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      <title>Reflection by Elizabeth Patterson</title>
      <link>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2024-11-20 00:08:32 UTC</pubDate>
      <lastBuildDate>2024-11-22 17:48:01 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>What would be a good solution to preventing lenders from continuing to charge higher rates for Black Americans in certain neighborhoods?</title>
         <author>elizabethpatterson6</author>
         <link>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225138937</link>
         <description><![CDATA[<p>Should there be an evaluation on the lenders to see if they're being fair?</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-11-20 00:18:07 UTC</pubDate>
         <guid>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225138937</guid>
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      <item>
         <title>Does the gap between Black and white homeownership surprise you?</title>
         <author>elizabethpatterson6</author>
         <link>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225139352</link>
         <description><![CDATA[<p>Share if you had any background knowledge on the topic and something from this presentation you may not have known beforehand.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-11-20 00:18:23 UTC</pubDate>
         <guid>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225139352</guid>
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      <item>
         <title>As we mentioned before, Mark Alston is a local mortgage broker who, unlike most loan officers, helps clients months/years at a time to pay off bills and boost credit scores so they can ultimately qualify for a home loan. </title>
         <author>elizabethpatterson6</author>
         <link>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225139720</link>
         <description><![CDATA[<p>Do you think mortgage brokers should be required to do what Mark does? Why or why not?</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-11-20 00:18:28 UTC</pubDate>
         <guid>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225139720</guid>
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      <item>
         <title>This post is for any outstanding thoughts!</title>
         <author>elizabethpatterson6</author>
         <link>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225475288</link>
         <description><![CDATA[<p>Feel free to share anything you may want to add </p>]]></description>
         <enclosure url="" />
         <pubDate>2024-11-20 03:31:44 UTC</pubDate>
         <guid>https://padlet.com/elizabethpatterson6/9nm66nreephr4bvj/wish/3225475288</guid>
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