https://padlet.com/walke968/abx3vcj0bf2x8ywb en-us 2023-03-13 17:37:46 UTC 2025-11-25 12:37:11 UTC hello@padlet.com walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2523759490 2023-03-20 15:13:14 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2523759490 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535642113 2023-03-28 21:07:59 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535642113 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535643794 2023-03-28 21:10:00 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535643794 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535653584 By: Cameron White
Source: News Article]]> 2023-03-28 21:23:53 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535653584 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535656534 People who hold corporate finance positions at companies that are adapting to the new technology being made using artificial intelligence and machine learning are receiving an elevated role. With these advancements in AI and Machine Learning within finance, the employees will be able to better analyze data within their department to make better decisions for their company. The AI will reduce the amount of mundane manual work so the employees can focus more on improving their company's financial status. The AI can be very helpful for automating tasks such as payments to and from vendors and customers which will ultimately reduce the amount of time it takes for companies to make payments. The Machine Learning can learn about transactions being made through a company and help provide automated digital payments which will allow the employees to focus their time on making improvements to their company in the long run. The AI and Machine Learning will help the finance team make market predictions and forecasts based on the data it collects. ]]> 2023-03-28 21:28:34 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2535656534 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581101798 2023-05-07 21:58:18 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581101798 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581125840 By: Opeoluwa Tosin Eluwole, Segun Akande
Source: Conference Paper]]> 2023-05-07 23:03:47 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581125840 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581126199 The future of business involves AI and there are some concerns about the ethics and transparency of using it. There are some cases of bias when using AI in personal finance including sex, religion, race, marital status, disability, and age which can hinder life altering decisions stemming from credit scores and mortgage lending. Both credit scores and mortgage lending can be decided by Machine Learning which is a form of AI that is used to retain data that it is given and use patterns from this data to make decisions. Although not directly stated in this article, I believe that this form of AI might be making generalizations from the list of biases above and use the data it has been given to make decisions that might not be representative of the user. Some skepticism has risen against Machine Learning in finance because of the lack of transparency for the algorithms being used to make these life altering decisions for people. in the future, when AI is being used to make financial decisions, experts would like to see more transparency in the algorithms being used and for explanations on why the AI makes decisions based on the data it receives. ]]> 2023-05-07 23:04:53 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581126199 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581138715 This source is a scholarly source because it includes many outside sources that are focused within the field it discusses. This source is a conference paper that has been peer reviewed and includes specialized language for engineers that are within the AI community. ]]> 2023-05-07 23:30:52 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581138715 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581142659 This source was a big help in my research of discovering more about the complications with using AI for finance. I thought that there was a lot to unpack about the way Machine Learning can make up biases or generalizations about someone which seem to be irrelevant to their credit score. I believe that this isn't the fault of the AI but perhaps might have been from a gap in the algorithm that is being used for this technology. I think that the coders and engineers involved might have overlooked possible factors that could sway an AI's decision making process and need to spend more time preventing things like this from happening. ]]> 2023-05-07 23:38:05 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581142659 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581154876 By: Ekaterina Svetlova 
Source: Original Paper]]> 2023-05-07 23:55:13 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581154876 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581165028 Possible implications of financial AI systems could lead to systemic risks involving herding and "disastrous resonance" for companies. The AI being used could develop it's own trading policies and investment rules that may override those of their programmers and users. The AI may also find certain information such as social media posts and news trends to be more helpful than the information it is programmed to use when making business decisions. "...systemic risks may arise when actors and their AI algorithms start following similar strategies and thus moving markets in the same direction (herd- ing), increasing the risk of severe market disruptions." When multiple companies use the same AI it will cause them to act similarly and try to achieve the same outcomes by doing the same things which will make the market unstable. The AI can also drive the prices of stocks down or up and can ruin relationships between companies and customers. ]]> 2023-05-08 00:07:28 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581165028 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581168857 This is a scholarly source because it is peer reviewed and includes over 70 sources many of which are also scholarly sources. This source also includes specialized language for people in the finance world and was very hard to understand at some points. ]]> 2023-05-08 00:12:25 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581168857 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581170918 I think that is very scary that some AI can change override the programmers wishes by coming up with its own plan. The AI can really influence the stock market and can completely control the fate of companies based on its investments. I think that the implication of AI in business needs to be taken very slowly because these risks seem to big to take. ]]> 2023-05-08 00:14:53 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581170918 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581189528 This source is a trade source because it comes from someone in the field of corporate finance and is written in a way that uses specialized language while remaining readable for someone outside of the field. This article was also featured on CFO which is a news source for the finance community. ]]> 2023-05-08 00:33:01 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581189528 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581195132 I think that the use of AI and Machine Learning in this context seems helpful for companies that are in an employee deficit but have concerns about it replacing employees in companies that aren't in need of workers. This implication of AI almost seems to replace employees by doing the grunt work for them and I could see it taking the jobs of many people. I think that companies will have some decisions to make regarding to their loyalty to their employees and the future of how they want to operate the business. I hope that there is a way to use this technology without jeopardizing the jobs of numerous people around the world. ]]> 2023-05-08 00:38:03 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581195132 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581206966 By: Forbes Human Resources Council
Source: News Article]]> 2023-05-08 00:45:27 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581206966 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581217939 This article takes a step back from the implications of AI and covers technics that companies should use when implementing new tech to their employees. Its seems that the tactics that show the most support for employees of extended periods of time seem to work best when transitioning into new technology. The article claims that creating a sandbox style of the program can help employees practice with the new tech while not feeling that they are under pressure of losing their job if they mess up. It also gives an area for employees to take risks and be more ambitious which could ultimately help the company succeed. The article also states that a slow implementation will allow the employees to ease into the new tech and become more comfortable using it once the system is fully integrated. The last point that i think would be most useful for integrating new tech would be offering a ton of training. The article stresses that there should be multiple training services offered such as online, in person, videos, and readings that will help employees make adjustments going forward with new tech and systems. ]]> 2023-05-08 00:56:07 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581217939 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581221450 This source is a popular source because it is not published under a specific webpage that is written for a specific group. It is a forbes article that seems to be just general information for integrating new systems at work. The article doesn't include any sources within the article.]]> 2023-05-08 00:59:44 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581221450 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581227133 I think that this article is very helpful in helping me understand how a new technology or system would be integrated into a company. I think that AI will definitely need to have a slow implementation with different training opportunities for employees to learn how to work with it effectively. I think that the integration of AI in finance will be a bumpy road but a road that could lead to success for a company if the system is used properly and is properly programmed. This article explains 13 very useful tactics that could help developers of AI train employees to use AI. I think that it could lead to a very successful transition from whatever systems and services that are now being used to the future of technology in AI. ]]> 2023-05-08 01:05:05 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581227133 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581261117 By: author unknown
Source: Article/Advertisement]]> 2023-05-08 01:32:30 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581261117 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581268158 This article explains what AI and Machine Learning implications in finance look like. "With AI as part of their infrastructure, banks, investment firms, and insurance companies can use it to perform real-time calculations to forecast performance, detect anomalous spending behavior, or maintain compliance, among a plethora of other applications." Another example of AI use in finance is risk management which can help companies reduce risks related to fraud, money laundering, and improve their overall security. The article goes on to explain some of the benefits of AI like accelerating and automating manual and time consuming tasks and improving customer experiences. ]]> 2023-05-08 01:39:01 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581268158 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581270343 This source is a trade source because it is under the Hewlett and Packard website and it includes some specialized language but thoroughly explains what the author is saying. ]]> 2023-05-08 01:40:51 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581270343 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581274205 I think that the implications described along with the benefits of AI from this article show that a future driven by AI will make finance more efficient as well as simpler for both customers and corporations. I think that this article gives a nice and brief overview of what AI in finance looks like and was very helpful to expanding my knowledge on the subject. ]]> 2023-05-08 01:44:09 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581274205 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581277703 By: Joe McKendrick
Source: News Article]]> 2023-05-08 01:47:30 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581277703 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581288185 Joe McKendrick focuses on AI in finance but more specifically in banking. He explains that AI for banks allows for there to be a reduced amount of branches while still allowing for personalization for customers and small business owners. He also explains that AI can help the banks themselves avoid "financial disasters" by making better financial decisions about risks and capital allocation. Another benefit is fraud detection and prevention services provided by AI. The AI can recognize unusual or irregular purchases and protect customers and businesses from fraud. McKendrick also adds that the implication of AI needs to keep humans in the loop so that AI empowered decisions won't "ignite the risk of prioritizing profit while ignoring social impact."]]> 2023-05-08 01:56:43 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581288185 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581290774 This source is a popular source because it was uploaded to forbes and doesn't include a citations page or references page. It also doesn't include any specialized language that is difficult to understand. ]]> 2023-05-08 01:58:45 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581290774 walke968 https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581298692 This article was very insightful for me as it gave me reasons why AI is so beneficial in finance. It taught me that AI helps banks and customers in different but equally beneficial ways. Banks can save money by using AI and give customers more options through personalizations features and reduce traffic to the branches. ]]> 2023-05-08 02:05:29 UTC https://padlet.com/walke968/abx3vcj0bf2x8ywb/wish/2581298692