https://padlet.com/hmboey89/moneychat Source: Youtube Title: Money Chat en-us 2016-07-13 19:40:39 UTC 2025-11-24 02:06:49 UTC hello@padlet.com https://padlet.com/hmboey89/moneychat/wish/116380732 Do research before going to a  ]]> 2016-07-14 02:41:16 UTC https://padlet.com/hmboey89/moneychat/wish/116380732 https://padlet.com/hmboey89/moneychat/wish/116380741 Research before you trip.]]> 2016-07-14 02:41:23 UTC https://padlet.com/hmboey89/moneychat/wish/116380741 https://padlet.com/hmboey89/moneychat/wish/116380745 1. Do research before going on a trip
-create budget to spending within salary
2. Don't be so easily influenced by what available to spend today
3. List out daily & monthly expense]]> 2016-07-14 02:41:26 UTC https://padlet.com/hmboey89/moneychat/wish/116380745 https://padlet.com/hmboey89/moneychat/wish/116380749 2016-07-14 02:41:29 UTC https://padlet.com/hmboey89/moneychat/wish/116380749 https://padlet.com/hmboey89/moneychat/wish/116380754 2016-07-14 02:41:32 UTC https://padlet.com/hmboey89/moneychat/wish/116380754 https://padlet.com/hmboey89/moneychat/wish/116380755 Limit 30% of your credit card of the limit ]]> 2016-07-14 02:41:32 UTC https://padlet.com/hmboey89/moneychat/wish/116380755 https://padlet.com/hmboey89/moneychat/wish/116380757 save 30% from month salary]]> 2016-07-14 02:41:34 UTC https://padlet.com/hmboey89/moneychat/wish/116380757 https://padlet.com/hmboey89/moneychat/wish/116380762 How to keep track of spending on vacation?
1. Keep spending at a limit to the amount of cash brought.
2. Find out the costs of the trip, including accomodation, food, transportation and spending money.

How to improve financial health?
Develop a personal budget. This will help you keep track of what you can afford and where your money is going.
Save at least 30% of your income.]]> 2016-07-14 02:41:37 UTC https://padlet.com/hmboey89/moneychat/wish/116380762 https://padlet.com/hmboey89/moneychat/wish/116380764 2016-07-14 02:41:39 UTC https://padlet.com/hmboey89/moneychat/wish/116380764 https://padlet.com/hmboey89/moneychat/wish/116380769 Develope personal budget]]> 2016-07-14 02:41:41 UTC https://padlet.com/hmboey89/moneychat/wish/116380769 https://padlet.com/hmboey89/moneychat/wish/116380775 1151105295
Doing personal financial budget ]]> 2016-07-14 02:41:44 UTC https://padlet.com/hmboey89/moneychat/wish/116380775 https://padlet.com/hmboey89/moneychat/wish/116380781 2016-07-14 02:41:48 UTC https://padlet.com/hmboey89/moneychat/wish/116380781 https://padlet.com/hmboey89/moneychat/wish/116380787 List down all the daily expenses ]]> 2016-07-14 02:41:50 UTC https://padlet.com/hmboey89/moneychat/wish/116380787 https://padlet.com/hmboey89/moneychat/wish/116380791 Stop yourself from over spending]]> 2016-07-14 02:41:54 UTC https://padlet.com/hmboey89/moneychat/wish/116380791 https://padlet.com/hmboey89/moneychat/wish/116380793 Create a budget of spending

]]> 2016-07-14 02:41:55 UTC https://padlet.com/hmboey89/moneychat/wish/116380793 https://padlet.com/hmboey89/moneychat/wish/116380794 2016-07-14 02:41:56 UTC https://padlet.com/hmboey89/moneychat/wish/116380794 https://padlet.com/hmboey89/moneychat/wish/116380797 1151105218]]> 2016-07-14 02:41:58 UTC https://padlet.com/hmboey89/moneychat/wish/116380797 https://padlet.com/hmboey89/moneychat/wish/116380806 1151105313]]> 2016-07-14 02:42:02 UTC https://padlet.com/hmboey89/moneychat/wish/116380806 https://padlet.com/hmboey89/moneychat/wish/116380810 1151105286
Do not spend if you can't afford.]]> 2016-07-14 02:42:11 UTC https://padlet.com/hmboey89/moneychat/wish/116380810 https://padlet.com/hmboey89/moneychat/wish/116380812 Budget your spending

]]> 2016-07-14 02:42:13 UTC https://padlet.com/hmboey89/moneychat/wish/116380812 https://padlet.com/hmboey89/moneychat/wish/116380819 2016-07-14 02:42:17 UTC https://padlet.com/hmboey89/moneychat/wish/116380819 https://padlet.com/hmboey89/moneychat/wish/116380825 2016-07-14 02:42:21 UTC https://padlet.com/hmboey89/moneychat/wish/116380825 https://padlet.com/hmboey89/moneychat/wish/116380826 don't spend what you don't have]]> 2016-07-14 02:42:23 UTC https://padlet.com/hmboey89/moneychat/wish/116380826 https://padlet.com/hmboey89/moneychat/wish/116380827 Do reseach before trip
-how much for trip and food
Limit your spending
-spend just 30%of credit card]]> 2016-07-14 02:42:24 UTC https://padlet.com/hmboey89/moneychat/wish/116380827 https://padlet.com/hmboey89/moneychat/wish/116380831 2016-07-14 02:42:25 UTC https://padlet.com/hmboey89/moneychat/wish/116380831 https://padlet.com/hmboey89/moneychat/wish/116380838 2016-07-14 02:42:32 UTC https://padlet.com/hmboey89/moneychat/wish/116380838 https://padlet.com/hmboey89/moneychat/wish/116380839 Using credit card wisely
Have a plan before buying a expensive item]]> 2016-07-14 02:42:33 UTC https://padlet.com/hmboey89/moneychat/wish/116380839 https://padlet.com/hmboey89/moneychat/wish/116380850 Use apps to plan finance
 ]]> 2016-07-14 02:42:43 UTC https://padlet.com/hmboey89/moneychat/wish/116380850 https://padlet.com/hmboey89/moneychat/wish/116380851 Think before spending
Spending wisely]]> 2016-07-14 02:42:44 UTC https://padlet.com/hmboey89/moneychat/wish/116380851 https://padlet.com/hmboey89/moneychat/wish/116380852 Develop a personal budget.]]> 2016-07-14 02:42:45 UTC https://padlet.com/hmboey89/moneychat/wish/116380852 https://padlet.com/hmboey89/moneychat/wish/116380858 Work to earn more money

]]> 2016-07-14 02:42:51 UTC https://padlet.com/hmboey89/moneychat/wish/116380858 https://padlet.com/hmboey89/moneychat/wish/116380866 2016-07-14 02:42:57 UTC https://padlet.com/hmboey89/moneychat/wish/116380866 https://padlet.com/hmboey89/moneychat/wish/116380870 Do research before trip

]]> 2016-07-14 02:43:00 UTC https://padlet.com/hmboey89/moneychat/wish/116380870 https://padlet.com/hmboey89/moneychat/wish/116380872 Dont spend what u dont have....(example=credit card)]]> 2016-07-14 02:43:01 UTC https://padlet.com/hmboey89/moneychat/wish/116380872 https://padlet.com/hmboey89/moneychat/wish/116380881 Develope the personal budget that can help you to figure out where your money go and how much you ]]> 2016-07-14 02:43:04 UTC https://padlet.com/hmboey89/moneychat/wish/116380881 https://padlet.com/hmboey89/moneychat/wish/116380888 1. Live life within your mean 
2. Dont be influence easily
3. List daily and monthly expenses 
4. Develop personal budget  ]]> 2016-07-14 02:43:10 UTC https://padlet.com/hmboey89/moneychat/wish/116380888 https://padlet.com/hmboey89/moneychat/wish/116380891 limited atleast 30 percent if using credit card]]> 2016-07-14 02:43:13 UTC https://padlet.com/hmboey89/moneychat/wish/116380891 https://padlet.com/hmboey89/moneychat/wish/116380892 2016-07-14 02:43:13 UTC https://padlet.com/hmboey89/moneychat/wish/116380892 https://padlet.com/hmboey89/moneychat/wish/116380896 2016-07-14 02:43:15 UTC https://padlet.com/hmboey89/moneychat/wish/116380896 https://padlet.com/hmboey89/moneychat/wish/116380897 Improve financial health]]> 2016-07-14 02:43:15 UTC https://padlet.com/hmboey89/moneychat/wish/116380897 https://padlet.com/hmboey89/moneychat/wish/116380917 Need to think wheter ]]> 2016-07-14 02:43:31 UTC https://padlet.com/hmboey89/moneychat/wish/116380917 https://padlet.com/hmboey89/moneychat/wish/116380922 Checking your budget  ]]> 2016-07-14 02:43:35 UTC https://padlet.com/hmboey89/moneychat/wish/116380922 https://padlet.com/hmboey89/moneychat/wish/116380924 Save at least 30% of your monthly salary for emergency uses,retirement,vaca]]> 2016-07-14 02:43:35 UTC https://padlet.com/hmboey89/moneychat/wish/116380924 https://padlet.com/hmboey89/moneychat/wish/116380926 list daily uses

]]> 2016-07-14 02:43:36 UTC https://padlet.com/hmboey89/moneychat/wish/116380926 https://padlet.com/hmboey89/moneychat/wish/116380931 List down monthly and daily spending]]> 2016-07-14 02:43:40 UTC https://padlet.com/hmboey89/moneychat/wish/116380931 https://padlet.com/hmboey89/moneychat/wish/116380934 1151105313

]]> 2016-07-14 02:43:42 UTC https://padlet.com/hmboey89/moneychat/wish/116380934 https://padlet.com/hmboey89/moneychat/wish/116380947 1151105286
Save at least 30% for saving ]]> 2016-07-14 02:43:52 UTC https://padlet.com/hmboey89/moneychat/wish/116380947 https://padlet.com/hmboey89/moneychat/wish/116380948 Hi

]]> 2016-07-14 02:43:52 UTC https://padlet.com/hmboey89/moneychat/wish/116380948 https://padlet.com/hmboey89/moneychat/wish/116380951 Create a budget of  ]]> 2016-07-14 02:43:55 UTC https://padlet.com/hmboey89/moneychat/wish/116380951 https://padlet.com/hmboey89/moneychat/wish/116380963 Develop personal budget

]]> 2016-07-14 02:44:06 UTC https://padlet.com/hmboey89/moneychat/wish/116380963 https://padlet.com/hmboey89/moneychat/wish/116380975 Doing research before spending ]]> 2016-07-14 02:44:14 UTC https://padlet.com/hmboey89/moneychat/wish/116380975 https://padlet.com/hmboey89/moneychat/wish/116380976 2016-07-14 02:44:14 UTC https://padlet.com/hmboey89/moneychat/wish/116380976 https://padlet.com/hmboey89/moneychat/wish/116380977 Do research before going a trip
Write spending in paper/]]> 2016-07-14 02:44:15 UTC https://padlet.com/hmboey89/moneychat/wish/116380977 https://padlet.com/hmboey89/moneychat/wish/116380980 Record daily spending.]]> 2016-07-14 02:44:15 UTC https://padlet.com/hmboey89/moneychat/wish/116380980 https://padlet.com/hmboey89/moneychat/wish/116380982 Small budget in investment 

]]> 2016-07-14 02:44:16 UTC https://padlet.com/hmboey89/moneychat/wish/116380982 https://padlet.com/hmboey89/moneychat/wish/116380983 Don't spend on the things that you don't need

]]> 2016-07-14 02:44:17 UTC https://padlet.com/hmboey89/moneychat/wish/116380983 https://padlet.com/hmboey89/moneychat/wish/116380994 1151105313
List daily expenses

]]> 2016-07-14 02:44:23 UTC https://padlet.com/hmboey89/moneychat/wish/116380994 https://padlet.com/hmboey89/moneychat/wish/116380996 Do not spend when u don have]]> 2016-07-14 02:44:24 UTC https://padlet.com/hmboey89/moneychat/wish/116380996 https://padlet.com/hmboey89/moneychat/wish/116381003 Need to think wheter your expenses can effort your salary]]> 2016-07-14 02:44:34 UTC https://padlet.com/hmboey89/moneychat/wish/116381003 https://padlet.com/hmboey89/moneychat/wish/116381004 limited atleast]]> 2016-07-14 02:44:36 UTC https://padlet.com/hmboey89/moneychat/wish/116381004 https://padlet.com/hmboey89/moneychat/wish/116381006 2016-07-14 02:44:38 UTC https://padlet.com/hmboey89/moneychat/wish/116381006 https://padlet.com/hmboey89/moneychat/wish/116381012 2016-07-14 02:44:47 UTC https://padlet.com/hmboey89/moneychat/wish/116381012 https://padlet.com/hmboey89/moneychat/wish/116381016 2016-07-14 02:44:51 UTC https://padlet.com/hmboey89/moneychat/wish/116381016 https://padlet.com/hmboey89/moneychat/wish/116381025 Pay bills first before spending

]]> 2016-07-14 02:44:58 UTC https://padlet.com/hmboey89/moneychat/wish/116381025 https://padlet.com/hmboey89/moneychat/wish/116381028 Balance your spending
Work to earn money
Record daily  ]]> 2016-07-14 02:44:59 UTC https://padlet.com/hmboey89/moneychat/wish/116381028 https://padlet.com/hmboey89/moneychat/wish/116381031 Develope personal budget know where your money is going

]]> 2016-07-14 02:45:00 UTC https://padlet.com/hmboey89/moneychat/wish/116381031 https://padlet.com/hmboey89/moneychat/wish/116381036 1151105313
Check your budget and limit your budget]]> 2016-07-14 02:45:07 UTC https://padlet.com/hmboey89/moneychat/wish/116381036 https://padlet.com/hmboey89/moneychat/wish/116381044 1151105286
At least save 30% for saving ]]> 2016-07-14 02:45:14 UTC https://padlet.com/hmboey89/moneychat/wish/116381044 https://padlet.com/hmboey89/moneychat/wish/116381048 2016-07-14 02:45:17 UTC https://padlet.com/hmboey89/moneychat/wish/116381048 https://padlet.com/hmboey89/moneychat/wish/116381051 1151105348
Do research before going a vacation.limit your spending]]> 2016-07-14 02:45:17 UTC https://padlet.com/hmboey89/moneychat/wish/116381051 https://padlet.com/hmboey89/moneychat/wish/116381054 2016-07-14 02:45:20 UTC https://padlet.com/hmboey89/moneychat/wish/116381054 https://padlet.com/hmboey89/moneychat/wish/116381057 Money spend equal to income ]]> 2016-07-14 02:45:23 UTC https://padlet.com/hmboey89/moneychat/wish/116381057 https://padlet.com/hmboey89/moneychat/wish/116381065 2016-07-14 02:45:26 UTC https://padlet.com/hmboey89/moneychat/wish/116381065 https://padlet.com/hmboey89/moneychat/wish/116381080 2016-07-14 02:45:46 UTC https://padlet.com/hmboey89/moneychat/wish/116381080 https://padlet.com/hmboey89/moneychat/wish/116381086 Pay yourself before spending that means we have to save our money first and the balance then only we can spend

]]> 2016-07-14 02:45:52 UTC https://padlet.com/hmboey89/moneychat/wish/116381086 https://padlet.com/hmboey89/moneychat/wish/116381092 2016-07-14 02:45:56 UTC https://padlet.com/hmboey89/moneychat/wish/116381092 https://padlet.com/hmboey89/moneychat/wish/116381097 Balance ur budget]]> 2016-07-14 02:46:02 UTC https://padlet.com/hmboey89/moneychat/wish/116381097 https://padlet.com/hmboey89/moneychat/wish/116381099 Checking your burget ]]> 2016-07-14 02:46:03 UTC https://padlet.com/hmboey89/moneychat/wish/116381099 https://padlet.com/hmboey89/moneychat/wish/116381102 2016-07-14 02:46:06 UTC https://padlet.com/hmboey89/moneychat/wish/116381102 https://padlet.com/hmboey89/moneychat/wish/116381104 Work to earn money
Balance your spending

]]> 2016-07-14 02:46:07 UTC https://padlet.com/hmboey89/moneychat/wish/116381104 https://padlet.com/hmboey89/moneychat/wish/116381122 Stop to over  ]]> 2016-07-14 02:46:27 UTC https://padlet.com/hmboey89/moneychat/wish/116381122 https://padlet.com/hmboey89/moneychat/wish/116381124 Crete your budget in Microsoft Word ]]> 2016-07-14 02:46:27 UTC https://padlet.com/hmboey89/moneychat/wish/116381124 https://padlet.com/hmboey89/moneychat/wish/116381139 Think that 'do u need this' dont simply spend ur money and think rationally]]> 2016-07-14 02:46:39 UTC https://padlet.com/hmboey89/moneychat/wish/116381139 https://padlet.com/hmboey89/moneychat/wish/116381141 Do investment on your own budget

]]> 2016-07-14 02:46:40 UTC https://padlet.com/hmboey89/moneychat/wish/116381141 https://padlet.com/hmboey89/moneychat/wish/116381143 record monthly salary and never over spending]]> 2016-07-14 02:46:41 UTC https://padlet.com/hmboey89/moneychat/wish/116381143 https://padlet.com/hmboey89/moneychat/wish/116381164 Record daily spending
Balance your spending
Limit your daily spending
Save at least 30% for future
Do not spend when u dun have]]> 2016-07-14 02:46:57 UTC https://padlet.com/hmboey89/moneychat/wish/116381164 https://padlet.com/hmboey89/moneychat/wish/116381166 2016-07-14 02:46:59 UTC https://padlet.com/hmboey89/moneychat/wish/116381166 https://padlet.com/hmboey89/moneychat/wish/116381170 Develop your salary before you spend]]> 2016-07-14 02:47:10 UTC https://padlet.com/hmboey89/moneychat/wish/116381170 https://padlet.com/hmboey89/moneychat/wish/116381174 2016-07-14 02:47:18 UTC https://padlet.com/hmboey89/moneychat/wish/116381174 https://padlet.com/hmboey89/moneychat/wish/116381180 Life a good ]]> 2016-07-14 02:47:23 UTC https://padlet.com/hmboey89/moneychat/wish/116381180 https://padlet.com/hmboey89/moneychat/wish/116381209 2016-07-14 02:47:49 UTC https://padlet.com/hmboey89/moneychat/wish/116381209 https://padlet.com/hmboey89/moneychat/wish/116381212 2016-07-14 02:47:50 UTC https://padlet.com/hmboey89/moneychat/wish/116381212 https://padlet.com/hmboey89/moneychat/wish/116381223 Ha]]> 2016-07-14 02:48:03 UTC https://padlet.com/hmboey89/moneychat/wish/116381223 https://padlet.com/hmboey89/moneychat/wish/116381226 2016-07-14 02:48:04 UTC https://padlet.com/hmboey89/moneychat/wish/116381226 https://padlet.com/hmboey89/moneychat/wish/116381237 2016-07-14 02:48:17 UTC https://padlet.com/hmboey89/moneychat/wish/116381237 https://padlet.com/hmboey89/moneychat/wish/116381239 Save money keeping for emengercy]]> 2016-07-14 02:48:18 UTC https://padlet.com/hmboey89/moneychat/wish/116381239 https://padlet.com/hmboey89/moneychat/wish/116381241 2016-07-14 02:48:20 UTC https://padlet.com/hmboey89/moneychat/wish/116381241 https://padlet.com/hmboey89/moneychat/wish/116381251 2016-07-14 02:48:27 UTC https://padlet.com/hmboey89/moneychat/wish/116381251 https://padlet.com/hmboey89/moneychat/wish/116381255 Have a good life style]]> 2016-07-14 02:48:31 UTC https://padlet.com/hmboey89/moneychat/wish/116381255 https://padlet.com/hmboey89/moneychat/wish/116381265 only spend on what we can afford]]> 2016-07-14 02:48:39 UTC https://padlet.com/hmboey89/moneychat/wish/116381265 https://padlet.com/hmboey89/moneychat/wish/116381298  ]]> 2016-07-14 02:48:56 UTC https://padlet.com/hmboey89/moneychat/wish/116381298 https://padlet.com/hmboey89/moneychat/wish/116381332 Record and balance your daily 
Limit your daily spending
Save at least 30% for future
Do not spend when u dun have enough to save]]> 2016-07-14 02:49:39 UTC https://padlet.com/hmboey89/moneychat/wish/116381332 https://padlet.com/hmboey89/moneychat/wish/116381365 Create your budget which is within yourself 


]]> 2016-07-14 02:50:22 UTC https://padlet.com/hmboey89/moneychat/wish/116381365 https://padlet.com/hmboey89/moneychat/wish/116381393 Bring small amount of cash with you during your vacation...for credit card, bring 30% only...

Make sure money spent is equal to money in hand...]]> 2016-07-14 02:50:58 UTC https://padlet.com/hmboey89/moneychat/wish/116381393 https://padlet.com/hmboey89/moneychat/wish/116381532 Record daily spending
Balance your spending
Limit your daily spending
Save at least 30% for future
Do not spend when u dun have]]> 2016-07-14 02:54:25 UTC https://padlet.com/hmboey89/moneychat/wish/116381532 https://padlet.com/hmboey89/moneychat/wish/116381589 -trip cost food doing research before trip budget.
-save 30%monthly income for emergency
-list your daily expenses]]> 2016-07-14 02:56:18 UTC https://padlet.com/hmboey89/moneychat/wish/116381589 https://padlet.com/hmboey89/moneychat/wish/116381601 When your budget exceed we should delay from overspending]]> 2016-07-14 02:56:44 UTC https://padlet.com/hmboey89/moneychat/wish/116381601 https://padlet.com/hmboey89/moneychat/wish/116384214 1.list the income
2.pay yourself first
3.list the expenses
4.balance the budget
5.live lifestyle within your mean]]> 2016-07-14 03:53:39 UTC https://padlet.com/hmboey89/moneychat/wish/116384214 https://padlet.com/hmboey89/moneychat/wish/116384391 2016-07-14 03:59:03 UTC https://padlet.com/hmboey89/moneychat/wish/116384391 https://padlet.com/hmboey89/moneychat/wish/116384399 1.do your reseach before the trip
2.create budget of your spending
3.limit your credit card 30%
4.saving 30%]]> 2016-07-14 03:59:20 UTC https://padlet.com/hmboey89/moneychat/wish/116384399 https://padlet.com/hmboey89/moneychat/wish/116389469 1. Credit card is not the treasure. 2.Do research before going on a trip.         
3.Create the budget of spending which is within the salary
4. Save 30% of monthly income for future
5.Balance the personal budget ( where your money is going, it must equal the cash in hand)
6. List the balance 
7.Pay yourself first before spending the balances
8.list the daily and monthly expenses
9. Stop yourself from over spending ( wouldn't become a bad habit
10.save something for emergency
11.do not spent what u don't]]> 2016-07-14 05:34:38 UTC https://padlet.com/hmboey89/moneychat/wish/116389469 https://padlet.com/hmboey89/moneychat/wish/116390300 -do research before going a trip (cost of food/spending)
-spending according the amount of bajet
- have to take the action, not just saying only]]> 2016-07-14 06:03:18 UTC https://padlet.com/hmboey89/moneychat/wish/116390300 https://padlet.com/hmboey89/moneychat/wish/116421016 1.do research before going to a trip
2.do not use over 30% of limit credit card
3.save at least 30% of yr salary per month]]> 2016-07-14 17:36:44 UTC https://padlet.com/hmboey89/moneychat/wish/116421016 https://padlet.com/hmboey89/moneychat/wish/116446016 Do not use over 30% from your salary from every year 
Change your budget and save money from every month
Download  apps budget also can analsis your budget for every month

]]> 2016-07-15 03:05:36 UTC https://padlet.com/hmboey89/moneychat/wish/116446016