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      <title>Savings by Elisha Callery</title>
      <link>https://padlet.com/elisha_callery/aildnobbchv1</link>
      <description>Factors used to evaluate various savings plans </description>
      <language>en-us</language>
      <pubDate>2018-11-20 20:17:00 UTC</pubDate>
      <lastBuildDate>2025-11-08 18:38:00 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>WHAT TO EXPECT?  </title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/306523774</link>
         <description><![CDATA[<div>Money is a wonderful thing, and it is easy to spend it once you get it! I will be showing you the fantastic plans in order to save your money and watch your bank account flourish! This will help you to save for things like, travelling, buying a house and when it comes time, retirement! </div>]]></description>
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         <pubDate>2018-11-20 20:19:54 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/306523774</guid>
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      <item>
         <title>SAVINGS? WHY? HOW?</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/306527584</link>
         <description><![CDATA[<div>THE STEPPING STONES TO THE EVALUATION OF VARIOUS SAVINGS PLANS...<br><br>BY ELISHA CALLERY</div>]]></description>
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         <pubDate>2018-11-20 20:32:13 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/306527584</guid>
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      <item>
         <title>VIDEO #1</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/306528763</link>
         <description><![CDATA[<div>This video talks about using the automatic contributions that you can set up on your bank account to take out a specific amount monthly or even bi-weekly. This money then can be transferred into a TFSA because there is no tax and you can actually make money through interest on those contributions. The video then goes on to say that even lower income people can still put smaller amounts into that account using this method, but paying off your debts first before using this savings plan or any other savings plans is more of a priority.<br> </div>]]></description>
         <enclosure url="https://www.moneysense.ca/save/7-simple-ways-to-start-saving-money-now/" />
         <pubDate>2018-11-20 20:36:19 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/306528763</guid>
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         <title>WEBSITE #1</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/306530703</link>
         <description><![CDATA[<div>When navigating through this website there is a lot of great information about the different types of savings accounts, choosing a financial advisor, how to invest your money, etc. There are also articles about how to be flexible with your savings plans based on changes in your priorities and responsibilities as well as a calculator and tools for planning your financial future!</div>]]></description>
         <enclosure url="https://www.canada.ca/en/services/finance/savings.html" />
         <pubDate>2018-11-20 20:43:38 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/306530703</guid>
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         <title>PHOTO#1</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/306531226</link>
         <description><![CDATA[<div>Spending your money is easy but saving your money is worth it!</div>]]></description>
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         <pubDate>2018-11-20 20:45:26 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/306531226</guid>
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      <item>
         <title>VIDEO #2</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/308050939</link>
         <description><![CDATA[<div>This video talks about registered savings plans meaning that they are registered with Revenue Canada and in some cases you can save on income taxes and in some of the registered savings plans there are government contributions. The main types of registered savings plans are RRSP, TFSA, RESP, and RDSP. This video then goes into detail and breaks down the main types of registered savings plans. </div>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/financial-toolkit/saving/saving-2/6.html" />
         <pubDate>2018-11-26 22:21:22 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/308050939</guid>
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         <title>WEBSITE #2</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/308052284</link>
         <description><![CDATA[<div>This website gives you the breakdown of how to create your own budget. If you did not want to calculate all of your expenses, etc. on a website, this one tells you how to do it on your own. This way you can come up with a more personalized budget that fits your lifestyle. </div>]]></description>
         <enclosure url="https://www.tdcanadatrust.com/planning/everyday-finances-made-easy/everyday-finances-made-easy/create-budget.jsp?click=retirement:story:budget-spreadsheet#" />
         <pubDate>2018-11-26 22:26:29 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/308052284</guid>
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         <title>WEBSITE #3</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/308052462</link>
         <description><![CDATA[<div>This website helps you calculate your cash-flow and will tell you if you have a good cash-flow or if it is time to look at your savings plans. you can see your annual cash-flow and your monthly cash-flow. </div>]]></description>
         <enclosure url="https://www.tdcanadatrust.com/planning/cashFlowCalc/input_en.html?click=retirement:story:cash-flow-calc" />
         <pubDate>2018-11-26 22:27:14 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/308052462</guid>
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      <item>
         <title>VIDEO #3</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/308053456</link>
         <description><![CDATA[<div>This video talks about the big question.. why save? It talks about creating good savings goals, not just "pay my debt" or "save my money" it really goes in depth about savings goals and this video also talks about how to expand your money by investing. </div>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/financial-basics/financial-basics-videos/financial-basics-video-saving-investing.html" />
         <pubDate>2018-11-26 22:31:44 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/308053456</guid>
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         <title>PHOTO #2</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/308054423</link>
         <description><![CDATA[<div>Make savings goals to motivate yourself!</div>]]></description>
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         <pubDate>2018-11-26 22:35:36 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/308054423</guid>
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      <item>
         <title>PHOTO #3</title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/308054706</link>
         <description><![CDATA[<div>Challenge your savings skills with a budget!</div>]]></description>
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         <pubDate>2018-11-26 22:37:07 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/308054706</guid>
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      <item>
         <title>REFLECTION </title>
         <author>elisha_callery</author>
         <link>https://padlet.com/elisha_callery/aildnobbchv1/wish/309826843</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-11-30 15:46:39 UTC</pubDate>
         <guid>https://padlet.com/elisha_callery/aildnobbchv1/wish/309826843</guid>
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