https://padlet.com/angjianii/FYPG4 Insight & needs from Millennials en-us 2020-11-11 14:14:30 UTC 2026-03-05 20:54:21 UTC hello@padlet.com https://padlet.net/icons/png/1f4b2.png xuanyxe https://padlet.com/angjianii/FYPG4/wish/919368072 Live comfortably]]> 2020-11-13 06:12:30 UTC https://padlet.com/angjianii/FYPG4/wish/919368072 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919368342 Own a house]]> 2020-11-13 06:12:50 UTC https://padlet.com/angjianii/FYPG4/wish/919368342 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919368818 Met agent in school]]> 2020-11-13 06:13:20 UTC https://padlet.com/angjianii/FYPG4/wish/919368818 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919369425 2020-11-13 06:13:53 UTC https://padlet.com/angjianii/FYPG4/wish/919369425 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919369533 Unforeseen issues where my parents have limited funds (COVID period as example)]]> 2020-11-13 06:14:01 UTC https://padlet.com/angjianii/FYPG4/wish/919369533 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919369946 Do not understand the risk of investments]]> 2020-11-13 06:14:31 UTC https://padlet.com/angjianii/FYPG4/wish/919369946 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919370274 Leave money in bank accounts to earn the interest rates]]> 2020-11-13 06:14:54 UTC https://padlet.com/angjianii/FYPG4/wish/919370274 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919370795 Only understand about MediSave in the CPF account]]> 2020-11-13 06:15:25 UTC https://padlet.com/angjianii/FYPG4/wish/919370795 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919372556 Schools did not dive in depth to financial knowledge, aside from calculation simple or compound interest and the things in POA]]> 2020-11-13 06:17:27 UTC https://padlet.com/angjianii/FYPG4/wish/919372556 jeronkek https://padlet.com/angjianii/FYPG4/wish/919372741 2020-11-13 06:17:41 UTC https://padlet.com/angjianii/FYPG4/wish/919372741 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919373331 Cannot find any that is easy to understand]]> 2020-11-13 06:18:28 UTC https://padlet.com/angjianii/FYPG4/wish/919373331 jeronkek https://padlet.com/angjianii/FYPG4/wish/919374121 2020-11-13 06:19:27 UTC https://padlet.com/angjianii/FYPG4/wish/919374121 jeronkek https://padlet.com/angjianii/FYPG4/wish/919374330 2020-11-13 06:19:45 UTC https://padlet.com/angjianii/FYPG4/wish/919374330 jeronkek https://padlet.com/angjianii/FYPG4/wish/919374717 2020-11-13 06:20:10 UTC https://padlet.com/angjianii/FYPG4/wish/919374717 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919374892 Marriage]]> 2020-11-13 06:20:24 UTC https://padlet.com/angjianii/FYPG4/wish/919374892 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919375098 Getting a house]]> 2020-11-13 06:20:41 UTC https://padlet.com/angjianii/FYPG4/wish/919375098 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919375236 Financial freedom]]> 2020-11-13 06:20:52 UTC https://padlet.com/angjianii/FYPG4/wish/919375236 jeronkek https://padlet.com/angjianii/FYPG4/wish/919375403 2020-11-13 06:21:04 UTC https://padlet.com/angjianii/FYPG4/wish/919375403 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919375828 Google products]]> 2020-11-13 06:21:37 UTC https://padlet.com/angjianii/FYPG4/wish/919375828 jeronkek https://padlet.com/angjianii/FYPG4/wish/919375906 2020-11-13 06:21:43 UTC https://padlet.com/angjianii/FYPG4/wish/919375906 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919376373 Use Seedly - good way to listen / research for advice]]> 2020-11-13 06:22:21 UTC https://padlet.com/angjianii/FYPG4/wish/919376373 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919377927 CPF has very limited opportunities.]]> 2020-11-13 06:23:58 UTC https://padlet.com/angjianii/FYPG4/wish/919377927 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919378412 CPF can only be use to pay for housing, mortgage. SA account can be utilized for investments.]]> 2020-11-13 06:24:32 UTC https://padlet.com/angjianii/FYPG4/wish/919378412 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919381433 Do not know any DPFT]]> 2020-11-13 06:27:58 UTC https://padlet.com/angjianii/FYPG4/wish/919381433 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919383093 Be able to bring the key idea as quick as possible]]> 2020-11-13 06:29:57 UTC https://padlet.com/angjianii/FYPG4/wish/919383093 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919383430 Be 
User-friendly]]> 2020-11-13 06:30:23 UTC https://padlet.com/angjianii/FYPG4/wish/919383430 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919383995 Convenient. Once the user understands the product that is recommended, they are able to apply for it immediately.]]> 2020-11-13 06:31:04 UTC https://padlet.com/angjianii/FYPG4/wish/919383995 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919385023 Have a well-stocked of emergency funds]]> 2020-11-13 06:32:19 UTC https://padlet.com/angjianii/FYPG4/wish/919385023 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919385916 CPF funds can only be use for education, housing and investments]]> 2020-11-13 06:33:35 UTC https://padlet.com/angjianii/FYPG4/wish/919385916 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919386358 Lack of knowledge in investing and financial planning]]> 2020-11-13 06:34:11 UTC https://padlet.com/angjianii/FYPG4/wish/919386358 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919386820 Have a interesting layout and seamless user experience]]> 2020-11-13 06:34:46 UTC https://padlet.com/angjianii/FYPG4/wish/919386820 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919387867 Housing ]]> 2020-11-13 06:36:00 UTC https://padlet.com/angjianii/FYPG4/wish/919387867 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919387938 To have money for retirement]]> 2020-11-13 06:36:06 UTC https://padlet.com/angjianii/FYPG4/wish/919387938 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919388693 Lack of time to plan]]> 2020-11-13 06:36:53 UTC https://padlet.com/angjianii/FYPG4/wish/919388693 angjianii https://padlet.com/angjianii/FYPG4/wish/919390621 2020-11-13 06:39:07 UTC https://padlet.com/angjianii/FYPG4/wish/919390621 jeronkek https://padlet.com/angjianii/FYPG4/wish/919390663 2020-11-13 06:39:09 UTC https://padlet.com/angjianii/FYPG4/wish/919390663 jeronkek https://padlet.com/angjianii/FYPG4/wish/919390820 2020-11-13 06:39:21 UTC https://padlet.com/angjianii/FYPG4/wish/919390820 jeronkek https://padlet.com/angjianii/FYPG4/wish/919391054 2020-11-13 06:39:37 UTC https://padlet.com/angjianii/FYPG4/wish/919391054 jeronkek https://padlet.com/angjianii/FYPG4/wish/919391453 2020-11-13 06:39:53 UTC https://padlet.com/angjianii/FYPG4/wish/919391453 angjianii https://padlet.com/angjianii/FYPG4/wish/919392789 2020-11-13 06:41:39 UTC https://padlet.com/angjianii/FYPG4/wish/919392789 jeronkek https://padlet.com/angjianii/FYPG4/wish/919393893 2020-11-13 06:43:02 UTC https://padlet.com/angjianii/FYPG4/wish/919393893 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919393977 Financial Agent]]> 2020-11-13 06:43:08 UTC https://padlet.com/angjianii/FYPG4/wish/919393977 jeronkek https://padlet.com/angjianii/FYPG4/wish/919394214 2020-11-13 06:43:28 UTC https://padlet.com/angjianii/FYPG4/wish/919394214 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919397062 Use of Medical, Housing and Education]]> 2020-11-13 06:46:50 UTC https://padlet.com/angjianii/FYPG4/wish/919397062 jeronkek https://padlet.com/angjianii/FYPG4/wish/919397493 Do not spend much. However, there is not enough savings due to household utilities. ]]> 2020-11-13 06:47:26 UTC https://padlet.com/angjianii/FYPG4/wish/919397493 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919397763 Did not look out for any DFPT]]> 2020-11-13 06:47:48 UTC https://padlet.com/angjianii/FYPG4/wish/919397763 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919398366 Usability, Simplicity.]]> 2020-11-13 06:48:39 UTC https://padlet.com/angjianii/FYPG4/wish/919398366 jeronkek https://padlet.com/angjianii/FYPG4/wish/919399445 2020-11-13 06:49:58 UTC https://padlet.com/angjianii/FYPG4/wish/919399445 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919399643 There is no need for me to use it now as I have yet to enter the market.]]> 2020-11-13 06:50:07 UTC https://padlet.com/angjianii/FYPG4/wish/919399643 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919400343 Friends approach me ]]> 2020-11-13 06:50:54 UTC https://padlet.com/angjianii/FYPG4/wish/919400343 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919402093 Would like to save CPF for retirement and ideally not touch it.]]> 2020-11-13 06:52:59 UTC https://padlet.com/angjianii/FYPG4/wish/919402093 jeronkek https://padlet.com/angjianii/FYPG4/wish/919402700 Don't have. Keeping it simple - have enough to pay bills]]> 2020-11-13 06:53:37 UTC https://padlet.com/angjianii/FYPG4/wish/919402700 jeronkek https://padlet.com/angjianii/FYPG4/wish/919402953  House. HDB. BTO]]> 2020-11-13 06:53:57 UTC https://padlet.com/angjianii/FYPG4/wish/919402953 jeronkek https://padlet.com/angjianii/FYPG4/wish/919403216 House first (HDB resale) and a car is secondary.]]> 2020-11-13 06:54:14 UTC https://padlet.com/angjianii/FYPG4/wish/919403216 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919410982 Knew someone who could do financial planning ]]> 2020-11-13 07:03:02 UTC https://padlet.com/angjianii/FYPG4/wish/919410982 xuanyxe https://padlet.com/angjianii/FYPG4/wish/919411362 Not really, just wanted to be comfortable while not jeopardizing current expensess]]> 2020-11-13 07:03:26 UTC https://padlet.com/angjianii/FYPG4/wish/919411362 angjianii https://padlet.com/angjianii/FYPG4/wish/919431766 2020-11-13 07:23:47 UTC https://padlet.com/angjianii/FYPG4/wish/919431766 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919432053 Only used CPF for healthcare purposes.]]> 2020-11-13 07:24:03 UTC https://padlet.com/angjianii/FYPG4/wish/919432053 angjianii https://padlet.com/angjianii/FYPG4/wish/919433465  Fixed deposits]]> 2020-11-13 07:25:25 UTC https://padlet.com/angjianii/FYPG4/wish/919433465 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919434479 DFPT would be useful as long it is user-friendly and the user has a existing plan/plan they would like to get]]> 2020-11-13 07:26:23 UTC https://padlet.com/angjianii/FYPG4/wish/919434479 angjianii https://padlet.com/angjianii/FYPG4/wish/919434784 2020-11-13 07:26:41 UTC https://padlet.com/angjianii/FYPG4/wish/919434784 angjianii https://padlet.com/angjianii/FYPG4/wish/919435528 DBS Nav planner. Right now it's good because it's user friendly. ]]> 2020-11-13 07:27:24 UTC https://padlet.com/angjianii/FYPG4/wish/919435528 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919439787 Want to start investing on stocks but not sure what to start on]]> 2020-11-13 07:31:20 UTC https://padlet.com/angjianii/FYPG4/wish/919439787 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919446214 Most Millennials have a few long-term financial goals they would like to achieve. The typical ones are ownership of their own home and financial independence.]]> 2020-11-13 07:36:49 UTC https://padlet.com/angjianii/FYPG4/wish/919446214 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919447498 Tool should keep in mind users' financial goals when recommending a suitable plan for them, amongst other factors.]]> 2020-11-13 07:37:51 UTC https://padlet.com/angjianii/FYPG4/wish/919447498 angjianii https://padlet.com/angjianii/FYPG4/wish/919450576 Tool should be informative when providing recommendations to the user to convince them why it was recommended (based on their financial position, goals etc...)]]> 2020-11-13 07:40:31 UTC https://padlet.com/angjianii/FYPG4/wish/919450576 angjianii https://padlet.com/angjianii/FYPG4/wish/919453962 Majority of Millennials with financial planning started off from being approached by financial agents.]]> 2020-11-13 07:43:29 UTC https://padlet.com/angjianii/FYPG4/wish/919453962 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919461614 Millennials feel that they do not have sufficient knowledge regarding financial literacy and as such, feel that they are not well prepared to enter the financial market.]]> 2020-11-13 07:50:16 UTC https://padlet.com/angjianii/FYPG4/wish/919461614 angjianii https://padlet.com/angjianii/FYPG4/wish/919463066 We need to find other ways to promote our digital financial tool among Millennials to create more exposure for our tool.]]> 2020-11-13 07:51:25 UTC https://padlet.com/angjianii/FYPG4/wish/919463066 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919464800 Millennials want the tool to be easy to use.]]> 2020-11-13 07:53:02 UTC https://padlet.com/angjianii/FYPG4/wish/919464800 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919469494 Tool should be clear to appeal to millennials who are not well versed in financial planning.]]> 2020-11-13 07:57:15 UTC https://padlet.com/angjianii/FYPG4/wish/919469494 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/919471539 Many Millennials feel that their CPF either have limited uses or should not be touched upon.]]> 2020-11-13 07:58:58 UTC https://padlet.com/angjianii/FYPG4/wish/919471539 angjianii https://padlet.com/angjianii/FYPG4/wish/919597323 We need provide CPF knowledge in our DFPT to intensify the use of CPF because CPF can be used to help in wealth accumulation.]]> 2020-11-13 09:35:39 UTC https://padlet.com/angjianii/FYPG4/wish/919597323 jeronkek https://padlet.com/angjianii/FYPG4/wish/922873028 Millennials prefer to spend their leisure time chilling & relaxing rather than doing rigorous activities.]]> 2020-11-14 15:54:20 UTC https://padlet.com/angjianii/FYPG4/wish/922873028 jeronkek https://padlet.com/angjianii/FYPG4/wish/922874837 We can engage them on their leisure time activities with our DFPT.]]> 2020-11-14 15:55:47 UTC https://padlet.com/angjianii/FYPG4/wish/922874837 jeronkek https://padlet.com/angjianii/FYPG4/wish/922918777 Many millennials do not have a financial background to being investing/financial planning]]> 2020-11-14 16:31:28 UTC https://padlet.com/angjianii/FYPG4/wish/922918777 jeronkek https://padlet.com/angjianii/FYPG4/wish/922936497 No. I feel it is currently not suitable for me to enter the market right now, so there is no need for me to use a DFPT.]]> 2020-11-14 16:45:26 UTC https://padlet.com/angjianii/FYPG4/wish/922936497 jeronkek https://padlet.com/angjianii/FYPG4/wish/922936729 2020-11-14 16:45:36 UTC https://padlet.com/angjianii/FYPG4/wish/922936729 xuanyxe https://padlet.com/angjianii/FYPG4/wish/922936889 $50]]> 2020-11-14 16:45:43 UTC https://padlet.com/angjianii/FYPG4/wish/922936889 xuanyxe https://padlet.com/angjianii/FYPG4/wish/922937188 Free]]> 2020-11-14 16:45:58 UTC https://padlet.com/angjianii/FYPG4/wish/922937188 xuanyxe https://padlet.com/angjianii/FYPG4/wish/922937696 Don't mind paying for additional functions]]> 2020-11-14 16:46:23 UTC https://padlet.com/angjianii/FYPG4/wish/922937696 jeronkek https://padlet.com/angjianii/FYPG4/wish/922937722 2020-11-14 16:46:24 UTC https://padlet.com/angjianii/FYPG4/wish/922937722 jeronkek https://padlet.com/angjianii/FYPG4/wish/922938052 2020-11-14 16:46:40 UTC https://padlet.com/angjianii/FYPG4/wish/922938052 xuanyxe https://padlet.com/angjianii/FYPG4/wish/922938242 Free]]> 2020-11-14 16:46:49 UTC https://padlet.com/angjianii/FYPG4/wish/922938242 xuanyxe https://padlet.com/angjianii/FYPG4/wish/922938484 Free is best. If need a financial consultant, $100 is a lot. Breakdown of costs, and no hidden fees]]> 2020-11-14 16:47:01 UTC https://padlet.com/angjianii/FYPG4/wish/922938484 jeronkek https://padlet.com/angjianii/FYPG4/wish/922939087 Have. Since poly. ]]> 2020-11-14 16:47:31 UTC https://padlet.com/angjianii/FYPG4/wish/922939087 xuanyxe https://padlet.com/angjianii/FYPG4/wish/922940555 2020-11-14 16:48:42 UTC https://padlet.com/angjianii/FYPG4/wish/922940555 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/922945939 DFPT can have a free trial in the first month. Charge a premium if they would like to access more features (retirement, cash projection, planning recommendation).]]> 2020-11-14 16:52:42 UTC https://padlet.com/angjianii/FYPG4/wish/922945939 angjianii https://padlet.com/angjianii/FYPG4/wish/922947532 Most consumers feel that the product should be free OR available at a very low cost. ]]> 2020-11-14 16:54:02 UTC https://padlet.com/angjianii/FYPG4/wish/922947532 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923796491 Travel around the world.]]> 2020-11-15 06:23:51 UTC https://padlet.com/angjianii/FYPG4/wish/923796491 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923796696 Own a house.]]> 2020-11-15 06:23:59 UTC https://padlet.com/angjianii/FYPG4/wish/923796696 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923797050 Friends recommend financial advisor.]]> 2020-11-15 06:24:13 UTC https://padlet.com/angjianii/FYPG4/wish/923797050 jeronkek https://padlet.com/angjianii/FYPG4/wish/923797324 2020-11-15 06:24:24 UTC https://padlet.com/angjianii/FYPG4/wish/923797324 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923797804 Not sure where to start from]]> 2020-11-15 06:24:44 UTC https://padlet.com/angjianii/FYPG4/wish/923797804 jeronkek https://padlet.com/angjianii/FYPG4/wish/923797902 Keep the DFPT simple and user-friendly.]]> 2020-11-15 06:24:48 UTC https://padlet.com/angjianii/FYPG4/wish/923797902 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923798798 Housing, education and health care.]]> 2020-11-15 06:25:22 UTC https://padlet.com/angjianii/FYPG4/wish/923798798 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923800057 Unsure how to do investments using CPF.]]> 2020-11-15 06:26:14 UTC https://padlet.com/angjianii/FYPG4/wish/923800057 jeronkek https://padlet.com/angjianii/FYPG4/wish/923801398 2020-11-15 06:27:09 UTC https://padlet.com/angjianii/FYPG4/wish/923801398 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923801856 Simplicity. ]]> 2020-11-15 06:27:28 UTC https://padlet.com/angjianii/FYPG4/wish/923801856 jeronkek https://padlet.com/angjianii/FYPG4/wish/923801961 2020-11-15 06:27:33 UTC https://padlet.com/angjianii/FYPG4/wish/923801961 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923801964 Generate results fast.]]> 2020-11-15 06:27:33 UTC https://padlet.com/angjianii/FYPG4/wish/923801964 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923802600 Not really inclined to use.]]> 2020-11-15 06:27:58 UTC https://padlet.com/angjianii/FYPG4/wish/923802600 jeronkek https://padlet.com/angjianii/FYPG4/wish/923803062 2020-11-15 06:28:17 UTC https://padlet.com/angjianii/FYPG4/wish/923803062 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923803252 Free]]> 2020-11-15 06:28:24 UTC https://padlet.com/angjianii/FYPG4/wish/923803252 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923803630 Social Media. Through advertisment]]> 2020-11-15 06:28:41 UTC https://padlet.com/angjianii/FYPG4/wish/923803630 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923804266 Have a successful career.]]> 2020-11-15 06:29:06 UTC https://padlet.com/angjianii/FYPG4/wish/923804266 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923805469 Not enough money. Hard to save in this age where everything is so expensive. I also have no self-control in regard to spending $$.]]> 2020-11-15 06:29:55 UTC https://padlet.com/angjianii/FYPG4/wish/923805469 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923806403 Most info is through friends reviews.]]> 2020-11-15 06:30:32 UTC https://padlet.com/angjianii/FYPG4/wish/923806403 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923807273 Medisave is the most commonly use for CPF.]]> 2020-11-15 06:31:03 UTC https://padlet.com/angjianii/FYPG4/wish/923807273 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923807953 Education and housing.]]> 2020-11-15 06:31:32 UTC https://padlet.com/angjianii/FYPG4/wish/923807953 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923809149 Do not find it trustworthy]]> 2020-11-15 06:32:21 UTC https://padlet.com/angjianii/FYPG4/wish/923809149 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923809791 Needs to provide accurate advice.]]> 2020-11-15 06:32:47 UTC https://padlet.com/angjianii/FYPG4/wish/923809791 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923810240 Influencers. Advertisement online on social media like Youtube & Instagram.]]> 2020-11-15 06:33:03 UTC https://padlet.com/angjianii/FYPG4/wish/923810240 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923810570 Free]]> 2020-11-15 06:33:15 UTC https://padlet.com/angjianii/FYPG4/wish/923810570 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923810789 Stocks]]> 2020-11-15 06:33:23 UTC https://padlet.com/angjianii/FYPG4/wish/923810789 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923811260 Fixed deposit]]> 2020-11-15 06:33:40 UTC https://padlet.com/angjianii/FYPG4/wish/923811260 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923811439 Endowment plan]]> 2020-11-15 06:33:46 UTC https://padlet.com/angjianii/FYPG4/wish/923811439 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923812318 Play games, watch drama and go out with friends.]]> 2020-11-15 06:34:16 UTC https://padlet.com/angjianii/FYPG4/wish/923812318 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923813262 Play computer games such as DOTA and hang out with friends. Drinking.]]> 2020-11-15 06:34:51 UTC https://padlet.com/angjianii/FYPG4/wish/923813262 jeronkek https://padlet.com/angjianii/FYPG4/wish/923823806 2020-11-15 06:41:21 UTC https://padlet.com/angjianii/FYPG4/wish/923823806 jeronkek https://padlet.com/angjianii/FYPG4/wish/923825252 2020-11-15 06:42:13 UTC https://padlet.com/angjianii/FYPG4/wish/923825252 jeronkek https://padlet.com/angjianii/FYPG4/wish/923825909 2020-11-15 06:42:35 UTC https://padlet.com/angjianii/FYPG4/wish/923825909 jeronkek https://padlet.com/angjianii/FYPG4/wish/923826562 2020-11-15 06:42:58 UTC https://padlet.com/angjianii/FYPG4/wish/923826562 jeronkek https://padlet.com/angjianii/FYPG4/wish/923834890 2020-11-15 06:48:14 UTC https://padlet.com/angjianii/FYPG4/wish/923834890 jeronkek https://padlet.com/angjianii/FYPG4/wish/923840402 Nope, going solely from bank teller and AIA agent]]> 2020-11-15 06:51:21 UTC https://padlet.com/angjianii/FYPG4/wish/923840402 jeronkek https://padlet.com/angjianii/FYPG4/wish/923844461 Automate the online process for financial planning so that everything is understood before meeting physically.]]> 2020-11-15 06:53:28 UTC https://padlet.com/angjianii/FYPG4/wish/923844461 jeronkek https://padlet.com/angjianii/FYPG4/wish/923853746 2020-11-15 06:58:32 UTC https://padlet.com/angjianii/FYPG4/wish/923853746 jeronkek https://padlet.com/angjianii/FYPG4/wish/923875956 2020-11-15 07:12:00 UTC https://padlet.com/angjianii/FYPG4/wish/923875956 jeronkek https://padlet.com/angjianii/FYPG4/wish/923876985 One with AIA which I will not disclose much + some investment/saving account with the bank 
The agent came to the school and spoke with me.]]> 2020-11-15 07:12:35 UTC https://padlet.com/angjianii/FYPG4/wish/923876985 jeronkek https://padlet.com/angjianii/FYPG4/wish/923877647 Life insurance, Critical illness, Medishield Rider 
Friend is Financial advisor, approached me for my financial plans
I bought my insurance stuff at 22.]]> 2020-11-15 07:12:57 UTC https://padlet.com/angjianii/FYPG4/wish/923877647 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/923878931 Basic, Life, Hospital and accident]]> 2020-11-15 07:13:42 UTC https://padlet.com/angjianii/FYPG4/wish/923878931 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923879045 Currently have AIA insurance.]]> 2020-11-15 07:13:46 UTC https://padlet.com/angjianii/FYPG4/wish/923879045 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923879689 Only have one insurance policy.]]> 2020-11-15 07:14:08 UTC https://padlet.com/angjianii/FYPG4/wish/923879689 jeronkek https://padlet.com/angjianii/FYPG4/wish/923880403 No financial plans as I lack of knowledge in financial planning]]> 2020-11-15 07:14:32 UTC https://padlet.com/angjianii/FYPG4/wish/923880403 jeronkek https://padlet.com/angjianii/FYPG4/wish/923883091 2020-11-15 07:16:05 UTC https://padlet.com/angjianii/FYPG4/wish/923883091 jeronkek https://padlet.com/angjianii/FYPG4/wish/923883788 2020-11-15 07:16:29 UTC https://padlet.com/angjianii/FYPG4/wish/923883788 jeronkek https://padlet.com/angjianii/FYPG4/wish/923884371 2020-11-15 07:16:49 UTC https://padlet.com/angjianii/FYPG4/wish/923884371 jeronkek https://padlet.com/angjianii/FYPG4/wish/923885410 2020-11-15 07:17:25 UTC https://padlet.com/angjianii/FYPG4/wish/923885410 jeronkek https://padlet.com/angjianii/FYPG4/wish/923885810 2020-11-15 07:17:39 UTC https://padlet.com/angjianii/FYPG4/wish/923885810 jeronkek https://padlet.com/angjianii/FYPG4/wish/923886850 2020-11-15 07:18:13 UTC https://padlet.com/angjianii/FYPG4/wish/923886850 jeronkek https://padlet.com/angjianii/FYPG4/wish/923895913 2020-11-15 07:23:10 UTC https://padlet.com/angjianii/FYPG4/wish/923895913 jeronkek https://padlet.com/angjianii/FYPG4/wish/923896877 2020-11-15 07:23:44 UTC https://padlet.com/angjianii/FYPG4/wish/923896877 jeronkek https://padlet.com/angjianii/FYPG4/wish/923897315 2020-11-15 07:24:01 UTC https://padlet.com/angjianii/FYPG4/wish/923897315 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923899446 Millennials no time to plan their financials due to lifestyle]]> 2020-11-15 07:25:15 UTC https://padlet.com/angjianii/FYPG4/wish/923899446 jeronkek https://padlet.com/angjianii/FYPG4/wish/923899471 Stocks but dont know where to start]]> 2020-11-15 07:25:16 UTC https://padlet.com/angjianii/FYPG4/wish/923899471 jeronkek https://padlet.com/angjianii/FYPG4/wish/923899965 Fixed deposits]]> 2020-11-15 07:25:34 UTC https://padlet.com/angjianii/FYPG4/wish/923899965 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923900694 Millennials struggle to manage their finances well.]]> 2020-11-15 07:25:59 UTC https://padlet.com/angjianii/FYPG4/wish/923900694 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923906910 Tool needs to be efficient and fast. Do not take up too much of their time.]]> 2020-11-15 07:29:31 UTC https://padlet.com/angjianii/FYPG4/wish/923906910 jeronkek https://padlet.com/angjianii/FYPG4/wish/923917920 Most millennials think that advertising online would be ideal to reach out to a wider audience.]]> 2020-11-15 07:35:39 UTC https://padlet.com/angjianii/FYPG4/wish/923917920 jeronkek https://padlet.com/angjianii/FYPG4/wish/923926964 We need to use social media and other online platforms to promote our tool.]]> 2020-11-15 07:40:20 UTC https://padlet.com/angjianii/FYPG4/wish/923926964 jeronkek https://padlet.com/angjianii/FYPG4/wish/923932229 Millennials are interested in low risk investment products, as well as stocks for wealth accumulation]]> 2020-11-15 07:43:15 UTC https://padlet.com/angjianii/FYPG4/wish/923932229 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923951427 I can't find any that is easy to understand (I'm not good in math and numbers).]]> 2020-11-15 07:54:02 UTC https://padlet.com/angjianii/FYPG4/wish/923951427 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923955220 Millennials do not want the tool to be too difficult to use ]]> 2020-11-15 07:56:18 UTC https://padlet.com/angjianii/FYPG4/wish/923955220 xuanyxe https://padlet.com/angjianii/FYPG4/wish/923965156 Tool needs to be efficient.]]> 2020-11-15 08:02:02 UTC https://padlet.com/angjianii/FYPG4/wish/923965156 wxyang1201 https://padlet.com/angjianii/FYPG4/wish/923975370 Millennials want the tool to provide advice accurately and quickly]]> 2020-11-15 08:07:41 UTC https://padlet.com/angjianii/FYPG4/wish/923975370 jeronkek https://padlet.com/angjianii/FYPG4/wish/923978812 2020-11-15 08:09:39 UTC https://padlet.com/angjianii/FYPG4/wish/923978812 jeronkek https://padlet.com/angjianii/FYPG4/wish/923979780 No. Most info is through friends reviews.]]> 2020-11-15 08:10:13 UTC https://padlet.com/angjianii/FYPG4/wish/923979780 jeronkek https://padlet.com/angjianii/FYPG4/wish/923980243 2020-11-15 08:10:29 UTC https://padlet.com/angjianii/FYPG4/wish/923980243 jeronkek https://padlet.com/angjianii/FYPG4/wish/923980771 2020-11-15 08:10:47 UTC https://padlet.com/angjianii/FYPG4/wish/923980771 jeronkek https://padlet.com/angjianii/FYPG4/wish/923981289 Not so adventurous, dont do this kind of stuff, covid.]]> 2020-11-15 08:11:03 UTC https://padlet.com/angjianii/FYPG4/wish/923981289 jeronkek https://padlet.com/angjianii/FYPG4/wish/923981679 2020-11-15 08:11:16 UTC https://padlet.com/angjianii/FYPG4/wish/923981679 jeronkek https://padlet.com/angjianii/FYPG4/wish/923981963 2020-11-15 08:11:26 UTC https://padlet.com/angjianii/FYPG4/wish/923981963 jeronkek https://padlet.com/angjianii/FYPG4/wish/923982215 2020-11-15 08:11:34 UTC https://padlet.com/angjianii/FYPG4/wish/923982215 jeronkek https://padlet.com/angjianii/FYPG4/wish/923982591 2020-11-15 08:11:47 UTC https://padlet.com/angjianii/FYPG4/wish/923982591 jeronkek https://padlet.com/angjianii/FYPG4/wish/923986773 Half of the millennials does not do any research on investments. For those that does, only most of them do not do any investments on their own.]]> 2020-11-15 08:14:03 UTC https://padlet.com/angjianii/FYPG4/wish/923986773 angjianii https://padlet.com/angjianii/FYPG4/wish/923991260 Many millennials do not use a digital financial planning tool as they do not feel the need to or have alternatives to it.]]> 2020-11-15 08:16:38 UTC https://padlet.com/angjianii/FYPG4/wish/923991260 jeronkek https://padlet.com/angjianii/FYPG4/wish/923991272 We need to motivate millennials to do research and investments.]]> 2020-11-15 08:16:38 UTC https://padlet.com/angjianii/FYPG4/wish/923991272 angjianii https://padlet.com/angjianii/FYPG4/wish/923991570 We need to increase the awareness of the importance of financial planning among millennials.]]> 2020-11-15 08:16:49 UTC https://padlet.com/angjianii/FYPG4/wish/923991570 xuanyxe https://padlet.com/angjianii/FYPG4/wish/924003854 Majority of the financial products that Millennials invest in are are insurance product only.]]> 2020-11-15 08:23:38 UTC https://padlet.com/angjianii/FYPG4/wish/924003854 xuanyxe https://padlet.com/angjianii/FYPG4/wish/924004464 DFPT would advocate recommended products to be more focused wealth accumulation since most of their products are insurance only.]]> 2020-11-15 08:23:56 UTC https://padlet.com/angjianii/FYPG4/wish/924004464 jeronkek https://padlet.com/angjianii/FYPG4/wish/924016502 There should be more low-medium risk investment product recommendations in our tool.]]> 2020-11-15 08:30:36 UTC https://padlet.com/angjianii/FYPG4/wish/924016502 xuanyxe https://padlet.com/angjianii/FYPG4/wish/924047334 Endowment plans]]> 2020-11-15 08:47:49 UTC https://padlet.com/angjianii/FYPG4/wish/924047334 xuanyxe https://padlet.com/angjianii/FYPG4/wish/924056730 Through a financial advisor, then friends.]]> 2020-11-15 08:53:10 UTC https://padlet.com/angjianii/FYPG4/wish/924056730