https://padlet.com/taylor_crawford001/9hqsex426pj7fwsk en-us 2020-05-09 03:49:34 UTC 2020-05-14 02:25:16 UTC hello@padlet.com taylor_crawford001 https://padlet.com/taylor_crawford001/9hqsex426pj7fwsk/wish/561009540 Definition-"the process of allocating capital in a way that reduces the exposure to any one particular asset or risk."(iBook)
High- wants to achieve the biggest returns possible, or somebody with a high income or significant assets who can afford to take more risk. Put a high proportion of capital in stocks and shares.
Medium-  near retirement, wants to take a smaller risk. Diversify their investments in shares, bonds, property and cash, 
Low-  older, who needs an emergency fund or does not want to take any risks. Low risk investments are deemed to be cash (for example investing money in a savings account) or government bonds, rather than stocks and shares.]]> 2020-05-09 03:50:12 UTC https://padlet.com/taylor_crawford001/9hqsex426pj7fwsk/wish/561009540 taylor_crawford001 https://padlet.com/taylor_crawford001/9hqsex426pj7fwsk/wish/561009714 "To build a diversified portfolio, you should look for assets— stocks, bonds, cash, or others—whose returns haven’t historically moved in the same direction, and, ideally, assets whose returns typically move in opposite directions." (iBook) This way, even if a portion of your portfolio is declining, the rest of your portfolio, hopefully, is growing. Thus, you can potentially offset some of the impact of poor performance on your overall portfolio.]]> 2020-05-09 03:50:40 UTC https://padlet.com/taylor_crawford001/9hqsex426pj7fwsk/wish/561009714