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      <title>Consumer culture by Montserrat Victoria</title>
      <link>https://padlet.com/vmontse9309/9de1e1qej89jhs5y</link>
      <description>Do you think credit cards are good or bad? Why?

Write a composition that supports your opinion about what you answered earlier
about credit cards.</description>
      <language>en-us</language>
      <pubDate>2022-05-17 04:38:43 UTC</pubDate>
      <lastBuildDate>2022-05-19 02:02:24 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Have you ever wondered what Credit cards are or what they are for?</title>
         <author></author>
         <link>https://padlet.com/vmontse9309/9de1e1qej89jhs5y/wish/2190455023</link>
         <description><![CDATA[<div>Credit cards are not jut a pice of plastic that takes a place in your wallet.&nbsp; &nbsp; &nbsp;<br><br>Crédit cards are not an extension of your money, its simply miney that the banco lends you to be able to buy things you need.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<br><br>For this reason, as a conclusion, I suggest that if you have a Credit card or are going to acquire one, you organice your expenses and define your priorities.&nbsp;</div>]]></description>
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         <pubDate>2022-05-19 01:55:51 UTC</pubDate>
         <guid>https://padlet.com/vmontse9309/9de1e1qej89jhs5y/wish/2190455023</guid>
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      <item>
         <title>Credit/debit cards: a necessary evil?</title>
         <author>rocanlover200</author>
         <link>https://padlet.com/vmontse9309/9de1e1qej89jhs5y/wish/2190457285</link>
         <description><![CDATA[<div>Undoubtedly, credit or debit cards are essential for everyone in this days, but there is "a problem" that they bring. &nbsp;<br><br></div><div>It is not a lie when we say that the world has changed and so has the way we spend our money. Nowadays, physical money seems to be coming to an end and is being replaced by cards. But, to use them, a person must know how.&nbsp;<br><br></div><div>And I say this because there are many cases around the world -not only in our conutry- in which people don’t know how to use them and are exposed to becoming compulsive buyers and taking their credit to the limit -almost to the point of bankrupting them-.<br><br></div><div>Although we could say that people usually get into debt because they develop an addiction, but&nbsp; it seems that the main cause is because they don’t have a financial education to manage their debit or credit cards.<br><br></div><div>Finally, although cards are essential today, people should have a financial education to know how to handle them and thus avoid the famous buyer's remorse. But unfortunately not everyone can access this knowledge.<br><br></div>]]></description>
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         <pubDate>2022-05-19 01:57:16 UTC</pubDate>
         <guid>https://padlet.com/vmontse9309/9de1e1qej89jhs5y/wish/2190457285</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/vmontse9309/9de1e1qej89jhs5y/wish/2190465731</link>
         <description><![CDATA[<div>CLOTHES STORES SHOULD BUY OLD CLOTHES FROM PEOPLE TO REDUCE ENVIRONMENTAL IMPACT.<br><br>ITS KNOWN FOR MANY PEOPLE THAT FASHION INDUSTRY IS ALSO INVOLVED IN THE PROBLEM OF POLLUTION, YEAR AFTER YEAR THEY PRODUCE A LOT OF PIECES OF CLOTHES THAT IN MANY CASES THER FISHED IN THE GARBAGE.<br>ACTUALLY IN SOME PART OF THE DESERT IN CHILE NOWADAYS HAVE A PROBLEM WITH ALL THESE CLOTHES THAT COULDN'T BE SOLD, BECAUSE MANY STORES USE THIS LIKE A BARGAGE COLECTOR.<br><br>IN CONCLUSION ALL THE STORES SHALL DO SOMETHING ABOUT THIS PROBLEM THAT THEY STARTED AND WILL BE GREAT THAT THEY COULD REBUY CLOTHES FROM THEIRS CUSTOMERS, IT WOULD BE A START.<br><br>IN MY OPINION THE FASHION INDUSTRY SHOULD CHANGE THE WAY HOW THEY HAVE ACTED UNTIL TODAY.<br><br><br></div>]]></description>
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         <pubDate>2022-05-19 02:02:24 UTC</pubDate>
         <guid>https://padlet.com/vmontse9309/9de1e1qej89jhs5y/wish/2190465731</guid>
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