https://padlet.com/rk8371055/c1ozawucozbj Ramandeep Kaur(100677779), Ramandeep Kaur(100676783), Ritik Sharma en-us 2019-03-29 17:15:06 UTC 2025-05-28 12:49:42 UTC hello@padlet.com rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/346648273 2019-03-29 17:32:35 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/346648273 rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/346652486 About Online Banking]]> 2019-03-29 17:42:37 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/346652486 rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/346661806 The image illustrates that there are different banks which have online banking service. This Image is useful for people to get the information about different types of online bank services. I have a online banking app of Scotia bank that I used to do transactions, pay bills by using Scotia online banking which provides me  best service.]]> 2019-03-29 18:06:17 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/346661806 rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/346661875 The Image describes about the benefits of online banking, moreover, I think it is time consuming and secure to make payments online. Due to Online banking, one can check the list of transactions and payments in a few minutes on regular basis and also start to do savings and investments. This image is chosen because it provides the list of benefits of online banking that aware people about the online access of banks. ]]> 2019-03-29 18:06:29 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/346661875 https://padlet.com/rk8371055/c1ozawucozbj/wish/346967072 Online banking is a fast way to look into your account in this modern era. Everybody is busy in their life but with the help of online banking, you can easily open your account into mobile or computer. You can see current account statements, easily review transactions or even old history. It make easiest to transfer money to your friends or family in minutes rather than wasting time on visiting bank. We are able to pay bills or to do online shopping.
Online banking help us to keep eye on our money 24 hours. If their is low balance in our account, then we receive email alert and because of that we don't have to pay for overdraft fees.]]> 2019-03-31 22:58:12 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/346967072 https://padlet.com/rk8371055/c1ozawucozbj/wish/346969474 Online banking is also known as net banking, internet banking, e- banking or virtual banking and it is an electronic payment system in which transactions are conducted electronically on a secure website.
Steps for online banking:
1) Firstly, create a username or password. we are able to create password or username by self at home.
2) After this, we are able to perform all the bank transactions at home with the help of online banking.
3) Email id or mobile no. is compulsory for online banking.
4) With the help of online banking  we can do funds transfer, bills payment, check book request, manage debit/cards. 
5) Account details must be added to transfer funds like, account holder name, account name, address, bank IFSC code.
This video picked because it covers the explanation and brief description related with what is online banking and its use. ]]> 2019-03-31 23:16:59 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/346969474 https://padlet.com/rk8371055/c1ozawucozbj/wish/347019807 Internet banking is nothing more than traditional banks delivered by the internet, computer, laptop, smart phone or tablet. It is also known as online banking, web banking, virtual banking or e- banking. This formal banking allows their users to manage their bank account or financial transactions over the internet, instead of visiting a bank or using a telephone. Internet banking has lots of advantages, which is being available for 24/7 and it is a fastest, easiest and convenient way of making transactions. But one should be aware about the use of online banking.]]> 2019-04-01 04:43:19 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/347019807 https://padlet.com/rk8371055/c1ozawucozbj/wish/347023755 Yes, online banks are safe. It becomes more and more popular everyday. When people do transactions, make payments, e-transfer money, they should follow some precautions like make sure page is secure when entering data, never share usernames, passwords with anybody. Through email, Be cautious when someone log to your bank, use a strong password, make sure your computer is protected.
This Video is picked because safe banking is a main thing. This video is different from other videos because in this video, the information related with safe and secure banking is given.]]> 2019-04-01 05:11:22 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/347023755 https://padlet.com/rk8371055/c1ozawucozbj/wish/347028770 One can use online banking at anytime, any where 24/7. People have no problems associated with parking , paper work. because they don't need to visit bank, that  is a power of internet banking. People can manage their bank account from their computer. People can view all of their  bank account information or even download it. Also, one can access to demit account, loan account, credit card account details. It is easy to transfer funds instantly within India or over any other country, request for a cheque book or a demand draft, register for e-statements or SMS alerts with internet banking. People can track all their investments.
This video is chosen because some people don't have any knowledge about how to use online banking app, so this video gives brief idea about the use of online banking service.]]> 2019-04-01 05:44:35 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/347028770 rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/347299063 There are numerous pros of Online Banking which includes- one can check their account balance on daily basis and make savings, investments,  people can do bill payments, online transaction to another countries, interac-e-transfer and monitor CIBC investments, one can save their lots of time which spent on visiting the bank and wait in line. Moreover, their is no effect of opening and closing hours of bank on individuals, due to online banking account. 
We have choose this website, because it provides lots of advantages of online banking in brief way. This website is different from other website because due to this, one can easily get knowledge and  information which provides pros regarding online banking. ]]> 2019-04-01 17:17:10 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/347299063 rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/347310644 Online Banking has lot of advantages, but it has some drawbacks which cannot be ignored. The cons are- there is no personal banker relationship, if one has any problems to access the account, then it will be hard to sort out problem quickly, it happen due to lack of personal relationship. There are some issues regarding security, online banking can not be safe in some cases, if one do transactions or online payments by using public WiFi which is not secure internet.
We have picked this website because it is important for people to know about the drawbacks of online banking which aware people about the hacking and safe precautions regarding internet banking. ]]> 2019-04-01 17:37:11 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/347310644 rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/347373798 There are some guidance related with online banking regarding how to use online banking website which involves: firstly go to the website of particular bank in which someone has a account. Then, make a online account and login with your username and strong password. After clicking on account summary, one can know how much balance is in account and after click on search transactions, one can see the transactions that are done. If people want to transfer fund, then they can click on transfer fund and make transactions.  One can make bill payments, credit card payments by using online banking guidance of each step.
These website is different from other websites because it shows the guidance of how to do banking online. With the help of this website, people can easily follow the guidelines and make a online bank account and take the benefit of online bank account. ]]> 2019-04-01 19:44:56 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/347373798 rk8371055 https://padlet.com/rk8371055/c1ozawucozbj/wish/347445177 There are various features of online banking that involves- it is a fastest to make online bank account, people receive messages which is about your payment is done and during e-transfer, the money is accepted by other person. The other feature of online banking is that the proof of transaction is available electronically rather than papers. 
We picked this website because in this website, there are 7 features of online banking are described step by step with a clear explanation. ]]> 2019-04-02 02:04:50 UTC https://padlet.com/rk8371055/c1ozawucozbj/wish/347445177