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      <title>My Life Board by Gregory Silverman</title>
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      <description></description>
      <language>en-us</language>
      <pubDate>2018-02-08 15:28:17 UTC</pubDate>
      <lastBuildDate>2023-07-01 21:27:32 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Fond Du Lac</title>
         <author>gsilv203</author>
         <link>https://padlet.com/gsilv203/9iotcrdikyda/wish/233249801</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-02-20 13:46:34 UTC</pubDate>
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         <title>Savings and Investing</title>
         <author>gsilv203</author>
         <link>https://padlet.com/gsilv203/9iotcrdikyda/wish/257678343</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-05-03 14:35:02 UTC</pubDate>
         <guid>https://padlet.com/gsilv203/9iotcrdikyda/wish/257678343</guid>
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         <title>Retirement</title>
         <author>gsilv203</author>
         <link>https://padlet.com/gsilv203/9iotcrdikyda/wish/257678570</link>
         <description><![CDATA[<div>PLAN: <br>start by 2019<br>1) set up </div>]]></description>
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         <pubDate>2018-05-03 14:35:27 UTC</pubDate>
         <guid>https://padlet.com/gsilv203/9iotcrdikyda/wish/257678570</guid>
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         <title>Buying Goods and Services - Home Buying </title>
         <author>gsilv203</author>
         <link>https://padlet.com/gsilv203/9iotcrdikyda/wish/259298485</link>
         <description><![CDATA[<div>Cost of Home =&nbsp; $140,000<br>20% down payment = $28,000<br>property taxes = $2,000<br>loan amount (amount financing) =<br>Monthly payments = $598<br>REFLECTION</div>]]></description>
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         <pubDate>2018-05-09 14:30:06 UTC</pubDate>
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         <title>Using Credit</title>
         <author>gsilv203</author>
         <link>https://padlet.com/gsilv203/9iotcrdikyda/wish/259300061</link>
         <description><![CDATA[<div>Discover<br>This is a good card because they give you a match on cash at the end of every year<br>Benefits/information: cash back, easy to get,&nbsp;<br>APR= 0% for 14 months, then 13%&nbsp;<br>Annual Fees = none</div><div>Penalties =&nbsp; none</div><div>Rewards = cash back match</div>]]></description>
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         <pubDate>2018-05-09 14:33:08 UTC</pubDate>
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         <title>Banking and Financial Services</title>
         <author>gsilv203</author>
         <link>https://padlet.com/gsilv203/9iotcrdikyda/wish/259302865</link>
         <description><![CDATA[<div>Why I chose this bank</div>]]></description>
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         <pubDate>2018-05-09 14:38:42 UTC</pubDate>
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