Life Insurance by Jeremy Moore by Jeremy Moore https://padlet.com/02jmoorew/aar5gru8dxez Made with charm en-us 2019-11-05 16:59:40 UTC 2024-06-01 02:15:27 UTC hello@padlet.com What is Life Insurance? 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406975683 A contract between and insurer and policy holder where essentially the insurer agrees to pay benefits in exchange for a premium upon the policy holders death.]]> 2019-11-05 17:01:11 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406975683 Types of insurance include: 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406977177
Term: Life insurance provided at a fixed rate for a set period of time.
Whole: Life insurance policy provided throughout the policy holder's entire lifetime.
Universal: Allows policy holder to stop paying premiums in event of a financial crisis.
Variable: builds cash value 
Group:
simplified issue: answer few medical questions about your medical history in order to determine your eligibility
Final expense: Essentially the same as a whole policy however this one is made specifically for death benefits; funeral expenses, and coverage of costs specifically for AFTER your death.
etc.

]]> 2019-11-05 17:03:16 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406977177 what's a beneficiary? 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406985077 A beneficiary, often next of kin, is whoever was appointed to receive your funds after you die. not YOUR savings but the money bestowed by the insurance company after your death. they have to file a claim after your death and usually have to wait anywhere from 30-60 days before the payment of their choosing is processed.]]> 2019-11-05 17:13:47 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406985077 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406987946 2019-11-05 17:18:13 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406987946 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988120 2019-11-05 17:18:30 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988120 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988339 2019-11-05 17:18:53 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988339 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988458 2019-11-05 17:19:05 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988458 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988610 2019-11-05 17:19:17 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988610 things they look for to determine you policy and eligibility: 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988670
  • Age. Age is probably the single primary factor that determines your life insurance premiums. ...
  • Gender. ...
  • Physical condition. ...
  • Smoking. ...
  • Your medical history. ...
  • Your family's medical history. ...
  • Occupation.

    • ]]>     2019-11-05 17:19:23 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406988670     citations 02jmoorew https://padlet.com/02jmoorew/aar5gru8dxez/wish/406989695 https://en.wikipedia.org/wiki/Life_insurance

    https://en.wikipedia.org/wiki/Term_life_insurance

    https://en.wikipedia.org/wiki/Whole_life_insurance

    https://www.investopedia.com/articles/pf/07/whole_universal.asp

    https://en.wikipedia.org/wiki/Variable_universal_life_insurance

    https://www.insure.com/life-insurance-faq/what-is-simplified-issue-life-insurance.html

    https://www.insure.com/life-insurance-faq/what-is-simplified-issue-life-insurance.html

    https://www.lhlic.com/final-expense-insurance/

    https://www.mcmha.org/factors-determine-life-insurance-premiums/]]>     2019-11-05 17:21:02 UTC https://padlet.com/02jmoorew/aar5gru8dxez/wish/406989695