Notice Recipients

haybales — 2026-01-20 23:17:57 UTC

Dismissal Order

haybales — 2026-02-03 00:26:17 UTC

Application for Compensation of Fees and Reimbursement of Costs by Attorney for Debtors + Summary

haybales — 2026-02-03 00:26:24 UTC

Notice of Filing Application for Compensation of Fees and Reimbursement of Costs by Attorney for Debtors

haybales — 2026-02-03 00:26:27 UTC

Notice Recipients

haybales — 2026-02-04 01:04:44 UTC

Certificate of Notice

haybales — 2026-02-04 01:09:37 UTC

LizMax - Articles of Amendment to Articles of Organization

haybales — 2026-02-07 03:11:46 UTC

Probate Dismissal Order

haybales — 2026-02-07 03:15:43 UTC

United States Trustee's Objection to Motion for Leave to Enter Limited Scope Appearance

JustJen5072 — 2026-02-17 20:20:38 UTC

Meeting of Creditors

haybales — 2026-02-17 23:12:53 UTC

Meeting of Creditors Transcript

haybales — 2026-02-17 23:17:55 UTC

United States Trustees Application for FRBP 2004 Examination and Request for Production of Documents

haybales — 2026-02-17 23:21:10 UTC

Notice of Lodging Order Granting United States Trustees Application for FRBP 2004 Examination and Request for Production of Documents

haybales — 2026-02-17 23:22:35 UTC

Motion for Leave to Enter Limited Scope Appearance

haybales — 2026-02-17 23:26:08 UTC

Proposed Order Granting Motion to Appear

haybales — 2026-02-17 23:27:57 UTC

Notice of Appearance and Request for Notices

haybales — 2026-02-17 23:43:29 UTC

Notice of Filing Amended Schedules

haybales — 2026-02-17 23:44:23 UTC

Notice of Dates for Production of Documents and Rule 2004 Exam

JustJen5072 — 2026-02-26 18:20:08 UTC

Certificate of Service of Notice of Application for Compensation of Fees and Reimbursement of Costs by Attorney for Debtors

JustJen5072 — 2026-02-26 18:36:11 UTC

Proposed Order Approving Application for Compensation of Fees and Reimbursement of Costs by Attorney for Debtors

JustJen5072 — 2026-02-26 18:39:14 UTC

Substitution of Trustee

JustJen5072 — 2026-02-26 18:42:23 UTC

Notice of Trustee Sale

JustJen5072 — 2026-02-26 18:44:05 UTC

Order Granting US Trustee's Unopposed Motion to Extend Deadline for Filing Section 727 Objection to Discharge

JustJen5072 — 2026-02-26 18:55:11 UTC

Meeting of Creditors Audio | All the Best Research YouTube

JustJen5072 — 2026-02-26 18:57:25 UTC

Proposed Order Granting Leave to Enter Limited Scope Appearance

JustJen5072 — 2026-02-26 19:22:38 UTC

Reply in Support of Motion for Leave to Enter Limited Scope Appearance

JustJen5072 — 2026-02-26 20:08:43 UTC

Notice of Lodging Order Granting US Trustee's Unopposed Motion to Extend Deadline for Filing Section 727 Objection to Discharge and Proposed Order

JustJen5072 — 2026-02-26 21:24:17 UTC

Stipulated Motion to Dismiss

haybales — 2026-04-15 19:03:23 UTC

A Stipulated Motion to Dismiss Laura's Chapter 7 Bankruptcy case.

Laura Owens’ Chapter 7 bankruptcy case is being DISMISSED WITH PREJUDICE — she is barred from refiling for 1 year.

US Trustee and Clayton Echard agreed to the dismissal, ending the case before discharge.

Adversary case dismissed for now.

Ronn Owens and Elizabeth Naylor (Jan Black) File for Chapter 11 Bankruptcy

JustJen5072 — 2026-06-03 19:00:01 UTC

Document 1

Order to Pay Filing Fee in Three Installments

JustJen5072 — 2026-06-03 19:02:57 UTC

Document 3

Notice to Debtors

JustJen5072 — 2026-06-03 19:11:13 UTC

Document 5

This notice provides general information about the bankruptcy process.

Mailing List Declaration

JustJen5072 — 2026-06-03 19:43:44 UTC

Document 7

Declaration stating that the Master Mailing List, consisting of 1 page, is complete, correct and consistent with the debtors' Schedules.

Credit Counseling Certificate

JustJen5072 — 2026-06-03 19:45:14 UTC

Document 8

Schedules and Statements for Individuals

JustJen5072 — 2026-06-03 19:46:41 UTC

Document 9

Summary of Assest and Liabilities and Certain Statistical Information

Statement of Current Monthly Income

JustJen5072 — 2026-06-03 19:59:04 UTC

Document 10

Declaration of Evidence of Employers' Payments

JustJen5072 — 2026-06-03 20:00:13 UTC

Document 11

Application for Individuals to Pay the Filing Fee in Installments

JustJen5072 — 2026-06-03 20:04:05 UTC

Document 12

Deficiency Notice to Debtors

JustJen5072 — 2026-06-03 20:05:22 UTC

Document 13

Missing: Declaration Under Penalty of Perjury for Debtors Without an Attorney (Document 17)

List of Twenty Largest Unsecured Creditors

JustJen5072 — 2026-06-03 20:10:42 UTC

Document 14

Notice and Order Setting Chapter 11 Status Conference

JustJen5072 — 2026-06-03 20:16:04 UTC

Document 15

This notice has important information about the case for creditors and debtors, including information about the

meeting of creditors and deadlines.

Notice and Order Setting Chapter 11 Status Conference

JustJen5072 — 2026-06-03 20:39:13 UTC

Document 16

Status conference will be held on 7/7/26 at 10:30 AM at the U.S. Bankruptcy Court, Phoenix, AZ.

Notice of Appearance - Jennifer A Giaimo, US Trustee

JustJen5072 — 2026-06-03 20:50:11 UTC

Document 18

Notice of Appearance - Leonard J McDonald Jr for Alliant Credit Union

JustJen5072 — 2026-06-03 20:56:38 UTC

Document 24

Amendment to Mailing List

JustJen5072 — 2026-06-03 21:03:49 UTC

Document 25

Order - Nonpayment of Required Filing Fee

JustJen5072 — 2026-06-03 21:08:18 UTC

Document 26

Capital One Proof of Claim 1 - $31,621.20

JustJen5072 — 2026-06-03 21:11:42 UTC

Basis of the Claim: Credit Card

Last 4 Digits of Account Number: 1619

Creditor:

Capital One N.A.
by AIS InfoSource LP as agent
Charlotte, NC 28272-1083

Resurgent Capital Services Proof of Claim 2 - $10,176.68

JustJen5072 — 2026-06-03 21:24:44 UTC

Basis of the Claim: Retail

Last 4 Digits of Account Number: 6002

Original Creditor: Synchrony Bank, Aka CareCredit

Creditor:

Resurgent Receivables, LLC
Resurgent Capital Services
Greenville, SC 29603-0587

Arizona Public Service (APS) Proof of Claim 3 - $5,595.02

JustJen5072 — 2026-06-03 21:27:31 UTC

Basis of the Claim: Utility Charges

Last 4 Digits of Account Number: 0134

Creditor:

APS
Phoenix, Arizona 85027

Debtors' Motion for Extension of Time to File Schedules and All Other Required Documents

JustJen5072 — 2026-06-04 17:09:22 UTC

Document 27

Lodging Proposed Order Granting Debtors' Motion for Extension of Time to File Schedules and All Other Required Documents

JustJen5072 — 2026-06-04 20:08:09 UTC

Document 28

Declaration Under Penalty of Perjury for Debtors Without an Attorney

JustJen5072 — 2026-06-04 20:38:45 UTC

Document 29

Request for Service - US Bank Trust Company

JustJen5072 — 2026-06-06 14:06:12 UTC

Document 31

Emergency Motion of Debtors-in-Possession to Extend Automatic Stay Pursuant to 11 U.S.C. § 362(c)(3)(B)

JustJen5072 — 2026-06-08 16:40:36 UTC

Document 32

Debtors’ Motion for Expedited Hearing on Emergency Motion to Extend Automatic Stay Pursuant to Local Rule 9013-1(i)

JustJen5072 — 2026-06-08 16:44:14 UTC

Document 33

[Proposed] Order Granting Debtors' Motion for Expedited Hearing on Emergency Motion to Extend Automatic Stay

JustJen5072 — 2026-06-08 16:44:18 UTC

Document 34

Lodging Proposed Order (Notice of) Granting Debtors' Motion for Extension of Time to File Schedules and All Other Required Documents

JustJen5072 — 2026-06-11 19:03:18 UTC

Document 35

Lodging Proposed Order (Notice of) Granting Debtors' Motion for Expedited Hearing on Emergency Motion to Extend Automatic Stay

JustJen5072 — 2026-06-11 19:10:17 UTC

Document 36

United State's Trustee's Objection to Motion to Extend Automatic Stay

JustJen5072 — 2026-06-11 21:05:43 UTC

Document 37

Order Granting Debtors' Motion for Expedited Hearing on Emergency Motion to Extend Automatic Stay

JustJen5072 — 2026-06-16 19:04:43 UTC

Document 39

Certificate of Service - Documents 32, 33, 39

JustJen5072 — 2026-06-16 19:07:31 UTC

Document 38

Notice of Rescheduled Hearing

JustJen5072 — 2026-06-16 21:56:48 UTC

Document 40

Notice of Rescheduled Hearing. (related documents) 32 - Motion to Continue Automatic Stay, 39 - Order on Motion to Set Hearing. Hearing set for 6/18/2026 at 10:30 AM

US Trustee's Motion to Appear Remotely

JustJen5072 — 2026-06-16 21:57:29 UTC

Document 42

Motion to Appear Remotely by Videoconference filed by Jennifer A. Giaimo of Office of the US Trustee (related document - 40 - Notice of Rescheduled Hearing).

Notice of Lodging of Proposed Order to Appear Remotely

JustJen5072 — 2026-06-16 22:02:44 UTC

Document 43

Notice of Lodging Proposed Order to Appear Remotely filed by Jennifer A. Giaimo of Office of the US Trustee (related documents - 42 - Motion to Appear Remotely)

Notice Recipients - Notice of Rescheduled Hearing

JustJen5072 — 2026-06-16 22:26:36 UTC

Document 40-1

Notice Receipents - Notice of Rescheduled Hearing. (related documents) 40 - Notice of Rescheduled Hearing. Hearing set for 6/18/2026 at 10:30 AM

Notice of Debtors' Contact Information

JustJen5072 — 2026-06-16 22:34:41 UTC

Document 44

Notice of Filing Debtor's Contact Information filed by Elizabeth Ann Naylor, Ronald Stephen Owens

Order Granting US Trustee's Motion to Appear by Videoconference

JustJen5072 — 2026-06-16 22:34:58 UTC

Document 45

Objection to Debtors' Emergency Motion to Extend Automatic Stay - Alliant Credit Union

JustJen5072 — 2026-06-16 22:36:14 UTC

Document 46

Certificate of Service - Objection to Debtor’s Emergency Motion to Extend the Automatic Stay - Alliant Credit Union

JustJen5072 — 2026-06-16 22:37:42 UTC

Document 47

Notice of Appearance - Alliant Credit Union

JustJen5072 — 2026-06-17 15:32:13 UTC

Document 48

Debtors' Motion for Authorization to Appear by Videoconference at Hearing on Emergency Motion to Extend Automatic Stay

JustJen5072 — 2026-06-17 15:33:26 UTC

Document 49

Order Granting Debtors' Motion to Appear by Videoconference

JustJen5072 — 2026-06-17 19:32:06 UTC

Document 50

Notice Recipients - Order Granting Debtors' Motion to Appear by Videoconference

JustJen5072 — 2026-06-17 19:33:10 UTC

Document 50-1

Reply to Objection to US Trustee's Objection and Alliant Credit Union’s Objection to Emergency Motion to Extend Automatic Stay

JustJen5072 — 2026-06-17 20:56:12 UTC

Document 51

Notice of Withdraw of Objection to Debtors' Emergency Motion to Extend Automatic Stay-Alliant Credit Union

JustJen5072 — 2026-06-17 21:20:22 UTC

Document 52

Motion to Dismiss Chapter 11 Bankruptcy Case filed by Elizabeth Ann Naylor and Ronald Stephen Owens

JustJen5072 — 2026-06-24 20:31:31 UTC

Document 57

Notice of Lodging Proposed Order filed by Elizabeth Ann Naylor and Ronald Stephen Owens

JustJen5072 — 2026-06-25 15:56:47 UTC

Document 58

Certificate of Service filed by Elizabeth Ann Naylor, Ronald Stephen Owens

JustJen5072 — 2026-06-25 15:56:51 UTC

Document 59

Bank of America Proof of Claim 4 - $25,623.69

JustJen5072 — 2026-06-25 16:05:59 UTC

Basis of the Claim: Money Loaned

Last 4 Digits of Account Number: 4899

Creditor:

Bank of America, N.A.
Tampa, FL 33631-3785

Arizona Department of Revenue Proof of Claim 5 - $6,716.00

JustJen5072 — 2026-06-25 16:06:02 UTC

Basis of the Claim: State Taxes

Last 4 Digits of Account Number: 3273/6688

Creditor:

ARIZONA DEPARTMENT OF REVENUE
Office of the Arizona Attorney General
c/o Tax, Bankruptcy and Collection Sct
Phoenix AZ 85004

Minute Entry

JustJen5072 — 2026-06-25 19:30:25 UTC

Document 60

Resurgent Capital Services Proof of Claim 6 - $9,227.82

JustJen5072 — 2026-06-25 22:23:36 UTC

Basis of the Claim: Retail

Last 4 Digits of Account Number: 2555

Original Creditor: Synchrony Bank, Aka CareCredit

Creditor:
Resurgent Receivables, LLC
Resurgent Capital Services
Greenville, SC 29603-0587

US Trustee's Limited Objection to Debtors' Motion to Dismiss

JustJen5072 — 2026-07-03 16:00:22 UTC

Document 61

Watch Court Hearing on Ronn Owens and Jan Black's Chapter 11 Bankruptcy - Continued Emergency Hearing

JustJen5072 — 2026-07-03 16:10:34 UTC

JPMorgan Chase Bank Proof of Claim 7 - $6,139.42

JustJen5072 — 2026-07-15 23:22:23 UTC

Basis of the Claim: Credit Card

Last 4 Digits of Account Number: 3693

Creditor:

JPMorgan Chase Bank, N.A.
s/b/m/t Chase Bank USA, N.A.
c/o National Bankruptcy Services, LLC
Addison, Texas 75001

American Express National Bank Proof of Claim 8 - $50,125.93

JustJen5072 — 2026-07-15 23:22:27 UTC

Basis of the Claim: Credit Card

Last 4 Digits of Account Number: 2002

Creditor:

American Express National Bank, AENB
c/o Zwicker and Associates, P.C.
Attorneys/Agents for Creditor
Andover, MA 01810-1041

Amendment to Chapter 11 Petition

JustJen5072 — 2026-07-15 23:50:58 UTC

Document 75

Amendment to Master Mailing List

JustJen5072 — 2026-07-15 23:55:11 UTC

Document 73

Nonpayment of Required Filing Fee-VAN Form

JustJen5072 — 2026-07-15 23:56:01 UTC

Document 74

Amendment to Chapter 11 Petition

JustJen5072 — 2026-07-15 23:59:44 UTC

Document 76

Amendment to Schedules (A/B,C,G,H,I,J)

JustJen5072 — 2026-07-15 23:59:50 UTC

Document 76

Amendment to Schedules (D,E_F_34.00 Fee)

JustJen5072 — 2026-07-15 23:59:54 UTC

Document 77

Notice Recipients: Nonpayment of Required Filing Fee-VAN Form

JustJen5072 — 2026-07-16 00:00:52 UTC

Document 74-1

Statement of Financial Affairs

JustJen5072 — 2026-07-16 00:04:43 UTC

Document 78

Minute Entry-07.07.2026 Status Conference

JustJen5072 — 2026-07-16 00:05:39 UTC

Document 79

Notice of Chapter 11 Bankruptcy Case

JustJen5072 — 2026-07-16 00:07:39 UTC

Document 80

Notice Recipients: Notice of Chapter 11 Bankruptcy Case

JustJen5072 — 2026-07-16 00:08:49 UTC

Document 80-1

Minute Entry-07.01.2026 Continued Expedited Hearing on Debtors' Emergency Motion to Extend Automatic Stay

JustJen5072 — 2026-07-16 00:10:32 UTC

Document 69

Notice of Hearing - Related to Document 57

JustJen5072 — 2026-07-16 00:13:14 UTC

Document 64

Notice Recipients: Notice of Hearing - Related to Document 57

JustJen5072 — 2026-07-16 00:13:20 UTC

Document 64-1

Motion to Appear Remotely

JustJen5072 — 2026-07-16 00:14:59 UTC

Document 67

Lodging Proposed Order for Motion to Appear Remotely

JustJen5072 — 2026-07-16 00:15:04 UTC

Document 68

Watch Court Hearing on Ronn Owens and Jan Black's Chapter 11 Bankruptcy Status Conference

JustJen5072 — 2026-07-16 00:17:54 UTC

Certificate of Notice: Minute Entry-07.01.2026 Continued Expedited Hearing on Debtors' Emergency Motion to Extend Automatic Stay

JustJen5072 — 2026-07-16 00:22:52 UTC

Document 70

Order Granting Debtors' Motion to Appear Via Videoconference

JustJen5072 — 2026-07-16 00:31:48 UTC

Document 72

Minutes - Meeting of Creditors

JustJen5072 — 2026-07-16 00:43:45 UTC

Document 63

Alliant Credit Union Proof of Claim 9 - $218,922.22

haybales — 2026-07-17 23:17:06 UTC

Basis of the Claim: Money Loaned

Last 4 Digits of Account Number: 8928

Net credit Proof of Claim 10 - $8,345.32

haybales — 2026-07-17 23:23:35 UTC

Basis of the Claim: Money Loaned

Last 4 Digits of Account Number: 6688

Jefferson Capital Systems (Amazon Store Card) Proof of Claim 11 - $1,216.15

haybales — 2026-07-17 23:28:58 UTC

Basis of the Claim: Credit Card

Last 4 Digits of Account Number: 2671

Ronn & Jan Chapter 11 Bankruptcy: Meeting of Creditors

haybales — 2026-07-17 23:30:57 UTC

Notice of Lodging Proposed Order Granting Stipulated Motion to Dismiss with Prejudice

haybales — 2026-07-17 23:49:48 UTC

Chapter 13 Standing Trustee's Final Report and Account

haybales — 2026-07-17 23:51:56 UTC

Jan asks Mark and Dale for money

haybales — 2026-07-18 00:28:44 UTC

Ronn’s Settlement/Short-term Favor | 10/5/2021

Emails between Jan and her brother

haybales — 2026-07-18 00:32:15 UTC

Paragraph 2 | 12/15/2021

Jan emails her brother that the deposit came through

haybales — 2026-07-18 00:34:20 UTC

Deposit has posted | 12/15/2021

Jan emails her brother to ask for more money

haybales — 2026-07-18 00:36:14 UTC

Another request | 12/13/2021

Meeting of Creditors

JustJen5072 — 2026-07-21 13:36:35 UTC

Meeting of Creditors Transcript

JustJen5072 — 2026-07-21 13:38:09 UTC

*AI Generated-May contain some mistakes

Request for Service of Notices-AMEX

JustJen5072 — 2026-07-21 13:44:24 UTC

Document 83

Monthly Operating Report for May 2026

JustJen5072 — 2026-07-21 22:52:36 UTC

Document 84

Monthly Operating Report for June 2026

JustJen5072 — 2026-07-21 22:54:41 UTC

Document 85

Balance Sheet

JustJen5072 — 2026-07-21 22:55:11 UTC

Document 86

Schedule of Payments to Insiders

JustJen5072 — 2026-07-21 22:56:05 UTC

Document 87

Bank of America Proof of Claim 12 - $23,991.32

JustJen5072 — 2026-07-22 17:14:12 UTC

Basis of the Claim: Consumer Credit Card

Last 4 Digits of Account Number: 7501

TD Bank Proof of Claim 13 - $1,820.01

JustJen5072 — 2026-07-24 22:28:33 UTC

Basis of the Claim: Credit Card

Last 4 Digits of Account Number: 5037

Supplemental Response to Debtors' Motion to Dismiss

JustJen5072 — 2026-08-03 23:38:19 UTC

Document 89

US Bank Trust Company (Select Portfolio Services) Proof of Claim 14 - $1,753,385.12

JustJen5072 — 2026-08-03 23:45:15 UTC

341 Meeting Minutes

JustJen5072 — 2026-08-10 17:55:36 UTC

Document 88

Receipt of Chapter 11 Installment Filing Fee - $600.00

JustJen5072 — 2026-08-10 17:56:54 UTC

Debtors' Expedited Motion for Video Appearance

JustJen5072 — 2026-08-10 19:03:14 UTC

Document 90

Notice of Lodging Proposed Order Granting Debtors' Expedited Motion for Video Appearance

JustJen5072 — 2026-08-10 19:04:44 UTC

Document 91

Order Granting Debtors Motion to Appear Via Videoconference

JustJen5072 — 2026-08-10 19:06:28 UTC

Document 92

Receipt of Chapter 11 Final Installment for Petition Filing Fee - $458

JustJen5072 — 2026-08-10 19:08:09 UTC

Audio Recording of Hearing (Embedded in PDF)

JustJen5072 — 2026-08-10 19:10:24 UTC

Document 93

Order-Debtors' Motion for Voluntary Dismissal, Effective August 10, 2026

JustJen5072 — 2026-08-10 19:18:11 UTC

Document 95

The order to bar the Owens' from refiling for bankruptcy again is effective as of the date this order was entered, August 10, 2026

Certificate of Notice for Order Granting Debtors' Virtual Appearance

JustJen5072 — 2026-08-10 19:22:22 UTC

Document 94

Notice Recipients-Order-Debtors' Motion for Voluntary Dismissal

JustJen5072 — 2026-08-10 19:24:41 UTC

Document 95-1

Two Year Bar to Refiling for Bankruptcy Effective August 10, 2026

JustJen5072 — 2026-08-10 19:28:15 UTC

Excerpt from Document 95

Claims Registry Summary

JustJen5072 — 2026-08-10 19:45:47 UTC

Mark Naylor and Dale Gunn Submit Change of Address

JustJen5072 — 2026-08-11 18:15:51 UTC

Document 96

Mark Naylor is Jan Black’s Brother