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      <title>Ralph Byer - Longtime Florida Wealth Manager at Merrill Lynch by Ralph Byer</title>
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      <description>A Merrill Lynch wealth management advisor with experience spanning three decades, Ralph Byer serves the needs of high net worth individuals and families of South Florida. Based in Plantation, Ralph Byer combines knowledgeable retirement advice with the coordination and implementation of estate and legacy plans. At the same time, he emphasizes tax minimization strategies that help meet financial objectives.

Another aspect of working with Merrill Lynch that his clients appreciate is access to mortgages and other lending options through a Bank of America partnership. He closely follows stock market trends, with concentrated stock positions designed to take advantage of liquidity and other market-defining events.

Beyond his financial activities, Mr. Byer crafts handmade pens under the RMBee trademark, and he donates his creations for auction at charitable fundraisers. His community affiliations include support for Jewish Adoption and Family Care Options and the Sheriff’s Foundation of Broward County. A motorsports enthusiast, he also enjoys woodturning when he has free time.</description>
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      <pubDate>2020-12-30 06:24:38 UTC</pubDate>
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         <title>JAFCO Children’s Ability Center</title>
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         <description><![CDATA[<div>Named to the Forbes Best in State Financial Advisors list in 2018, <a href="https://ralphbyer.medium.com/"><strong>Ralph Byer</strong></a> serves as a managing director and wealth management advisor with Merrill Lynch. In addition to his work with Merrill Lynch, Ralph Byer supports community organizations such as the Jewish Family Adoption and Care Options (JAFCO).</div>]]></description>
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