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      <title>Balancing Acts - Narratives from Student Loan Borrowers in Public Service Loan Forgiveness and Income Driven Repayment (Main Page) by </title>
      <link>https://padlet.com/dcllier6/b79vcfao2eylpie5</link>
      <description>This is the main page for my ongoing research project titled Balancing Acts. </description>
      <language>en-us</language>
      <pubDate>2025-08-05 01:58:06 UTC</pubDate>
      <lastBuildDate>2026-04-29 15:40:27 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Welcome The Main Page! </title>
         <author>dcllier6</author>
         <link>https://padlet.com/dcllier6/b79vcfao2eylpie5/wish/3536108266</link>
         <description><![CDATA[<p>Hello and welcome to the main page of my research on student loan debt.  Please click on the attachment for a quick background on this work. </p>]]></description>
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         <pubDate>2025-08-05 16:40:16 UTC</pubDate>
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         <title>Read Our Research</title>
         <author>dcllier6</author>
         <link>https://padlet.com/dcllier6/b79vcfao2eylpie5/wish/3541509257</link>
         <description><![CDATA[<p>Follow this link to read the research we have generated from Wave 1 data.  </p><p><br/></p><p>For TLDR: Each paper has a quick narration by Dan, and has the supplied abstract with a link to the paper. </p><p><br/></p><p>Stay tuned for Wave 2 papers towards the end of 2025.</p><p><br/></p><p><a rel="noopener noreferrer nofollow" href="https://padlet.com/dcllier6/read-our-research-ypldmmcwwt7fo3o3">https://padlet.com/dcllier6/read-our-research-ypldmmcwwt7fo3o3</a></p>]]></description>
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         <pubDate>2025-08-12 15:11:44 UTC</pubDate>
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         <title>Hear Borrowers&#39; Stories from Wave 1</title>
         <author>dcllier6</author>
         <link>https://padlet.com/dcllier6/b79vcfao2eylpie5/wish/3541512153</link>
         <description><![CDATA[<p>Follow this link to hear what over 120 borrowers have told us about their lives, how student loans affected their finances, subjective well-being, and other aspects of their lives. </p><p><br></p><p>Borrowers' stories are being uploaded consistently, so check back for updates and more information. </p><p><br></p><p>*To be noted, we cleaned up the quotes and De-Identified information, then used a Natural Language Processing program to generate the audio, as we did not have explicit permission to use the original audio. </p>]]></description>
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         <pubDate>2025-08-12 15:15:20 UTC</pubDate>
         <guid>https://padlet.com/dcllier6/b79vcfao2eylpie5/wish/3541512153</guid>
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         <title>Student Loan Law Initiative Data (Coming Soon)</title>
         <author>dcllier6</author>
         <link>https://padlet.com/dcllier6/b79vcfao2eylpie5/wish/3567481616</link>
         <description><![CDATA[<p>Here we will post data on our findings using the SLLI data, looking at how borrowers in the pause reacted to the pause and repayment resumption. </p>]]></description>
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         <pubDate>2025-09-03 18:44:42 UTC</pubDate>
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