https://padlet.com/veronica_sims/9mbgjsjkxym0 By veronica sims en-us 2018-06-04 16:49:29 UTC 2018-06-06 17:00:09 UTC hello@padlet.com veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444012 "Annual fees might be worth paying for frequent travelers and big spenders." (Ibook 14)]]> 2018-06-04 17:01:01 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444012 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444374 $0]]> 2018-06-04 17:02:15 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444374 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444597 "Although 0 percent transfer cards seem enticing, especially if
you have a big balance to pay off, a low-rate card might be the
better deal in the long run."(Ibook 15)]]> 2018-06-04 17:03:04 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444597 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444864 $0]]> 2018-06-04 17:04:00 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444864 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444902 $0]]> 2018-06-04 17:04:10 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444902 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444937 3%]]> 2018-06-04 17:04:17 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265444937 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445049 $0 balance transfer fee.]]> 2018-06-04 17:04:38 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445049 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445112 3% of the amount of each transaction or $10, whichever is greater]]> 2018-06-04 17:04:52 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445112 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445413 Its importaint to chose the card that will get you the most rewards that you will use. "Spending in some categories, such as gas, might earn the
maximum rewards only up to a certain amount, after which the
percentage rewards are lower"(Ibook 15). That is something to watch for]]> 2018-06-04 17:05:54 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445413 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445836 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, amazon, or wholesale clubs up to the quarterly maximum each time you activate. 1% unlimited cash back automatically on all other purchases. (These rewards are a little more constraining and discover isn't accepted everywhere.)]]> 2018-06-04 17:07:17 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445836 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445989 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x), 1x points on other purchases. This is also some what constraining but not as much as discover ]]> 2018-06-04 17:07:46 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265445989 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265446480 Earn 1.5 points per $1 spent on purchases. I like this rewards the best because it is more straight forward with out as many expiations. ]]> 2018-06-04 17:09:26 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265446480 veronica_sims https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265446744 I like this card the best because it has 0 annual fee and 0 transfer and I think it will give me more points in the long run. I also like how it is taken in more places. Its terms were also easier for me to understand. "But today’s confusing card deals suggest that issuers
need to make their deals more understandable to typical
consumers"(Ibook 16) ]]> 2018-06-04 17:10:23 UTC https://padlet.com/veronica_sims/9mbgjsjkxym0/wish/265446744