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      <title>Payday loans/ cash money by Hunter Nanton</title>
      <link>https://padlet.com/crusader9876/bhp51g803u9m</link>
      <description>By: hunter nanton</description>
      <language>en-us</language>
      <pubDate>2019-03-29 05:45:23 UTC</pubDate>
      <lastBuildDate>2023-03-29 03:06:39 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>welcome</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806482</link>
         <description><![CDATA[<div>In this wall i will be talking about the pros and cons of payday loans and cash money. Which is better and the benefits of the </div>]]></description>
         <enclosure url="" />
         <pubDate>2019-03-30 18:27:14 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806482</guid>
      </item>
      <item>
         <title>website 1</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806618</link>
         <description><![CDATA[<div>This website communicates the benefits of pay day loans but also shows other solutions that may be better then loans. it goes over some pros and cons and and helps you see if you should apply for a loan. it goes over things like high interest rates, fees and penalties and how it works.<br>I chose this site because i believe it communicates both sides of pros and cons well to help who needs help making this decision easier for them. one thins i learned from this site is that amounts usually range from 700-1000 dollars.</div>]]></description>
         <enclosure url="https://www.stilt.com/blog/2018/08/pros-cons-payday-loans/" />
         <pubDate>2019-03-30 18:28:25 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806618</guid>
      </item>
      <item>
         <title>website 2</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806636</link>
         <description><![CDATA[<div>this site communicates the interest rates of pay day loans well, it allows you to see how fast the interest can build up and cause you lots of debt.<br>the website says you can apply for loans and receive money within a day, its quick and easy and money can go directly to what you you want. although companies will not loan large amounts of money.<br>i like this site because because it shows you the rates and hand how high the interest can be. it opens my eyes to how fast the debt may build up with such high interest rates. </div>]]></description>
         <enclosure url="https://www.streetdirectory.com/travel_guide/177041/payday_loans/the_pros_and_cons_of_payday_loans.html" />
         <pubDate>2019-03-30 18:28:38 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806636</guid>
      </item>
      <item>
         <title>website 3</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806690</link>
         <description><![CDATA[<div>this site communicates very well how loans work and aswell as other options to if you find that a loan may not be best for you. it goes over who mainly uses loans like this and also looks at positives like easy cash for emergencies and negatives like if your loan is not paid on time you can be fined a very expensive fine.<br>i like this website because<br>it explains loans and the things attached to loans well. i like how it shows who it recommends would suite loans best and how to tell if it is best for you to use pay day loans,  </div>]]></description>
         <enclosure url="https://www.credit.com/loans/loan-articles/the-truth-about-payday-loans/" />
         <pubDate>2019-03-30 18:29:10 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806690</guid>
      </item>
      <item>
         <title>website 4</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806718</link>
         <description><![CDATA[<div>This website also communicates pros and cons very well and goes over them very well. it goes over many pros like loans are easy to obtain, money is in your account quick, and money can be used for whatever you like. it also goes over some cons such as hidden fees, credit score can cause problems, and qualifications are very definitive. <br>i like this website because it goes over qualifications and hidden fees and other things that come with payday loans.</div>]]></description>
         <enclosure url="https://loanscanada.ca/loans/pros-and-cons-of-personal-loans/" />
         <pubDate>2019-03-30 18:29:21 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806718</guid>
      </item>
      <item>
         <title>video 1</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806739</link>
         <description><![CDATA[<div>This video goes over some basics of payday loans and what some one may need to get a loan. to goes over some pros such as how quick and easy it is. and cons like they only offer small amounts of money. its very quick and gets alot of the things that i think people may want to know before getting a loan.<br>I chose this video because i feel that it gives some quick tips and good information. all one needs to qualify is id, steady income, and a checking account. </div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=uM52-IaGqs8" />
         <pubDate>2019-03-30 18:29:34 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806739</guid>
      </item>
      <item>
         <title>video 2</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806770</link>
         <description><![CDATA[<div>although this video may not go over pay loans so it does say one thin that i think is universal across all loans and it says that credit score is very very important when trying to secure a loan. the credit score could be the difference between getting or not getting the loan. this is one of the cons about loans if your credit sore is not very good you will be turned down when applying for any sort of loans.<br>i chose this video because it shows that credit score is very important when going to get any loans. keep your up your credit score and it will make getting your loan a whole lot easier.<br><br></div>]]></description>
         <enclosure url="https://www.youtube.com/watch?time_continue=1&amp;v=x1dtyxAm3Ro" />
         <pubDate>2019-03-30 18:29:52 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806770</guid>
      </item>
      <item>
         <title>video 3</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806800</link>
         <description><![CDATA[<div>this video talks about how the payday loans market is crippling some people with the insanely high interest rates. people take out money for there loans and when it comes time to pay it back if it is not paid on time the rates rise extremely.it also talk about how people wind up in a cycle of loans and they keep needing to renew their loans and they get stuck in a cycle of loans and getting buried in interest and if youre living paycheque to paycheque then you can afford to be raising interest on your loans.<br>i chose this video because its very real about how people keep needing there loans to make it through there pay period, in this video it takes about how people are taking out up to 10 loans a year and these loans are usually rolled over from the last loan because they can afford the last loan so they go get a loan from another company</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=R1lNKuMEwqQ" />
         <pubDate>2019-03-30 18:30:11 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806800</guid>
      </item>
      <item>
         <title>video 4</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806814</link>
         <description><![CDATA[<div>this is a short video that goes over some pros and cons of payday loans and also shows another option, instalment loans, that may be better if you find that payday loans aren't gonna work with you. the video talks about not being able to pay off your loa which is a reoccurring problem with payday loans and is probably the biggest issue with pay day loans which is taking out more loans to pay off the last one, it just ends up putting you in a cycle of loans that can be hard to get out of.<br>i chose his video because its very easy to understand and goes over some very important things. i like that the video shows people another option to help they pay off the debt that may work better for them</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?time_continue=2&amp;v=g7AdshxOrFU" />
         <pubDate>2019-03-30 18:30:20 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806814</guid>
      </item>
      <item>
         <title>image 1</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806847</link>
         <description><![CDATA[<div>i chose this image because one main advantage to pay day loans is that they are very quick and easy and money will be in your account in 24 hours or less. they are very reliable for quick cash.</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/260178745/4c358e71a8aff76e6ac4e4474cb2bfe5/fast_loans.jpeg" />
         <pubDate>2019-03-30 18:30:41 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806847</guid>
      </item>
      <item>
         <title>image 2</title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806865</link>
         <description><![CDATA[<div>i think this image helps see why taking loans isnt a good idea, you could start to build debt and if you keep needing loans your debt can build quick.</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/260178745/ffdbd01ba82c94763ddc3fde9660397e/debt_.jpg" />
         <pubDate>2019-03-30 18:30:52 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346806865</guid>
      </item>
      <item>
         <title>reflective questions </title>
         <author>crusader9876</author>
         <link>https://padlet.com/crusader9876/bhp51g803u9m/wish/346986081</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/260178745/89c02b3f6c9957573fb4ab2d0a9913db/Untitled.pdf" />
         <pubDate>2019-04-01 01:10:38 UTC</pubDate>
         <guid>https://padlet.com/crusader9876/bhp51g803u9m/wish/346986081</guid>
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