Personal Finance Infographic - Gavin Johnson by Gavin Johnson https://padlet.com/146305/9k1c1qbpomw2 Made for Mr. Johnson's Pleasure en-us 2017-09-19 16:43:19 UTC 2025-12-13 18:59:51 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Growing.png Should I buy this? 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188991896 You want to buy a shirt for $100 with your debit card]]> 2017-09-19 16:46:54 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188991896 How much money is in your checking account? 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188993992 2017-09-19 16:50:32 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188993992 Less than $100 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188994506 Do you have a savings account with money in it?]]> 2017-09-19 16:51:36 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188994506 More than $100 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188994707 Do you have enough money over $100 for emergencies and other fees/expenses?]]> 2017-09-19 16:51:58 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188994707 Yes 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188995399 Are you willing to transfer money over to checkings from savings?]]> 2017-09-19 16:53:07 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188995399 No 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188997438 Do you have a savings account with money in it?]]> 2017-09-19 16:56:39 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188997438 Yes 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188998193 Transfer money from savings to checkings before making your purchase]]> 2017-09-19 16:57:55 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188998193 No 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/188998356 2017-09-19 16:58:10 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/188998356 Don't buy the shirt 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/189008722 2017-09-19 17:17:45 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/189008722 Yes 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/189009664 2017-09-19 17:19:19 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/189009664 Buy the shirt 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/189010121 2017-09-19 17:20:09 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/189010121 Why? 146305 https://padlet.com/146305/9k1c1qbpomw2/wish/189013493 Because if you forget to transfer money over, you will be charged overdraft fees (assuming you have overdraft protection) for spending more than what is in your checking account. If you do not have  overdraft protection, the card will be declined if there are insufficient funds in your checking account]]> 2017-09-19 17:25:45 UTC https://padlet.com/146305/9k1c1qbpomw2/wish/189013493