My Future Credit Goals by Nixon, David

1 year

265448_2 — 2024-02-12 14:08:38 UTC

I think I will be looking for a college to go to while working part-time to start saving up money. At this point I will own a car and start paying off my debt.

Credit action

265448_2 — 2024-02-12 14:11:03 UTC

While working my part time job I can wait until I have a little more money saved before I truly aim for college so that I make sure I have enough money to pay off my payments each month. While I'm looking for a college I need to make sure I have an automatic payment on my car while also checking if I can make any extra payments.

5 years

265448_2 — 2024-02-12 14:14:51 UTC

I think I will be in college starting to pay my student loans off each month and probably living with my parents if I can. My car would be close to being paid off so I can focus on my college loan payments more. I will have a credit card that I need to make sure I don't use it too much.

Credit plan

265448_2 — 2024-02-12 14:18:27 UTC

I will make some extra payments on my car to lower the remaining time left on it so that I can get it off my mind and focus more on my college loan payments. I would continue to save so that I can pay off each monthly payment for the college loan and the credit card.

10 years

265448_2 — 2024-02-12 14:19:13 UTC

I believe I will have my house and my car which is now paid off. I still have some student debt and now I pulled out a house loan. I have been promoted and am now getting paid more. I am living alone and in Hampton.

Credit plan

265448_2 — 2024-02-12 14:19:26 UTC

At this point I have student loans to pay for and home loans to pay for which now I can’t make those extra payments so now I’m paying them both every month. At this point although I’ve had the student loan for longer I believe that the home loan is more important so I would hopefully be putting more into that.

15 years

265448_2 — 2024-02-12 14:19:50 UTC

I’m still living in Hampton, and I still live alone but I’ve been promoted again and I have my same home and have not gotten a new car. I still have my student loans and home payments.

Credit plan

265448_2 — 2024-02-12 14:20:06 UTC

I’m still paying off my loans but now with my higher paycheck I’m putting extra payments into my loans mostly into my student loan to get it off my consciousness and off my credit record. I have to plan for my car inspection so I put some of that money aside.