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      <title>Investment Strategies  by Austin Richards</title>
      <link>https://padlet.com/austin_richards/9leuojc76pn4</link>
      <description>By: Austin Richards</description>
      <language>en-us</language>
      <pubDate>2016-12-05 18:51:16 UTC</pubDate>
      <lastBuildDate>2016-12-06 18:24:22 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Old person Vs Young Person Investing </title>
         <author>austin_richards</author>
         <link>https://padlet.com/austin_richards/9leuojc76pn4/wish/141848204</link>
         <description><![CDATA[<div>Age 25-35: Goals are to pay off debt, saving for down payment on house, establishing college fund for children, also starting to save for retirement<br>10% of income for retirement<br>Age 35-55: Saving for children's college fund<br>10%-20% of income for retirement<br>Introduce income investments such as bonds or stocks<br>Age 55-Retirement<br>Protect assets becomes main priority.<br>Shift more assets to fixed income securities to achieve balance between growth and income.<br><br></div>]]></description>
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         <pubDate>2016-12-05 18:58:01 UTC</pubDate>
         <guid>https://padlet.com/austin_richards/9leuojc76pn4/wish/141848204</guid>
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         <title>My investment plans</title>
         <author>austin_richards</author>
         <link>https://padlet.com/austin_richards/9leuojc76pn4/wish/142108222</link>
         <description><![CDATA[<div>Get a steady job is step one because without a job there is no money.<br>I will follow the template to the left but with minor changes. If I can save more than 10% I will. I also like to invest in the stock market because it has a high payout rate if you're smart with the buying and selling.&nbsp;<br>I would like to save enough money to pay for my child/children's whole college.<br>Once I retire I want to travel the world because that is what my grandparents are doing and they couldn't be happier.</div>]]></description>
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         <pubDate>2016-12-06 18:18:29 UTC</pubDate>
         <guid>https://padlet.com/austin_richards/9leuojc76pn4/wish/142108222</guid>
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