Instance of Change - NZDB504E-18EX-M06-LX by TANZ eCampus https://padlet.com/itsupport4/b7axrjrxwr8e en-us 2018-06-04 23:49:57 UTC 2018-07-08 08:34:40 UTC hello@padlet.com Ayla https://padlet.com/itsupport4/b7axrjrxwr8e/wish/268199770 Change of job. Risks: may dislike work tasks more, work members may not be as friendly, work environment may be unsafe, may be no opportunity to move up in the work place, may be no work place benefits.]]> 2018-06-22 08:11:32 UTC https://padlet.com/itsupport4/b7axrjrxwr8e/wish/268199770 Lauren https://padlet.com/itsupport4/b7axrjrxwr8e/wish/268256183 A recent change in my life was the decision to buy a house. There are several risks involved, a few of them are:
  • The home could have hidden problems that were overlooked or not visible to the inspector. This could be a huge problem later.
  • There is a risk of repair costs that may surprise a home owner.
  • The market could crash, reducing the value of the house and property.
  • Reduced flexibility- we can not just give a months notice to a landlord if we want to move- we must either rent out the house or sell it. There is no guarantee that either of those options will happen in a timely manner. 
  • Job Loss- if we are unable to pay the mortgage we are in trouble!
Thankfully so far the house seems stable and the pros outweigh the cons, but sometimes I still worry about the unknown....




]]> 2018-06-22 19:25:36 UTC https://padlet.com/itsupport4/b7axrjrxwr8e/wish/268256183 Hannah https://padlet.com/itsupport4/b7axrjrxwr8e/wish/268786669 I would echo a change in jobs. It is a big unknown entering into a now job, even if it is the same field.
Some of the risks would be leaving what is known and going into what isn't so certain. New Co-workers, new tasks, new office environment etc. 
I think the best way to combat these risks is research :)]]> 2018-06-27 22:29:02 UTC https://padlet.com/itsupport4/b7axrjrxwr8e/wish/268786669 Natalie https://padlet.com/itsupport4/b7axrjrxwr8e/wish/269018023 We have decided to buy another home or at least look at it.  It will give us a huge mortage as we want to do this wither out selling our current home.  This is a big change as we would have 40 minutes travel to work and school so there is a cost for petrol so another expense.  

]]> 2018-06-30 07:51:25 UTC https://padlet.com/itsupport4/b7axrjrxwr8e/wish/269018023 Rosemary- rosiekatieeli https://padlet.com/itsupport4/b7axrjrxwr8e/wish/269410612 Resigning from a long term career in order to study and begin a new one.
The risks for me were: the risk of not being able to provide for my children and service the household expenses while I'm not working. So the dilemma I faced was whether to continue working in a position that I wasn't so passionate about anymore so we could remain financially comfortable, or to take a leap of faith and work towards living a life that I can be passionate about. I made the necessary sacrifices and I am studying and although our budget is a little more limited, we are still comfortable and I'm excited about the future.

]]> 2018-07-04 21:32:26 UTC https://padlet.com/itsupport4/b7axrjrxwr8e/wish/269410612 Chloe https://padlet.com/itsupport4/b7axrjrxwr8e/wish/269647421 I have recently purchased my first home and it is out of town. Unfortunetly this means commuting to and from town every day for 40 mins each way. Also it is a home that requires a lot of maintence and renovations some of which I didn’t know when purchasing. The risks that came with purchasing the house were the hidden problems I wasn’t notified of ]]> 2018-07-08 08:32:01 UTC https://padlet.com/itsupport4/b7axrjrxwr8e/wish/269647421