https://padlet.com/dominic_williams11/bqdo3jbklrd0 Made with a wink and a smile en-us 2019-12-13 20:11:54 UTC 2019-12-13 20:32:59 UTC hello@padlet.com dominic_williams11 https://padlet.com/dominic_williams11/bqdo3jbklrd0/wish/424012105 A debt to income (DTI) ratio compares household income to debt. "The measure is commonly used to determine if the household qualifies for a mortgage or loan."  Having a low ratio "shows you have a good balance between debt and income" which give you a better chance at getting a loan.

To keep a good credit score I would use a credit card for things I could immediately pay off, raising my credit score.
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