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      <title>Benefits of Budgeting by WONG GUAN WEI</title>
      <link>https://padlet.com/1171103351/98tmp4r05r1z</link>
      <description>Made with no regrets, whatsoever</description>
      <language>en-us</language>
      <pubDate>2018-05-17 12:47:02 UTC</pubDate>
      <lastBuildDate>2018-08-16 06:26:55 UTC</lastBuildDate>
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      <item>
         <title>Thesis statement</title>
         <author>sonnyzyap722</author>
         <link>https://padlet.com/1171103351/98tmp4r05r1z/wish/273006366</link>
         <description><![CDATA[<div>The benefits of budgeting are having control over your money, helping you to organize your spending and savings as well as enabling you to save for expected and unexpected costs.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-08-14 06:51:05 UTC</pubDate>
         <guid>https://padlet.com/1171103351/98tmp4r05r1z/wish/273006366</guid>
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      <item>
         <title>Controlling Ideas &amp; Supporting details</title>
         <author>sonnyzyap722</author>
         <link>https://padlet.com/1171103351/98tmp4r05r1z/wish/273007628</link>
         <description><![CDATA[<div>1) Having control over your money<br>&nbsp;- A budget is a way of being intentional about the way you spend and save your money.<br>- Budgeting saves you the stress of suddenly having to adjust to lack of funds because you did not initially plan how to spend them<br>- It also helps you decide if you want to sacrifice short term spending in exchange for a long term benefits.&nbsp;<br>2) Helping you to organize your spending and savings<br>- By dividing your money into categories of expenditures and savings, a budget makes you aware which category of expenditure takes which portion of your money<br>- Budget also serves as a reference for organizing your bills, receipts, and financial statements<br>-&nbsp; When all of your financial transactions are organized for tax time or creditor questions, you save time and effort.&nbsp;<br>3) Enabling you to save for expected and unexpected costs.<br>- Budgeting allows you to plan to set aside money for emergency costs.<br>- This way, you are always prepared in case any emergency cases happen such as road accident or hospitalizing.<br>- As for expected cost, you are saving money in advance for future costs that are required, such as car maintenance fee</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-08-14 07:00:26 UTC</pubDate>
         <guid>https://padlet.com/1171103351/98tmp4r05r1z/wish/273007628</guid>
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      <item>
         <title>Outline</title>
         <author>sonnyzyap722</author>
         <link>https://padlet.com/1171103351/98tmp4r05r1z/wish/273009643</link>
         <description><![CDATA[<div>Introduction - Budgeting and thesis statement.<br>Body paragraph 1 - The first benefit of budgeting is to have control over your money. + Supporting details<br>Body paragraph 2 - Besides having control over your money, budgeting also helps you to organize your spending and savings. + Supporting details<br>Body paragraph 3 - Other than having control over your money and helping you organize your spending and savings, budgeting enables you to save for expected and unexpected costs too. + Supporting details<br>Conclusion -&nbsp; Restatement of thesis + advice on budgeting to end the essay</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-08-14 07:15:15 UTC</pubDate>
         <guid>https://padlet.com/1171103351/98tmp4r05r1z/wish/273009643</guid>
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