https://padlet.com/biesiadeckil/awgk60c8q05y Made with ♥ en-us 2017-03-13 14:08:27 UTC 2025-02-04 06:23:44 UTC hello@padlet.com biesiadeckil https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159680387 Since credit is considered a necessity by many why did the age get reduced for the young to posses a credit card? do you agree or disagree and why?]]> 2017-03-13 14:08:58 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159680387 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681461  I think the age was reduced to give young adults a sense of responsibility before they go out into the real world and try to figure it out on their own. No I don't think that reducing the age limit was a very good idea because students are very responsible with money because money burns a hole in their pocket and if they have a credit card and over spend they could go into debt before hitting the age of 20.]]> 2017-03-13 14:11:26 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681461 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681462 I believe the age got reduced because many younger kids are getting jobs and taking on actual responsibilities. They also could start paying for things themselves.]]> 2017-03-13 14:11:26 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681462 877sahbaza https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681480 The age to possess a credit card reduced because it would help minors and younger adults to acquire responsibility. Most teens do not spend sufficiently and effectively therefore giving them the chance to do so with older guidance. I agree with this decision because it could help the "next generation" credit card users with building up a good/bad credit score depending on how they use it, and a early start on how to manage money. ]]> 2017-03-13 14:11:29 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681480 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681485 It was to give kids a better feel for the real credit world with parents guidance. I do agree because people should have more freedom rather than restriction if they would like to ruin their credit before they are 21 then so be it .

I agree with Zach Cook on his view point kids can learn early on because of how common it is instead of just figuring it out later in life ]]> 2017-03-13 14:11:30 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681485 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681487 It was reduced because it would help kids understand how credit works and benefits them earlier on with their parental advice. I agree with this because I think it would help them with responsibility and other important character traits.]]> 2017-03-13 14:11:30 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681487 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681497 The age was reduced to help younger people get a head start. The idea is that people will spent responsibly and improve your credit score for larger purchases down the road like a car or house. In my opinion it should be a judgement call by the parent because if the person is spending irresponsibly then the parent should have the option to cancel the card.]]> 2017-03-13 14:11:32 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681497 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681503 I agree because then people would have to wait until they are the age limit to get the credit  ]]> 2017-03-13 14:11:33 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681503 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681528 they reduced the age because younger people thought that they needed an easier way to spend money. I agree with it because it teaches kids and teens how to be more responsible with their money via how and when they spend it]]> 2017-03-13 14:11:36 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681528 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681538 I agree Because they are tiered of late fees then they have to wait till there age limit is higher]]> 2017-03-13 14:11:37 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681538 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681547 The age got reduced because, like Mr. B said, credit is becoming so common and necessary. I do agree with this, because kids can get practice using a credit card while under the watchful eye of their parents]]> 2017-03-13 14:11:39 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681547 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681571 The credit was reduced because kids can learn how to use it early on due to how common it is. I agree it will teach kids to be responsible .]]> 2017-03-13 14:11:42 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681571 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681673 I believe that young people spend money faster, less efficient and can cause the kids to become responsible and plus credit is so common once kids get jobs. I think it was a good idea in the favor of banks but dumb for kids that go over there limit. ]]> 2017-03-13 14:11:56 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681673 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681707 They reduced the age so that kids could aquire a credit card and learn repsonibility with money sooner. I agree with it, because kids can learn how to be responible, and also not bother their parents for cash.]]> 2017-03-13 14:12:01 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681707 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681820 I do agree with this because if it reduced for the younger people it benefits them for the future . ]]> 2017-03-13 14:12:17 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681820 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681827 It would reduce young people with  job to not have a lot of cash on them and make it an easier way to spend money.]]> 2017-03-13 14:12:17 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681827 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681910 I believe the age was reduced so that people could get experience with credit cards before they actually need one. I agree with it.]]> 2017-03-13 14:12:30 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159681910 392richardsonh https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159682091 I Think it help the older kids better because they known how much they spent a day.But it  can go the other way to. So need responsibly. ]]> 2017-03-13 14:12:55 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159682091 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159686044 2017-03-13 14:22:24 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159686044 https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159687948 2017-03-13 14:26:58 UTC https://padlet.com/biesiadeckil/awgk60c8q05y/wish/159687948