https://padlet.com/leeyingtay89/PBFOD2 Investment ideas for young Malaysians en-us 2017-07-14 07:46:09 UTC 2017-09-14 09:38:27 UTC hello@padlet.com leeyingtay89 https://padlet.com/leeyingtay89/PBFOD2/wish/178699682 Please read the article below. Summarise few types of investment tools.
 In you opinion, do you think investment is a need in our life? State your reasons.]]> 2017-07-14 07:48:09 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/178699682 angjason2013 https://padlet.com/leeyingtay89/PBFOD2/wish/187474909 We choose FIXED DEPOSIT as the ideal investment for young Malaysian
Reason:
1. It guarantee highest return compared to other type of deposit and is protected by government insurance.
2. For young Malaysian, they don't need to apply a large amount of capital or money in business due to immaturity for large investment.
3. Don't need to worry about the return as it is low risk with high confirmation. They can choose to have more than one fixed deposit account to achieve different goal.]]> 2017-09-14 09:17:53 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187474909 https://padlet.com/leeyingtay89/PBFOD2/wish/187475030 Investment tools:
-Fixed deposit
-Real estate
-Insurance
-Franchise Business
 We think investment is a need in our life, and we choose Franchise Business because:
1. it has an idea when we have the funds but don't want to take the time building a brand. 
2.it has lower risk factors, and its ready-made successfully proven business model and products. 
3. it is less spooky compared to erecting a brand new outlet as a lot of the groundwork has already been done for us. ]]> 2017-09-14 09:18:23 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187475030 syshuying99 https://padlet.com/leeyingtay89/PBFOD2/wish/187475469 Investments tools:
-Fixed deposits 
-Real estate
-Insurance product 
-Franchise Business

We chose FIXED DEPOSITS because 
• it is saved and secured 
• The returns are guaranteed 
• High return ranging from 3% to 4% per annum 
• it is protected by goverment insurance 
• Hassle-free management, rewards loyalty 
However, different banks offer different rate. Some banks may offers high rate but they have quite a lot of T&Cs. So, choose carefully when you're choosing a bank to do Fixed Deposits. 

In my opinion, I think that investment are needed in our life because this is more safety. Rather than all the young malaysian spend their money without control, we should put this money into fixed deposits and enjoy the rate.
 


]]> 2017-09-14 09:20:21 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187475469 jiahonh1999 https://padlet.com/leeyingtay89/PBFOD2/wish/187475484 The investment we chose:
1. Insurance products
2. Franchise business
-Because insurance can protect our assets.
- because franchise business have opportunity to purchase a business concept that has already been tried and tested in the market.

]]> 2017-09-14 09:20:25 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187475484 https://padlet.com/leeyingtay89/PBFOD2/wish/187475512 Types of investment tools:
1. Fixed Deposit
2. Real Estate
3. Insurance Products

We think that investment is a need in our life because:
1. We need to accumulate wealth and prepare money for our retirement years.
2. We need to prepare for emergency funds and unexpected events.
3. We need to generate value of money as the money today worth more than the money on tomorrow if we invest.]]> 2017-09-14 09:20:34 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187475512 https://padlet.com/leeyingtay89/PBFOD2/wish/187475558 The type of investment that we chose to invest is fixed deposits and insurance policy. We chose to invest in fixed deposits because 1) it is safe and the return is fixed. 
2) it is hassle free and is insured by the government.
We chose to buy health insurance policy because
1) the medical expenses needed nowadays is very expensive and we may not have enough fund to cover up our medical expenses 

]]> 2017-09-14 09:20:45 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187475558 https://padlet.com/leeyingtay89/PBFOD2/wish/187475892 We choose REAL ESTATE ,FIXED DEPOSIT and FRANCHISE BUSINESS.
Reason:
1.Because real estate will not be effected by inflation.
2.fixed deposit because the returns are the assured.
3.Franchises have established reputation so it is low cost and guaranteed with higher return or profit.]]> 2017-09-14 09:22:07 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187475892 https://padlet.com/leeyingtay89/PBFOD2/wish/187476037 Types of investment ideas for young Malaysians: 
1.Fixed Deposit
2.Real Estate
3. Insurance Products
4.Franchise Business
We choose Real Estate and Fixed Deposit as our investment tools. In our opinion, we think that investment is a need in our life. One of the reason is we can use well managed investment plan as a prudent means of saving and growing that might be needed in the future. In addition, we able to improve our spending habits by investing. Moreover, we will be able to enjoy the compounding returns over the long run in our investments.]]> 2017-09-14 09:22:51 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187476037 https://padlet.com/leeyingtay89/PBFOD2/wish/187476084 1. Fixed Deposits-  Do not require much investment knowledge and are generally considered low risk.
2. Real Estate -  Choosing the best property for the highest return is a mixture of research and luck.
3. Insurance Product -   does not require a large investment capital,investment linked insurance policies(ILP) not only provides you extensive coverage but a handsome amount of cash upon maturity.  
4. Franchise Business -  This is the most expensive and riskiest option in this list but the returns can be much greater if one succeeds.

We choose fixed deposits as our investment plan.
Reasons: 
1. Low risk, Safe
2. Do not require much investment knowledge
3.Fixed interest rates .  

]]> 2017-09-14 09:23:02 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187476084 https://padlet.com/leeyingtay89/PBFOD2/wish/187476604 1. Fixed deposited 
2. Real estate 
3. Insurance product
4. Franchise business 
In our opinion we will choose fixed deposit as our investments tool
Reasons:
1. Less risky 
2. Stable interest rate 
3. Make it as a emergency fund ]]> 2017-09-14 09:25:33 UTC https://padlet.com/leeyingtay89/PBFOD2/wish/187476604