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      <title>My grand wall by </title>
      <link>https://padlet.com/mcgowand19/ao177b8g8ym5</link>
      <description>Made with wonder</description>
      <language>en-us</language>
      <pubDate>2018-04-16 15:43:18 UTC</pubDate>
      <lastBuildDate>2018-04-16 16:16:16 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Insurance</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252208968</link>
         <description><![CDATA[<div>A practice or arrangement whereby a company provides a guarantee of<br>compensation for specified forms of loss, damage, injury or death. People obtain such guarantees by buying insurance policies, for which they pay premiums. </div>]]></description>
         <enclosure url="http://jayperoni.com/wp-content/uploads/2010/02/insurance.jpg" />
         <pubDate>2018-04-16 15:45:58 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252208968</guid>
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      <item>
         <title>Assigned Risk</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252209771</link>
         <description><![CDATA[<div>A driver or class of drivers that would be denied insurance coverage but must carry auto insurance under state law.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:47:23 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252209771</guid>
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         <title>Collision</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252209944</link>
         <description><![CDATA[<div>Insurance that pays for repairs to an automobile, or replacement of the automobile (minus the deductible in each case), if the automobile is hit by another car.</div>]]></description>
         <enclosure url="http://www.carinsurancecomparison.com/Images/collision-coverage.jpg" />
         <pubDate>2018-04-16 15:47:45 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252209944</guid>
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      <item>
         <title>Comprehensive</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210276</link>
         <description><![CDATA[<div>Insurance that pays for repairs to an automobile, or replacement of an<br>automobile (minus the deductible in each case), if the automobile is stolen or damaged by something other than a collision (for example, by a hail storm).</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:48:18 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210276</guid>
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      <item>
         <title>Deductible</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210508</link>
         <description><![CDATA[<div>Regarding insurance policies: A set amount an insured person must pay per loss before the insurance company will pay a claim.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:48:42 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210508</guid>
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      <item>
         <title>Liability</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210767</link>
         <description><![CDATA[<div>Automobile insurance that pays for costs of bodily injury and property damage when<br>the insured person damages someone or something with his or her car.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:49:09 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210767</guid>
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      <item>
         <title>No Fault</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210998</link>
         <description><![CDATA[<div>In some states, insurance claims are not paid by the party at fault for an accident. Instead, each party in an accident is compensated by their own company, regardless of which party caused the accident.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:49:33 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252210998</guid>
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      <item>
         <title>Personal Injury Protection</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252211244</link>
         <description><![CDATA[<div>A portion of auto insurance that pays for medical injuries.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:49:56 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252211244</guid>
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      <item>
         <title>Uninsured/Under insured Motorist</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252211474</link>
         <description><![CDATA[<div>Insurance coverage that will pay a driver who is injured or otherwise suffers damages due to actions of a driver of another vehicle who is uninsured or does not cover sufficient insurance to pay all the damages.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:50:20 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252211474</guid>
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      <item>
         <title>Endorsement</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212019</link>
         <description><![CDATA[<div>a written document attached to an insurance policy that modifies the policy by<br>changing the coverage afforded under the policy. An endorsement can add coverage for acts or things that are not covered as a part of the original policy and can be added at the inception of the<br>policy or later during the term of the policy.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:51:16 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212019</guid>
      </item>
      <item>
         <title>Floaters</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212243</link>
         <description><![CDATA[<div>A type of insurance policy that covers property that is easily movable and provides<br>additional coverage over what normal insurance policies do not. This can cover anything from<br>jewelry to expensive stereo equipment.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:51:41 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212243</guid>
      </item>
      <item>
         <title>Professional Liability</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212834</link>
         <description><![CDATA[<div>Insurance designed to protect professionals from claims due to errors or omissions, also known as malpractice insurance.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:52:32 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212834</guid>
      </item>
      <item>
         <title>Umbrella</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212988</link>
         <description><![CDATA[<div>A liability policy designed to protect assets and future income of a policy-holder from claims against them.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:52:48 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252212988</guid>
      </item>
      <item>
         <title>Co-pays</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213343</link>
         <description><![CDATA[<div>The portion of a medical service charge paid by the insured. This is paid first and the balance of the charge is submitted to the insurer for payment.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:53:23 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213343</guid>
      </item>
      <item>
         <title>Dental</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213562</link>
         <description><![CDATA[<div>A specific type of medical insurance designed to cover care of the teeth and gums.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:53:43 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213562</guid>
      </item>
      <item>
         <title>Vision</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213881</link>
         <description><![CDATA[<div>A specific type of medical insurance designed to cover basic optometrist needs like eye exams, glasses and contacts.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:54:14 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213881</guid>
      </item>
      <item>
         <title>Disability</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213890</link>
         <description><![CDATA[<div>A type of insurance meant to provide long-term coverage and care if the insured is unable to work due to illness or injury.</div>]]></description>
         <enclosure url="http://u.b5z.net/i/u/10218374/i/Disability_symbols_16.png" />
         <pubDate>2018-04-16 15:54:15 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252213890</guid>
      </item>
      <item>
         <title>Major Medical</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252215279</link>
         <description><![CDATA[<div>Insurance that covers most serious medical expenses up to a maximum limit,<br>usually after a deductible has been met.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:56:47 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252215279</guid>
      </item>
      <item>
         <title>Term Life</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252215522</link>
         <description><![CDATA[<div>An insurance policy with a set duration limit on the coverage period. Once the policy is expired, it is up to the policy owner to decide whether to renew the term life insurance policy or to let the coverage end.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:57:15 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252215522</guid>
      </item>
      <item>
         <title>Whole Life</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252215898</link>
         <description><![CDATA[<div>A life insurance contract with level premiums that has both an insurance and an investment component. The insurance component pays a stated amount upon death of the<br>insured. The investment component accumulates a cash value that the policyholder can withdrawor borrow against.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:58:03 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252215898</guid>
      </item>
      <item>
         <title>Cash Value</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216206</link>
         <description><![CDATA[<div>the cash amount offered to the policyholder by the life insurance company. Cancellation<br>of the contract - may not apply to some kinds of life insurance contracts.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:58:42 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216206</guid>
      </item>
      <item>
         <title>Asset</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216310</link>
         <description><![CDATA[<div>Something of monetary value owned by an individual or an organization.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:58:57 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216310</guid>
      </item>
      <item>
         <title>Liability</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216511</link>
         <description><![CDATA[<div>Legal responsibility to pay a debt or for damages or losses one has caused.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:59:19 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216511</guid>
      </item>
      <item>
         <title>Net Worth</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216696</link>
         <description><![CDATA[<div>The current value of a person's assets minus liabilities</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:59:39 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216696</guid>
      </item>
      <item>
         <title>Personal Inventory</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216837</link>
         <description><![CDATA[<div>A listing of all the items in your home, often used in insurance claims.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:59:55 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252216837</guid>
      </item>
      <item>
         <title>Deductions</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217173</link>
         <description><![CDATA[<div>Amounts that are allowed to be subtracted from income before calculating tax.<br>Common deductions include contributions to charity and mortgage interest.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 16:00:34 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217173</guid>
      </item>
      <item>
         <title>Taxes</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217283</link>
         <description><![CDATA[<div>Compulsory payments to governments by households and businesses.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 16:00:52 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217283</guid>
      </item>
      <item>
         <title>Deflation</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217509</link>
         <description><![CDATA[<div>A sustained decrease in the average price level of all the goods and services<br>produced in the economy.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 16:01:19 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217509</guid>
      </item>
      <item>
         <title>Inflation</title>
         <author>mcgowand19</author>
         <link>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217717</link>
         <description><![CDATA[<div>A rise in the general or average price level of all the goods and services produced in<br>an economy. Can be caused by pressure from the demand side of the market (demand-pull inflation) or pressure from the supply side of the market (cost-push inflation).</div>]]></description>
         <enclosure url="https://blogs-images.forbes.com/learnvest/files/2014/09/lifestyle-inflation-1940x1440.jpg" />
         <pubDate>2018-04-16 16:01:44 UTC</pubDate>
         <guid>https://padlet.com/mcgowand19/ao177b8g8ym5/wish/252217717</guid>
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