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      <title>A PEE Padlet - S4 by Tycho Sierra</title>
      <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2022-10-27 09:22:35 UTC</pubDate>
      <lastBuildDate>2022-10-27 15:33:02 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Thesis argument</title>
         <author>TychoSierra</author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359242755</link>
         <description><![CDATA[<div>helps reduce stress</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-27 15:11:43 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359242755</guid>
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      <item>
         <title>Thesis argument</title>
         <author>TychoSierra</author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359247663</link>
         <description><![CDATA[<div>i<em>nstructs students how to make better personal and professional decisions</em></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-10-27 15:14:26 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359247663</guid>
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      <item>
         <title>room 6</title>
         <author></author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359251348</link>
         <description><![CDATA[<div>Research shows that student financial wellness programs can lower student loan defaults, decrease financial stress, improve academic performance and graduation rates, and teach students how to manage their finances for a lifetime.</div>]]></description>
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         <pubDate>2022-10-27 15:16:47 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359251348</guid>
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         <title>room 6</title>
         <author></author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359256737</link>
         <description><![CDATA[<div>Student financial wellness goes beyond tuition and loans. It also includes attitudes, behaviors and financial knowledge. Financially well students are aware of their financial state while budgeting, saving and managing finances to achieve realistic goals.<br><br>A study by the Financial Industry Regulatory Authority found that mandated financial education for college students had many positive effects. Credit scores rose, delinquencies lowered, more money was saved, less debt was incurred, and students made fewer compulsive purchases.&nbsp;</div>]]></description>
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         <pubDate>2022-10-27 15:20:05 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359256737</guid>
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      <item>
         <title>Room 6</title>
         <author></author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359264147</link>
         <description><![CDATA[<div>When students reduce their stress levels, they can be more successful in their university life. With reduced stress, they can make logical decisions because they are aware of what they need to manage. So in the future, they will create a quality life for themselves.</div>]]></description>
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         <pubDate>2022-10-27 15:24:13 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359264147</guid>
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         <title>room 2: Studies show that teaching financial heakth, especially at university, plays a important role in preventing students from being defrauded and makes people more capable of making financial decisions, which in turn reduces stress in the long run as it allows people to be more consistent in making future decisions.</title>
         <author>dogub</author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359264815</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-10-27 15:24:36 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359264815</guid>
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      <item>
         <title>People who are knowledgeable in the field of financial healh are less likely to fail in their lives because they manage their budgets well in a capitalist age where money is so important, which directly affects stress.</title>
         <author>dogub</author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359275209</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-10-27 15:30:59 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359275209</guid>
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      <item>
         <title>According to The Spanish National Securities and Exchange Commission (CNMV) :Having financial education makes us individuals to make better their understanding of financial concepts and products, prevent fraud, and excessive indebtedness or unsuited risk positions. So, it simply makes us better at make desicions at critical sutioations.</title>
         <author>dogub</author>
         <link>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359276193</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-10-27 15:31:38 UTC</pubDate>
         <guid>https://padlet.com/TychoSierra/97weh4y80ufn8h4e/wish/2359276193</guid>
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