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      <title>Online Banking by sajan dhall</title>
      <link>https://padlet.com/sajandhall12/c7ykpiq8load</link>
      <description>By Sajan</description>
      <language>en-us</language>
      <pubDate>2020-03-03 13:51:11 UTC</pubDate>
      <lastBuildDate>2024-12-03 01:53:04 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>welcome to my Padlet wall</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/475614452</link>
         <description><![CDATA[<div>Hi everyone, in my wall i am going explain very briefly pros and cons and how to be alert and safe from the online scams about the online banking. secondly the best way to use the online banking and how we can protect our password and other information from the dishonest schemes.</div>]]></description>
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         <pubDate>2020-03-26 00:49:11 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/475614452</guid>
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      <item>
         <title>2.Advantages of online banking</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/475621805</link>
         <description><![CDATA[<div>We can pay our bills online, when ever you want and there is no need to fill the information every time, there is no fee for paying the bills. Any time you can view your transaction details and your account statement as well, no need to go bank for any kind of information. Beside this you can view and change your personal information like password and address. The protection of account also can be done online regularly check the credit card transaction details. The most important part is we can transfer money between account and as well as international. With online banking we can reduce the extra usage of paper  and can save our nature. <br><br></div>]]></description>
         <enclosure url="https://www.thebalance.com/three-advantages-of-online-banking-2385804" />
         <pubDate>2020-03-26 01:02:05 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/475621805</guid>
      </item>
      <item>
         <title>3.Disadvantages of online banking </title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/475630137</link>
         <description><![CDATA[<div>if we talk about the technology, there is no doubt it makes our life easier but still some cons too. When we are accessing our bank account online it can be affected by slow down of internet and some time bank server down and for some time unavailable. Secondly, the online security information theft and account hacked is the biggest problem. Limitation of deposit money online or some time the problem face in scanning the cheque. Beside this limited source of services online like if you need to make an application for mortgage or any other account related need to visit the branch.<br><br></div>]]></description>
         <enclosure url="https://smallbusiness.chron.com/online-banking-disadvantages-2248.html" />
         <pubDate>2020-03-26 01:16:15 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/475630137</guid>
      </item>
      <item>
         <title>4.Online Banking Scams</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479274959</link>
         <description><![CDATA[<div>Nowadays, online banking scams are becoming very popular especially with those people who are not aware about these fraudulent terms and that money will never be retrieved. These scams do not have any protection and the people itself are responsible for these things. Scammers get successful to convince the victims by making cheque deposit in the account and when the victims get to know about these scammers will <br>disappear. Some of the common scams are: <br>1. Cheque over payment scams<br>2. Credit card and bank account scams<br>3. Charity scams<br>4. Online lending scams<br>5. Employment scams<br>6. Award scams</div>]]></description>
         <enclosure url="https://money.usnews.com/banking/articles/scams-that-target-your-bank-account" />
         <pubDate>2020-03-27 23:43:18 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479274959</guid>
      </item>
      <item>
         <title>1.Online bank vs Traditional bank</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479289207</link>
         <description><![CDATA[<div>From the last few years,  the trend of online banking has become a boom for the country, because of some specific reasons as compared with the traditional banks you will be getting high interest rate, beside this they do not charge any additional fees for making any transaction and transfers between accounts, no need to pay any amount for checking your account statements. On the other hand, it is available 24x7 for the convenience of the people and lastly, most of the time you need to answer the security questions for accessing the account, that prevent your banking from unknown persons.</div>]]></description>
         <enclosure url="https://smartasset.com/checking-account/online-vs-traditional-banks-which-is-better" />
         <pubDate>2020-03-28 00:16:37 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479289207</guid>
      </item>
      <item>
         <title>Some personal experience of online banking users.</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479298718</link>
         <description><![CDATA[<div>Here in this video you can get to know that how they send you a simple text message and  how quickly access they our banking account. so the guy just explaining that he only receive the text that his account get frozen and you need to access it immediately. Although he doesn't have any account in TD bank. Its all about getting your banking information. After getting text, the only thing we have to do is to visit the branch or call the bank from becoming the victim. His personal experience suggests that this is one of the most scary scam and scammers will do whatever they want to after taking out all your money and you will be helpless.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=8YXi8R0o45c" />
         <pubDate>2020-03-28 00:41:37 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479298718</guid>
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      <item>
         <title>How hackers got the banking information..</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479965800</link>
         <description><![CDATA[<div>In this video, hackers reveal how they got bank information on the customers account. They easily encrypt the data and get access to the account and companies won't be able to identify the scam.  They also mentioned how they use an algorithm to get account numbers while posting to the regular customers account about the reset of the password details. There is also  another term known as spear Phishing which is linked to the mail ids and contacts and their friends also become part of this fraud. The bank employees in this video explained that they have personally called the affected customers and reimburse their losses and provided the security options about free monitoring services of their accounts.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=uVcsqWot5Sg" />
         <pubDate>2020-03-28 21:25:06 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479965800</guid>
      </item>
      <item>
         <title>Tips for protecting your online banking</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479997470</link>
         <description><![CDATA[<div>To get protected from online banking scams the given video explains few tips. Firstly, antivirus  and internet firewalls tools can be installed to protect against malicious software on the computers and on mobile phones. It also suggests to download apps from your bank or certified app store application and also advises to be alert and cautious while using outside WiFi as hackers can easily hack you personal information. For more protection, change passwords on regular basis and explains how to choose correct password. It is also suggested to check financial transactions frequently and get alerts and notifications from the prescribed bank.</div>]]></description>
         <enclosure url="https://youtu.be/DGo-OhDWIKQ" />
         <pubDate>2020-03-28 22:34:50 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479997470</guid>
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      <item>
         <title>How to pay employees through online banking</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479999720</link>
         <description><![CDATA[<div>This video describes how to pay your employees and vendors with the help of online banking. A set up has to be completed and the required information to be filled about the employees and vendors.<br>An account information is to be needed and all other details in order to set up the pay form and click save and continue. After that due dates and amount to be paid is selected and set the default dates. Check the details and confirm the transactions by clicking confirm. In this way, transactions get completed and you are done with the process. It is really a helpful tool for the businesses and saves time and money from doing paperwork.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=daPlgsKElKo" />
         <pubDate>2020-03-28 22:40:53 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/479999720</guid>
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      <item>
         <title>Identifying the scam email </title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/480013390</link>
         <description><![CDATA[<div>Firstly, bank always knows the customer name while addressing any information related to his/her account. Secondly, instead of providing link they always provide the reference number  or visiting branch request.</div>]]></description>
         <enclosure url="https://www.rbc.com/privacysecurity/images/phishing-email.gif" />
         <pubDate>2020-03-28 23:17:45 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/480013390</guid>
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      <item>
         <title>Text alert Scam sample</title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/480015949</link>
         <description><![CDATA[<div>While providing notifications or text message alerts bank always write last 4 digits of the account instead of first 4 digits. And in case of account disabled feature, they never ask to login online.</div>]]></description>
         <enclosure url="https://www.rbc.com/cyber-security/_assets-custom/images/smishing-scam.png" />
         <pubDate>2020-03-28 23:24:59 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/480015949</guid>
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      <item>
         <title>Reflective Questions </title>
         <author>sajandhall12</author>
         <link>https://padlet.com/sajandhall12/c7ykpiq8load/wish/480957696</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-03-29 20:40:33 UTC</pubDate>
         <guid>https://padlet.com/sajandhall12/c7ykpiq8load/wish/480957696</guid>
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