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      <title>실행이 답이다!!목표 달성을 위한 실천액션 by Shine Seo</title>
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      <description>작은것부터 차근차근 시작하는 금융습관</description>
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      <pubDate>2021-09-19 14:24:09 UTC</pubDate>
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         <title>자신의 금융목표 달성을 위한 실천행동과 나와의 실천다짐</title>
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         <pubDate>2021-09-19 14:27:29 UTC</pubDate>
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         <title></title>
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         <description><![CDATA[<div>충동적인 소비는 최소화하자</div>]]></description>
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         <pubDate>2022-12-13 07:30:10 UTC</pubDate>
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         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2418825068</link>
         <description><![CDATA[<div>열심히벌자</div>]]></description>
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         <pubDate>2022-12-13 07:30:14 UTC</pubDate>
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         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2418825331</link>
         <description><![CDATA[<div>열심히벌자</div>]]></description>
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         <pubDate>2022-12-13 07:30:36 UTC</pubDate>
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      <item>
         <title>계획한거 120% 달성하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2418826031</link>
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         <pubDate>2022-12-13 07:31:31 UTC</pubDate>
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      <item>
         <title>로또사지말자 과학을믿자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2418827555</link>
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         <pubDate>2022-12-13 07:33:21 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364238</link>
         <description><![CDATA[<div>지혜로운 경제관념을 확보하자 </div>]]></description>
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         <pubDate>2022-12-15 03:25:21 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364690</link>
         <description><![CDATA[<div>아끼자 !</div>]]></description>
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         <pubDate>2022-12-15 03:26:05 UTC</pubDate>
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      <item>
         <title>채무해결하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364709</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:07 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364709</guid>
      </item>
      <item>
         <title>시드머니 만들기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364834</link>
         <description><![CDATA[<div>가계부 잘 쓰고 충동 잘 조절하기!</div>]]></description>
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         <pubDate>2022-12-15 03:26:12 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364834</guid>
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      <item>
         <title>할수있다</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364879</link>
         <description><![CDATA[<div>불필요한 소비는 줄이고 저축하자</div>]]></description>
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         <pubDate>2022-12-15 03:26:17 UTC</pubDate>
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      <item>
         <title>2024금융목표</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364928</link>
         <description><![CDATA[<div>2천모으기<br>매달90씩적금</div>]]></description>
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         <pubDate>2022-12-15 03:26:22 UTC</pubDate>
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      <item>
         <title>야식 줄이기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364951</link>
         <description><![CDATA[<div>배달음식 줄이기</div>]]></description>
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         <pubDate>2022-12-15 03:26:24 UTC</pubDate>
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      <item>
         <title>배달 그만 시켜먹고 대출 잘 갚기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421364994</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:28 UTC</pubDate>
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      <item>
         <title>가계부 쓰기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365045</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:33 UTC</pubDate>
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      <item>
         <title>충동지출 금지</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365050</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:33 UTC</pubDate>
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      <item>
         <title>부수입 시작</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365104</link>
         <description><![CDATA[<div>부수입 시작하고 부수입 통장 관리하기</div>]]></description>
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         <pubDate>2022-12-15 03:26:38 UTC</pubDate>
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      <item>
         <title>계획적인 소비하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365106</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:39 UTC</pubDate>
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      <item>
         <title>새는 돈 붙잡기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365185</link>
         <description><![CDATA[<div>계획적인 소비와 지출을 하자</div>]]></description>
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         <pubDate>2022-12-15 03:26:46 UTC</pubDate>
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      <item>
         <title>충동소비, 과소비 줄이자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365191</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:46 UTC</pubDate>
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         <title>꾸준한 저축</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365208</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:48 UTC</pubDate>
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         <title>가계부 쓰기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365251</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:52 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365251</guid>
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      <item>
         <title>채무 상환 / 씨드머니 만들기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365261</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:53 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365261</guid>
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      <item>
         <title>구체적인 소비,저축 계획하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365290</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:55 UTC</pubDate>
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      <item>
         <title>대출상환하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365318</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:26:57 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365318</guid>
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      <item>
         <title>불필요한소비줄이기 저축도하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365350</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:27:01 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365350</guid>
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      <item>
         <title>후회없는지출을만들지말자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365392</link>
         <description><![CDATA[충동금지]]></description>
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         <pubDate>2022-12-15 03:27:04 UTC</pubDate>
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      <item>
         <title>빠르게가 아닌 천천히</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365428</link>
         <description><![CDATA[<div>꾸준히 차곡차곡 쌓아가기!!!</div>]]></description>
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         <pubDate>2022-12-15 03:27:07 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365428</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365436</link>
         <description><![CDATA[<div>불법사채 쳐다도보지말기</div>]]></description>
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         <pubDate>2022-12-15 03:27:08 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365436</guid>
      </item>
      <item>
         <title>실행가능한 작은 목표 부터 차근차근 세우고 글로 써보기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365453</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:27:09 UTC</pubDate>
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      <item>
         <title>조금씩이라도 저축하고 소비줄이기!</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365468</link>
         <description><![CDATA[<div>조금의 돈이라도 저축하고, 소비는 기존보다 적게 하고 불필요한것은 안하는것을 목표</div>]]></description>
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         <pubDate>2022-12-15 03:27:10 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365468</guid>
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      <item>
         <title>지출관리부업창출</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365490</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-15 03:27:13 UTC</pubDate>
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      <item>
         <title>저축</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365495</link>
         <description><![CDATA[<div>빼놓지&nbsp;않고 이체, 만기해지하기</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:27:14 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365495</guid>
      </item>
      <item>
         <title>청년정책 어플 확인 자주해보고 필요한 정책 이용하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365527</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:27:18 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365527</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365560</link>
         <description><![CDATA[<div>내년 소비지출 세우기</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:27:21 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365560</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365720</link>
         <description><![CDATA[<div>소비를 줄이고 가지고있는 부채부터 해결후에&nbsp;<br>꾸준한 적금으로 자금모으기</div>]]></description>
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         <pubDate>2022-12-15 03:27:35 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365720</guid>
      </item>
      <item>
         <title>현명한 지출</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365871</link>
         <description><![CDATA[<div>모든&nbsp;지출에 타당한 이유가 있는지 확인하자. 어떻게 버느냐 보다 어떻게 쓰느냐가 중요하다. </div>]]></description>
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         <pubDate>2022-12-15 03:27:45 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421365871</guid>
      </item>
      <item>
         <title>대출을 빨리갚고 저축을 생활화하자!</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421366048</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:28:03 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421366048</guid>
      </item>
      <item>
         <title>계획적인 소비하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421366116</link>
         <description><![CDATA[<div>불필요한 지출을 줄이고<br>대출 정리하자</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:28:10 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421366116</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421366361</link>
         <description><![CDATA[<div>화이팅! </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:28:36 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421366361</guid>
      </item>
      <item>
         <title>가계부를 사용해 소비와 지출을 관리하여 원리금 생활비 제외 여유금은 적금하고 대출 청산이후 모인 시드로 펀드와 주식으로 수익을 거둬 부동산을 가진다</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421367080</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:29:28 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421367080</guid>
      </item>
      <item>
         <title>2023 출발선</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421369124</link>
         <description><![CDATA[<div>지향하는 목표와 성장을 위해,돈관리를 하자.<br>저축을 늘리고 지출을 줄이기.<br>꿈과 목표를 위한 그 안의 소득을 활동하기.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-15 03:32:34 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2421369124</guid>
      </item>
      <item>
         <title>대출상환하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498427</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:28:30 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498427</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498489</link>
         <description><![CDATA[<div>꼭 필요한 소비! 저축하는 습관</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:28:49 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498489</guid>
      </item>
      <item>
         <title>대출상환하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498532</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:28:59 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498532</guid>
      </item>
      <item>
         <title>미래를위해 달려나가자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498544</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:04 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498544</guid>
      </item>
      <item>
         <title>있는만큼만 쓰기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498563</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:09 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498563</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498567</link>
         <description><![CDATA[<div>대출상환하기 </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:10 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498567</guid>
      </item>
      <item>
         <title>화이팅</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498605</link>
         <description><![CDATA[<div>돈을 좇지 말고 돈이 따라올 나의 것들을 만들자</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:17 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498605</guid>
      </item>
      <item>
         <title>2024년 적금 2개 이상 모으기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498644</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:27 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498644</guid>
      </item>
      <item>
         <title>대출 상환하고 돈 많이 벌자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498652</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:28 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498652</guid>
      </item>
      <item>
         <title>아름다운 미래를 위해</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498662</link>
         <description><![CDATA[<div>꾸준한&nbsp;노력으로 성공하자!!!!</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:31 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498662</guid>
      </item>
      <item>
         <title>1년안에 빚 상환하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498733</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:49 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498733</guid>
      </item>
      <item>
         <title>2023년 더욱 건강하고 행복한 모습으로 성장하자!!</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498747</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:52 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498747</guid>
      </item>
      <item>
         <title>현명하게 소비하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498768</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:29:57 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498768</guid>
      </item>
      <item>
         <title>빚 정리하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498783</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:00 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498783</guid>
      </item>
      <item>
         <title>계획하고 실천하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498787</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:02 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498787</guid>
      </item>
      <item>
         <title>고정지출 줄이고 2023년 새출발 가즈아</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498791</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:03 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498791</guid>
      </item>
      <item>
         <title>건강과 경제자유 확보</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498816</link>
         <description><![CDATA[<div>건강과&nbsp;경제자유 모두 확보해서 매년 확실하고 좋은 금융목표를 가지고 싶습니다.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:09 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498816</guid>
      </item>
      <item>
         <title>쓰기 전에 다시 한번 생각하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498825</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:12 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498825</guid>
      </item>
      <item>
         <title>대출값고 아이 언어치료 완치하고 애기아빠 심장 좋아지고 취업도 하고 저축도 하고 아이에게 좋은 부모가 되고싶다</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498889</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:29 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498889</guid>
      </item>
      <item>
         <title>저축 투자하기 </title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498901</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:32 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498901</guid>
      </item>
      <item>
         <title>안정적인 직장취직</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498991</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:30:58 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423498991</guid>
      </item>
      <item>
         <title>지출 줄이고 저축 늘리기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423499036</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:31:12 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423499036</guid>
      </item>
      <item>
         <title>통장 플러스로 만들기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423499059</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:31:18 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423499059</guid>
      </item>
      <item>
         <title>가계부 꼼꼼히 작성</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423499106</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-17 03:31:27 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2423499106</guid>
      </item>
      <item>
         <title>빚 청산하고 사업 흑자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738647</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:25:19 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738647</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738834</link>
         <description><![CDATA[<div>내집마련</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:25:35 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738834</guid>
      </item>
      <item>
         <title>행동하기 전에 생각하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738988</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:25:44 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738988</guid>
      </item>
      <item>
         <title>빚청산 및 결혼자금모으기!(가계부작성)</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738992</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:25:45 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424738992</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739293</link>
         <description><![CDATA[<div>5년안에 건물주되기</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:26:03 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739293</guid>
      </item>
      <item>
         <title>저축</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739311</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:26:04 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739311</guid>
      </item>
      <item>
         <title>생각하고 소비하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739690</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:26:27 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739690</guid>
      </item>
      <item>
         <title>작은 실천부터!</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739834</link>
         <description><![CDATA[<div>부채에 다달이 힘들지만 10만원씩이라도 저축해 보겠습니다.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:26:39 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739834</guid>
      </item>
      <item>
         <title>저축하는습관을 가지자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739870</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:26:43 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424739870</guid>
      </item>
      <item>
         <title>대출갚고 하고싶은 일을 걱정 없이 즐겁게 하자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740117</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:27:00 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740117</guid>
      </item>
      <item>
         <title>현명한 소비하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740172</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:27:02 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740172</guid>
      </item>
      <item>
         <title>얼른상환해서 내꿈이루자</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740228</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:27:07 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740228</guid>
      </item>
      <item>
         <title>지금부터절약하고비상금만들어놓는습관을만들겠습니다.</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740267</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:27:11 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740267</guid>
      </item>
      <item>
         <title>3년 안에 1천만원 모으기!</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740287</link>
         <description><![CDATA[<div>잘해보자 !!</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:27:12 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740287</guid>
      </item>
      <item>
         <title>대출 줄이고 적금하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740401</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-12-19 12:27:21 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740401</guid>
      </item>
      <item>
         <title>고정 변동 지출을 줄일것이며!</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740581</link>
         <description><![CDATA[<div>가장 큰 배달 음식을 줄일것입니다.<br>대출 완제후 적금 가입해볼까합니다.</div>]]></description>
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         <pubDate>2022-12-19 12:27:36 UTC</pubDate>
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      <item>
         <title>빨리 취업해서 안정적인 고정수입 만들기</title>
         <author></author>
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         <pubDate>2022-12-19 12:27:40 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740755</link>
         <description><![CDATA[<div>빚빨리갚기</div>]]></description>
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         <pubDate>2022-12-19 12:27:50 UTC</pubDate>
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      </item>
      <item>
         <title>계획적 소비, 시드머니 마련, 금융계획 세우기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424740988</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-12-19 12:28:09 UTC</pubDate>
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      </item>
      <item>
         <title>다이어리 작성 잘하기~~</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424741014</link>
         <description><![CDATA[<div>할일&nbsp;목록 계획 꼭 지켜서 하루 운용 잘하기</div>]]></description>
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         <pubDate>2022-12-19 12:28:11 UTC</pubDate>
         <guid>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424741014</guid>
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      <item>
         <title>돈벌거예요.</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424741130</link>
         <description><![CDATA[<div>인간다운삶을위해서.</div>]]></description>
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         <pubDate>2022-12-19 12:28:20 UTC</pubDate>
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      <item>
         <title>이루어질 목표</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424741305</link>
         <description><![CDATA[<div>대출및 연체금 모든 마이너스된 금전부분이 다시 제자리로 돌아와 천천히 부가쌓이는재미를 느낄 그날을 기다리면서!</div>]]></description>
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         <pubDate>2022-12-19 12:28:33 UTC</pubDate>
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      <item>
         <title>빚 줄여나가기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424741442</link>
         <description><![CDATA[<div>주어진 상황안에서 지혜롭게 빚을 줄여나가기</div>]]></description>
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         <pubDate>2022-12-19 12:28:47 UTC</pubDate>
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      <item>
         <title>계획하고 지출하기</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424741729</link>
         <description><![CDATA[<div>사고 싶은 것 먹고 싶은 것 갖고 싶은 것이 있더라도 다시 한번 생각 해서 지출하기!</div>]]></description>
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         <pubDate>2022-12-19 12:29:05 UTC</pubDate>
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      <item>
         <title>김가름</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2424741880</link>
         <description><![CDATA[<div>멋진인생!!당당</div>]]></description>
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         <pubDate>2022-12-19 12:29:18 UTC</pubDate>
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      <item>
         <title>더나은삶에 도전할용기가생겼어요.</title>
         <author></author>
         <link>https://padlet.com/valuegrowthcompany/9n6z7h2s9c2ltt9f/wish/2425326703</link>
         <description><![CDATA[<div>행동으로 실천하는 사람이될거예요.<br>김가름</div>]]></description>
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         <pubDate>2022-12-20 01:29:55 UTC</pubDate>
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