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      <title>Retention by </title>
      <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5</link>
      <description>3 things you have learnt, 2 Questions you have, 1 area whereby you can apply into your daily life.</description>
      <language>en-us</language>
      <pubDate>2023-02-13 03:55:59 UTC</pubDate>
      <lastBuildDate>2023-02-23 04:10:56 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>daniella</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492043466</link>
         <description><![CDATA[<div>3 things i learnt:&nbsp;<br>- subrogation<br>- unfavourable factor&nbsp;<br>- favourable factor&nbsp;<br><br>2 questions i have:&nbsp;<br>in the event where both party is wrong what happens?&nbsp;<br>will the drivers in singapore ever have a scenario where he is clear cut correct?&nbsp;<br><br>1 area can apply:&nbsp;<br>- in intern </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 03:58:59 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492043466</guid>
      </item>
      <item>
         <title>Angie</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492043619</link>
         <description><![CDATA[<div>1. Proximate cause, how to observe incidents for IA &amp; investigation is cruical<br>2. NIL<br>3. IN IA</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 03:59:11 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492043619</guid>
      </item>
      <item>
         <title>David </title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044096</link>
         <description><![CDATA[<div>3 things I learnt<br>1) claims<br>2) check corners<br>3) don't scam<br><br>2 questions<br>1)why the driver never show full video<br>2) who the driver<br><br>1 area I can apply<br>In IA</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 03:59:48 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044096</guid>
      </item>
      <item>
         <title>hazel </title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044203</link>
         <description><![CDATA[<div>1. claims procedure<br>2. not to jump into conclusion, investigate properly&nbsp;<br>3. not to be biased when investigating&nbsp;<br><br>no questions :)<br><br>1. during my internship</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 03:59:56 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044203</guid>
      </item>
      <item>
         <title>Joel</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044521</link>
         <description><![CDATA[<div>3 thing I’ve learnt<br>1. I’ve learnt that there may be many sides of the same story<br>2. I’ve learnt that you cannot base a decision on a single point of view<br>3. I’ve learnt the various outcomes that can come into play in an investigation<br><br>2 questions I have<br>1. What happens if we make the wrong decision?<br>2. How will the insurance company react if every investigation that I undertake results in a claim? Is it a bad thing for me as an employee?<br><br>1 Area I can apply my learning<br>1. I can apply my learning in internship</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:00:21 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044521</guid>
      </item>
      <item>
         <title>andrea</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044876</link>
         <description><![CDATA[<div>3 things i’ve learnt - always try to get more proof, always ask detailed questions to find out more and look at both side.&nbsp;<br>questions - what happens when i make the wrong decision?<br>area - in the future i can be more careful.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:00:54 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492044876</guid>
      </item>
      <item>
         <title>Damien</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045261</link>
         <description><![CDATA[<div>3 things I learnt today:<br>Do not Jump to conclusions<br>The one who files the accident is the insured<br>There will be fradulent cases of people trying to commit insurance fraud.<br>2 questions I have:<br>Why do people try to commit fraud<br>How do we deal with people who try or have committed fraud.<br>1 Area I can apply the learning points:<br>My Internship Application if I get posted to an insurance company.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:01:26 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045261</guid>
      </item>
      <item>
         <title>Sean</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045404</link>
         <description><![CDATA[<div>3 things I have learnt<br>. There is always another side to the story&nbsp;<br>. Nothing is set till you get the entire big picture<br>. Must take into account two sides of the story and see which one is at fault&nbsp;<br><br>2 Questions you have<br>.&nbsp; What do I do if this happens to someone I know<br>. How long does it usually take to gather all of the information&nbsp;<br><br>1 Area where you can apply the learning points<br>. To be open-minded and think of what is actual truth to the situation by gathering all of the evidence to piece it up like a puzzle <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:01:38 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045404</guid>
      </item>
      <item>
         <title>jingyi </title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045421</link>
         <description><![CDATA[<div>3 things I learnt:<br>Insurance is important&nbsp;<br>Claim procedures<br>To investigate properly<br>no qns<br><br>can apply my knowledge during internship</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:01:40 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045421</guid>
      </item>
      <item>
         <title>kaelynn</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045527</link>
         <description><![CDATA[<div>1- my IA&nbsp;<br>2-&nbsp;<br>must we always be on the client’s side?&nbsp;<br>what if the client is in the wrong?&nbsp;<br>3 things i learnt :<br>i learnt that some people will do anything to intentionally set up an insurance scam. i learnt more about claims procedures in the actual setting. i also learnt more about inferring from evidence given by client </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:01:49 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045527</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045642</link>
         <description><![CDATA[<div>3 things I learnt today<br>I learnt about the lives of people working in the insurance company&nbsp;<br><br>I learnt how to be more inquisitive about situations&nbsp;<br><br>I also learnt how to judge situations fairly&nbsp;<br><br>2 questions I have&nbsp;<br><br>Can Google earth be used in investigation&nbsp;<br><br>Is everyday like this when working in an insurance company&nbsp;<br><br>1 area I can apply the learning points&nbsp;<br><br>I can be more inquisitive and judge situations more fairly when I run into situations that seem difficult to deal with in order to solve it <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:01:58 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045642</guid>
      </item>
      <item>
         <title>erwina</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045656</link>
         <description><![CDATA[<div>3 things learnt:<br>- steps in claim procedures&nbsp;<br>- finding the proximate cause<br>- what is proximate cause<br><br>2 qns:<br><br>1 area to apply the learning point:<br>- during IA, use the knowledge learnt</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:02:00 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045656</guid>
      </item>
      <item>
         <title>Alex</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045730</link>
         <description><![CDATA[<div>Dont jump to conclusions straight away<br>The insured is the only one to file a claim/notification.<br>Analyse&nbsp; the situation and ask relevant questions.<br><br>Do we need to be on the client's side so that we do not need to pay monies?<br>Will the people who analyse the accident be biased and what happen if they are?<br>Exam</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:02:07 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045730</guid>
      </item>
      <item>
         <title>lennard</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045763</link>
         <description><![CDATA[<div>3 things i've learnt :<br>- There are always 2 side to a story<br>- It is hard to identify the proximate cause<br>- How to handle a claim<br><br>2 Questions I have :<br>- Why does the pedestrain always have the benefit of the doubt<br>- What is the claim success rate for drivers<br><br>1 area where you can apply the learning points :<br>In my IA</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:02:11 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045763</guid>
      </item>
      <item>
         <title>Jaymee</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045886</link>
         <description><![CDATA[<div>3 things I learnt:&nbsp;<br>- Investigate thoroughly and ask both parties relevant questions<br>- Find out the proximate cause rather than just focusing on the accident star.<br>- Don’t lose sight of your focus.<br><br>1 questions:<br>- Must we always stand on the client’s side?<br><br>1 area to apply:<br>- Always find the proximate cause first before assuming things.</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:02:23 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045886</guid>
      </item>
      <item>
         <title>Nirupa</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045943</link>
         <description><![CDATA[<div>Things I’ve learnt:<br>- can be applicable for internship<br>- can be applicable for exams<br>- can be applicable for career<br><br>Questions I have:<br>- what if I cannot find the proximate cause?<br>- what if both parties were at fault?<br><br>Area where I can apply:<br>- in my career</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:02:27 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045943</guid>
      </item>
      <item>
         <title>Nat</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045996</link>
         <description><![CDATA[<div>3 things i have learnt:<br>-To check for other witness so as to see a clearer view of the whole situation&nbsp;<br>-To cross check with other parties<br>-The steps of insurance claim<br><br>2 qns i have:<br>-how to apply subrogation irl<br>- what happen if both side are wrong?<br><br>To be fair for both sides</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:02:31 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492045996</guid>
      </item>
      <item>
         <title>Atalia</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046129</link>
         <description><![CDATA[<div>3 things&nbsp;<br>i have learnt that we shouldn’t judge an incident from one pov .<br>i have learnt the steps for insurance claim<br>the tedious steps to check for an incident <br>2 things&nbsp;<br>is the uncle okay?&nbsp;<br>what’s the aftermath of the incident&nbsp;<br>&nbsp;1 thing&nbsp;<br>life and exams </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:02:44 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046129</guid>
      </item>
      <item>
         <title>vini</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046538</link>
         <description><![CDATA[<div>3 things I have learnt<br>- see the accident from driver's pov<br>- see the accident from pedestrian pov<br>- subrogation<br>2 questions I have<br>- dun have questions<br>area where you can apply learning points <br>- in the future when I work in insurance industry </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:03:14 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046538</guid>
      </item>
      <item>
         <title>Rehman </title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046615</link>
         <description><![CDATA[<div>1) one thing is that you always have to look both perspectives , the second thing I’ve learned is to always have a unbiased and fair judgement. The third thing I’ve learnt is to not rush into conclusions&nbsp;<br><br>2) One question I have is “what would the driver had done if there was no dashboard camera”. Another question I have did the pedestrian had to resort to an insurance scam if he was under financial stress, possible gambling debt?<br><br>3)one way I can apply the learning point is to always be 100% certain before jumping into conclusions regardless of the situation, may it be in exams or in daily life</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:03:22 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046615</guid>
      </item>
      <item>
         <title>James</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046667</link>
         <description><![CDATA[<div>3 Things you learnt<br>• Claim procedure steps<br>•&nbsp;I learnt that there are 2 ways in an accident/incident<br>•&nbsp;Subrogation <br>2 Questions I have<br>• What's the aftermath of the accident?<br>• Who pays for the car damage? The pedestrian or insurance company?<br>1 way I can apply the learning points<br>• I can apply these for my exams</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:03:27 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046667</guid>
      </item>
      <item>
         <title>patson</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046688</link>
         <description><![CDATA[<div>- dont jump to conclusion<br>-always have fair judgement<br>- steps of insurance claim<br><br>- what is subrogation&nbsp;<br>- what is indemnity<br><br>- in IA</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:03:28 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046688</guid>
      </item>
      <item>
         <title>javen</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046744</link>
         <description><![CDATA[<div>3 things learnt&nbsp;<br>not be one sided when looking at things<br>make decisions carefully<br>steps of insurance claims<br><br>2 qns i have<br>what is subrogation&nbsp;<br>what is indemnity<br><br>area where i cn apply for my studies<br>make decisions carefully during exams</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:03:33 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046744</guid>
      </item>
      <item>
         <title>hez</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046796</link>
         <description><![CDATA[<div>- never judge based on 1 persons pov&nbsp;<br>- detailed questions is needed&nbsp;<br>- learned detailed steps on insurance claims<br><br>- no questions&nbsp;<br><br>- the scenario activity helps me to understand what to look up for when this situation happens&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:03:38 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046796</guid>
      </item>
      <item>
         <title>piravesha </title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046974</link>
         <description><![CDATA[<div>things i have learnt:<br>• claims procedure&nbsp;<br>• judge fairly<br>• proximate cause&nbsp;<br><br>questions:<br>• Were both parties at fault?<br><br>Area to apply:&nbsp;<br>• in my career&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:03:54 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492046974</guid>
      </item>
      <item>
         <title>sherman</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492047979</link>
         <description><![CDATA[<div>3 things you have learnt:<br>1) the importance of knowing who is the correct person at fault, the insured or the other party&nbsp;<br>2) to judge and see the case from two side of the perspective and not just one side<br>3) the importance of knowing the steps fully needed to file a claim&nbsp;<br><br>2 questions you have:<br>1) Is both parties and the insured okay after the accident?&nbsp;If not okay, how?<br>2) Will the insurer be biased to the client? To not pay for the accrued charges.<br><br><br>1 area whereby you can apply into your daily life:<br>1)&nbsp;Exams<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:05:19 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492047979</guid>
      </item>
      <item>
         <title>Insyirah</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492047982</link>
         <description><![CDATA[<div>3 things that i learnt :<br>- the steps of insurance claims<br>- as an insurance agent, we need to investigate both parties<br>- the meaning of "proximate cause" and "subrogation"<br><br>2 questions i have :<br>-&nbsp;are they able to claim the full amount?<br>- what happen if both parties are at fault?<br><br>1 area that i can apply the learning point :<br>- able to apply it to my internship if i get insurance as my IA</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:05:19 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492047982</guid>
      </item>
      <item>
         <title>dana</title>
         <author></author>
         <link>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492051804</link>
         <description><![CDATA[<div>1. i learn that there are 2 sides of the story from the driver and pedestrian's point of view. don't just see one person's point of view, must see both sides and ask questions to find out more. be curious. <br><br>2. must we always support client's side? what if the client side is false?&nbsp;<br><br>3. apply it during IA, as an insurance agent.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-02-23 04:10:56 UTC</pubDate>
         <guid>https://padlet.com/wong_wee_fu/9x0lfqi6a7080iu5/wish/2492051804</guid>
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