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      <title>Personal Finance Daily Posts by Mike</title>
      <link>https://padlet.com/mmeyer25/azkyb8e5uqdg</link>
      <description>1) What&#39;s the difference between a credit &amp; debit card?  2)  What does a credit score measure?</description>
      <language>en-us</language>
      <pubDate>2017-10-10 14:54:17 UTC</pubDate>
      <lastBuildDate>2026-02-02 17:13:23 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>The difference between a debit card and a credit card is the credit card is borrowed money you have to pay back and the debit card is your money that does not need paid back.  A credit score measures your reliability. It documents how likely you are to pay your dues back in time. </title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770874577</link>
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         <pubDate>2026-01-30 16:40:49 UTC</pubDate>
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         <title>1. A credit card uses your bank&#39;s money at the time of purchase through a pre-established line of credit that you will then pay back at a fixed or variable APR. A debit card is linked directly to your own account and uses your funds at the time of purchase.  2. A credit score measures how likely you are to pay off your debts on time. A higher score leads to a lower APR. </title>
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         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770878789</link>
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         <pubDate>2026-01-30 16:44:31 UTC</pubDate>
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         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770901564</link>
         <description><![CDATA[<p>1.) A credit card uses the banks or credit unions money, while a debit card uses your money.  2.)A credit card show how likely you are to pay back the money you borrowed</p>]]></description>
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         <pubDate>2026-01-30 17:06:25 UTC</pubDate>
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         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770903735</link>
         <description><![CDATA[<p>a credit card uses credit unions or banks money. a credit card shows if you are going to pay back the money that you borrowed. </p>]]></description>
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         <pubDate>2026-01-30 17:09:07 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770903735</guid>
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         <title>A credit card is borrowed money while a debit card is your own money. a credit score measures your reliability.  </title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770905898</link>
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         <pubDate>2026-01-30 17:11:28 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770905898</guid>
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         <title>1. A credit card is money borrowed from a lender (typically from banks), while a debit card is your own money. 2. A credit score measures your responsibility; specifically, if you pay the full amount, on time, and never late. </title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770906526</link>
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         <pubDate>2026-01-30 17:12:14 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770906526</guid>
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         <title>1. Debit cards deduct money directly from your checking account immediately, while credit cards allow you to borrow money. 2. Credit score measures your liability  </title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770907103</link>
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         <pubDate>2026-01-30 17:12:55 UTC</pubDate>
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         <title>1.The difference between a credit and debit card is, debit is your money coming for your bank account. And credit is barrowed money from the bank. 2. Your credit score measures if your going to pay back the money you barrowed  </title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770907564</link>
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         <pubDate>2026-01-30 17:13:23 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770907564</guid>
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         <title>1). A debit card uses your money directly from your bank account and  a credit card uses barrowed money from the bank and you have to pay it back. 2). Your credit score masseurs your liability to pay the money back o time.</title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770907957</link>
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         <pubDate>2026-01-30 17:13:28 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770908030</link>
         <description><![CDATA[<p>A credit card is money borrowed that you have to repay back to the bank monthly. Debit card is money that comes directly out of your account.</p><p><br/></p><p>Credit score measures your liability.</p>]]></description>
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         <pubDate>2026-01-30 17:13:29 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770908814</link>
         <description><![CDATA[<p>credit card is borrowed money from the bank and debit card is your money</p><p>it sees if you have to pay back any money </p>]]></description>
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         <pubDate>2026-01-30 17:14:20 UTC</pubDate>
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         <title></title>
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         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770909515</link>
         <description><![CDATA[<p>A credit card is not your own money, it's money that you have borrowed. A debit card is your money from your own account. A credit score measures your liability/creditworthiness to do things like pay off debt and make payments on time.</p>]]></description>
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         <pubDate>2026-01-30 17:15:09 UTC</pubDate>
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         <title></title>
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         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770910132</link>
         <description><![CDATA[<p>The difference between a credit card and a debit card is that a credit card has you barrow money and that you eventually have to pay back within a certain amount of time where as the debit card has the money withdrawn from your account as digital money. </p><p>A credit score measures if you lack or exceed the time to pay back your loans, debts, and borrowed money. </p>]]></description>
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         <pubDate>2026-01-30 17:15:48 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770910586</link>
         <description><![CDATA[<p>the difference between a debit and credit card is, that a debit card is your own money that you've acquired from a job or else where, and a credit card is money you borrow from a bank that you have to pay back, its not your own. </p>]]></description>
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         <pubDate>2026-01-30 17:16:18 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770910586</guid>
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      <item>
         <title>credit is the banks money that is borrowed while a debit card is your money. 2) it measures you liability the higher the better.</title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770910957</link>
         <description><![CDATA[]]></description>
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         <pubDate>2026-01-30 17:16:44 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770910957</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770911711</link>
         <description><![CDATA[<p>a credit score measures your credit worthyness, so how often you pay back your dues, and how quickly and how much you can pay off the debt.</p>]]></description>
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         <pubDate>2026-01-30 17:17:34 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770911711</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770913602</link>
         <description><![CDATA[<p>1). A credit card is money that you borrow, then pay back to the bank after a certain time period. A debit card is the money straight from your bank account. </p><p>2). A credit score shows and measures how reliable you are. Ex: If you do not pay the bank back within the time period, you will have a lower credit score, and the bank will not loan you as much money. Ex: If you DO pay the bank back within the time period, you will have a higher credit score, and the bank will trust you more, and is likely to loan you more money. </p>]]></description>
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         <pubDate>2026-01-30 17:19:01 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770913602</guid>
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         <title>Credit card </title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770913989</link>
         <description><![CDATA[<p><em>1).A Credit Card is when you are borrowing money from the bank and its actually not yours and you have to pay it back and is you don't you get a fee charged and your debit is your own personal money you can spend freely </em></p><p><em>2).  A credit score measure the amount of debt you are in its not actually a good score </em> </p>]]></description>
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         <pubDate>2026-01-30 17:19:32 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770913989</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770972396</link>
         <description><![CDATA[<p>1. A debit card comes straight out of your checking account and a credit card is money you have to pay back to the bank 2. A credit score measures how much debt your in.</p>]]></description>
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         <pubDate>2026-01-30 18:25:32 UTC</pubDate>
         <guid>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3770972396</guid>
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         <title></title>
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         <link>https://padlet.com/mmeyer25/azkyb8e5uqdg/wish/3774061119</link>
         <description><![CDATA[<p>A credit card is money that you borrow from the bank and you have to pay back, A debit card is money that is directley in your cheking account that comes out when you purchase goods. A credit score is used to determine your credit worthiness.</p>]]></description>
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         <pubDate>2026-02-02 17:13:22 UTC</pubDate>
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