https://padlet.com/pamelaokeefe27/c1gjnz67ts7h Tuppence a bag.... en-us 2017-08-30 03:14:17 UTC 2025-11-17 06:13:04 UTC hello@padlet.com pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383605 When I taught high school English, one of the questions I always got was, "Why do we have to read fiction anyway? It's not like it's actually real!" Well, the fact is, the media we entertain ourselves with helps to form our thoughts about the world around us. Great classic films such as "It's a Wonderful Life," and "Mary Poppins" featured bankers prominently, and could surely create the impression that bankers are an unkind and unfriendly lot. It's not very flattering, and it's not really fair, either. Then again, the Mary Poppins movie wasn't exactly on target as far as chimney sweeping, either.

https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&uact=8&ved=0ahUKEwiW9YXfhojWAhUo6IMKHWomCGUQyCkIKzAA&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DXHrRxQVUFN4&usg=AFQjCNFfb8x_Xl9iud2mWAxvQdthjqWSzA]]> 2017-09-03 03:16:51 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383605 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383694 Okay - just a word of advice: maybe your bank offers you overdraft protection on your debit card so that, "you won't be embarrassed when you're trying to make a payment at the store and your card gets declined." Just skip it. You know why? Because there's a fee for that. And you know what? If you use your card, and they cover it when you don't actually have money in your account, you know what? You're going to keep spending what you don't have, and it's just going to get worse. ]]> 2017-09-03 03:21:19 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383694 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383700 If you've ever written "For deposit only," on the back of a check, you have endorsed it restrictively. http://simplestudies.com/what-does-indorsement-mean.html]]> 2017-09-03 03:21:24 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383700 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383703 I was starting to think that people on the internet had lost their minds, because I kept on seeing this word. But nope- its' legit.
http://writingexplained.org/indorsement-vs-endorsement-difference]]> 2017-09-03 03:21:28 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383703 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383705 My "food" trips usually include stuff like four more plastic pencil boxes because they were marked down to 25¢ each, a single bottle of pop (that costs three times as much as it would if I bought a six-pack of bottles), and a t-shirt that no one needs. 
The solution? There's an app for that. Wherever it is you shop all the time, if they're a big name store, they have an app, and chances are, it'll keep track of your purchases if you scan your receipts. ]]> 2017-09-03 03:21:33 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383705 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383707 Check your bank's website and find out if they have an app you can download. I live in Allen, Nebraska. We are tiny -- officially designated a village -- but we still have a bank branch - Security Bank. And even they have an app. We can use the app, and the website, to keep track of our payments and deposits. Some banks will let you take a picture of the front and back of a paper check that you want to deposit -- and when you send it to them through their website or app, it's deposited. https://www.mysecbank.com/
 ]]> 2017-09-03 03:21:36 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383707 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383708 The trick to making this is two-fold: 1. Decide if you're doing double-line or single-line entry. Single-line is easier; double-line is more complete.*
2. When you calculate the balance after your first transaction, make sure the formula takes the previous balance, adds the deposit, and subtracts the withdrawal -- even if you're only withdrawing or only depositing. That way, you can copy and paste that one formula down the entire column, and you'll always have your balance. ]]> 2017-09-03 03:21:39 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383708 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383842 The drawer orders the drawee to pay the payee. ]]> 2017-09-03 03:27:11 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184383842 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184384003 You'll want to reserve blank endorsements for when you're standing right there in front of the bank teller handing off your check - because once you've signed it, whoever gets the check can get the cash.

]]> 2017-09-03 03:31:54 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184384003 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184384011 If you're like me, then Intro to Accounting was confusing for the first week or so. I kept having to remind myself that "credit" did not mean cash was increasing - it meant it was decreasing. We can thank our check book registers for that!
http://www.thedigeratilife.com/blog/steps-balance-a-checkbook/

]]> 2017-09-03 03:32:22 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184384011 pamelaokeefe27 https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184384303 In this case, you're signing the check, and in a way, you're re-writing it, because you're allowing a new person to become the payee. You were the payee on the face of the check; when you fully endorse it, you're naming someone else as the payee. I don't know of very many people who do this, though]]> 2017-09-03 03:41:12 UTC https://padlet.com/pamelaokeefe27/c1gjnz67ts7h/wish/184384303