https://padlet.com/coraleblanc33/capih0akvwsr Cora LeBlanc en-us 2019-10-23 16:17:53 UTC 2025-11-11 18:19:10 UTC hello@padlet.com coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/414396234 2019-11-21 00:34:03 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/414396234 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/414397795 While you are exploring my wall you will find websites, photos and images filled with information about credit and debit fraud. Debit Card Fraud occurs when the information on your debit or credit card is stolen and funds from your account are used with out your authorization. Using debt and credit cards has became the way of life for many Canadians and we need to know how to protect ourselves.
Website #1 Debit Card Fraud
This website communicates how debit card fraud happens, how you can protect yourself from it and what steps to take if you’re a victim of debit card fraud. This website summarizes how someone can steal your debit card information and what to watch out for. It also has some good tips for setting up a good and safe pin for your debit card.
 I chose this website because it taught me a lot about what I
need to be aware of. I didn't know that there were devices that copies and records the information from my card. I defiantly need to be more aware.



]]> 2019-11-21 00:38:38 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/414397795 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415697469 2019-11-23 19:03:57 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415697469 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415697698 2019-11-23 19:05:49 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415697698 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415885159 2019-11-24 19:49:51 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415885159 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415886705 This video summarizes how the banks and credit card companies notice fraudulent activity. This video explains how major payment processors collect large amount of data from their card holders, getting to now their spending habits. I wasn't aware of this but it is smart. As you tap and swipe your card the credit company creates a profile it has your location, how much you typically spend and your habits.
I chose this video because it had a lot of information I didn't know about. I never knew that if someone drained a bunch of funds from your account the bank generally has to give you all the money back if you report fast enough. ]]> 2019-11-24 19:58:23 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415886705 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415902231 This website gives you a summary of who is responsible for charges on a stolen credit card. The fair credit billing act is the federal law that defines your rights when your credit card is stolen. Under the act, you won't be held liable for any charges if you report the theft before any fraudulent charges are made on your account. You could
be liable for up to $50 if the credit card is used before you report the
theft, so you want to report it stolen as soon as you notice it's missing. 
I chose this website because I think it's important to know
who would be responsible for charges on a stolen card. You don't want to have to be responsible to pay back large amounts of unauthorized charges.

]]> 2019-11-24 21:14:36 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415902231 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415905480 This video summarizes how debit card fraud happens and what consumers can do t prevent it. Canadians are among the highest users of debit cards in the world so we need to protect ourselves. A theft doesn't actually need your debit card to steal from you, they just need enough information to duplicate your card. To get the information some people use a skimming device to capture information from your card.
I chose this video because it contains a lot of good information and with examples. It also has Canadian statistics that I wasn't aware of such as Canadians make over 4 billion interact debit transactions each year. ]]> 2019-11-24 21:31:47 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415905480 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415911214 I chose this photo because I feel like credit card fraud is something that happens online. There are so many scams online in your advertisements and emails. I feel like a lot of people don't think twice and end up falling for a scam online.]]> 2019-11-24 22:01:33 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415911214 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415913235 This website gives you an overview on how to protect yourself from debit card fraud. Debit cards are very safe there 99 per cent of debit transactions occurring without incident each year in Canada. However, you still need to know how to protect yourself. The bank is working to protect you as well. The banks have a team of experts who can detect fraudulent activity and can usually reimburse and notify you before you even notice yourself. I chose this website because it has so much helpful information. It gives you a brief explanation on what debit fraud is, how the banks protect you from being a victim and the prevalence of debit card fraud. Something I found interesting is debit card fraud losses have dropped 92 percent.
 ]]> 2019-11-24 22:13:12 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415913235 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415914446 This video summarizes how many Canadians are effected by debit and credit fraud, different ways of committing credit or debit fraud and tips for protecting yourself. 15  million Canadians are targeted by fraud each year, in 2009 there was $600 million dollar damage due to fraudulent activity.
I chose this video because it shows credit fraud through an email that claims you've won a free vacation. I feel like this tactic is used a lot and can hurt a lot of people who aren't educated on credit and debit fraud especially younger people.]]> 2019-11-24 22:20:09 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415914446 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415946825 .This video tells you how ATM skimming works. When a credit or debit card swiped through a skimmer the device captures and stores all the details stored in the card's magnetic stripe. Credit card skimmers are often placed over the card swipe mechanism on ATM's,but the skimmers can be placed over almost any type of credit card reader. Thieves will also make pin sized holes to add a camera so they can see you enter your pin. I chose this video because I never knew how skimming worked and this video taught me a lot about how its done and the equipment that is used. Something I found interesting was More recent black market gadgets can transmit card information and pins wirelessly which makes it really easy to get away with this.

 ]]> 2019-11-25 01:11:23 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415946825 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415958023 2019-11-25 01:58:19 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415958023 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415963970 This website provides you with a bunch of tips that will prevent credit card fraud. Fortunately, you can try to avoid credit card fraud by keeping your credit card information extra safe. Always be aware for scammers who may try to trick you into giving up your credit card details. Don't toss your credit card billing statements into the trash they typically have your full credit card number printed on time. Shred them to keep people from getting their hands on your credit card number. Do the same with old credit cards that have expired or been canceled. I chose this website because it has a lot of helpful tips that I haven’t seen on the other websites. Some of the tips are things you could easily forget about and then be in some trouble. 

]]> 2019-11-25 02:22:09 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415963970 coraleblanc33 https://padlet.com/coraleblanc33/capih0akvwsr/wish/415965520 I chose this image to prove how easy it is to be a victim of debt or credit fraud through skimming at an ATM. In this photo it looks like a normal ATM and you would never think that your information is being recorded. ]]> 2019-11-25 02:29:13 UTC https://padlet.com/coraleblanc33/capih0akvwsr/wish/415965520