https://padlet.com/zacharybarker3/8z4lqs1thn8r59od by Abby Spragg and Zach Barker en-us 2023-03-31 15:35:41 UTC 2025-10-26 16:15:11 UTC hello@padlet.com zacharybarker3 https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540048473 In this padlet, you will learn all about Health Insurance/ Health Care. Health Insurance is very similar to car insurance, however it protects individuals from unexpected medical expenses arising. This padlet will include what Health Insurance is, the different types, how it started and where it came from, what OHIP covers, some key terms and important facts, how to select the right coverage, and lastly how exactly Canada's Health system works. All through an assortment of videos, websites, and photos.]]> 2023-03-31 15:40:30 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540048473 spraggabby https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540617146 https://on.bluecross.ca/health-insurance/health-tips/231-what-is-health-insurance
OHIP covers doctor visits, hospital stays and medical treatment without having to pay out of pocket. There is a specific limit of coverage per province and when your medical bills go over you are incharge of paying the rest. Private insurance is to help minimize the amount your paying when it comes to prescriptions, crutches or a follow up visit to the hospital. Health insurance is just like any other insurance. You pay a monthly premium for a policy and then you are provided to a certain level of coverage. You are able to customize your policy to meet your needs as well as stay within your budget.]]> 2023-04-01 12:46:21 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540617146 spraggabby https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540617543 https://youtu.be/_xln4IlNejY

This video goes over the fundamentals of healthcare in Canada. Our country is lucky enough to have universal healthcare. This means we pay for our healthcare through the taxes we pay. We think this system is smart and effective. Our health is what keeps us alive and having easy access to healthcare without the stress of payment makes for a better living environment. There are some healthcare sections that don’t provide a free service, but private insurance can help with the costs.]]> 2023-04-01 12:47:16 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540617543 spraggabby https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540618074 Canada is a top leading country in the world when it comes to health insurance. This is because we have universal health care. Each province and territory has their own specifics when it comes to services and providers, but most cover hospital stays, lab testings and doctor visits. Canada also has a high life expectancy, men have an average life expectancy of 80 years and women have a life expectancy and 84 years.]]> 2023-04-01 12:48:31 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540618074 spraggabby https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540618392 Private Health Insurance is for things that aren't covered under OHIP. Insurance companies help cover things like prescriptions, therapists, eye wear and more. Most often employers have insurance plans that help cover medical expenses these plans are call group insurance. But if you don't have access to health insurance from your employer you can get private insurance for yourself or family.]]> 2023-04-01 12:49:14 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2540618392 spraggabby https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542337436 https://www.ontario.ca/page/what-ohip-covers
OHIP covers the basic needs of citizens to keep them healthy. It specifically covers hospital and doctor visits, lab testing ambulance services, and more. You are only covered to a certain amount and then you have to pay the rest out of pocket. OHIP is provided through citizens paying taxes. We all pay through other things, but in the long run it is helpful for when healthcare is urgent and needed.]]> 2023-04-03 14:45:58 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542337436 zacharybarker3 https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542841348 Health Insurance was developed in 1957 in Canada nation wide, that is when the all of the provinces and government came together and decided to create and pass a bill called "Hospital Insurance and Diagnostic Services Act". The whole purpose of this bill was either to cost share or reimburse a minimum of 50% of the costs specified for those services. However, prior to the "Hospital Insurance and Diagnostic Services Act", healthcare in Canada was mostly private funded but in 1947 the province of Saskatchewan's government unveiled a universal healthcare plan. British Columbia along with the province of Alberta followed in Saskatchewan's footsteps and introduced a similar plan a few years later which resulted in nation wide universal healthcare being created. We chose to include this into our Padlet because it is important for people to understand and be educated on how exactly our Health Insurance system works, and it's dynamics.]]> 2023-04-03 23:32:40 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542841348 zacharybarker3 https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542842092 How health insurance works in Canada is there are three main different types of health care/health insurance coverage in Canada. The three types of coverage are one, Universal Healthcare which is the regular coverage we all know. But there is also workplace benefits, which obviously depends on if you are employed and who your employer is and lastly Personal Health and Dental Insurance. The Universal health care coverage is the basic coverage that everyone knows about and apart of where our deducted tax money goes too. For workplace benefits/coverage, the coverage you get as previously stated varies from employer to employer and the type of work you do but this is a type of coverage where the employer will help cover any expenses that may occur that the government may not pay for. This type of coverage is also more often less expensive as well as being able to design and choose what kind of coverage you would like to have to fit ur personal needs. Lastly Personal Health and Dental Insurance are really not far off from how workplace benefits work but you will generally see more people choose this plan that are no longer working whether they're retired or unemployed, or those who still work but run their own business, or who have had healthcare plans but now are non-valid/expired. We think that this information surrounding the different types of Health Insurance Coverage provided above would be very useful to someone who is currently seeking a new Health Insurance plan or to change it. If they are unclear on the different types, they can take this information and utilize it when going through with selecting a plan.]]> 2023-04-03 23:33:51 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542842092 zacharybarker3 https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542987416 If you or someone you know are currently seeking a Healthcare Insurance plan or to change ur plan then this might be a good video to watch. In this video, this lady will walk you through the three different kinds of Health Insurance coverage there is, define them further and help you select what the right plan for you will be. Why we decided to include this video in particular into our Padlet is because selecting which coverage is best for you and the whole process prior to selecting which coverage is best for you can be very overwhelming and also very confusing. For those who are confused and overwhelmed even for those who aren't, we believe this video can be a very useful tool to help select what kind of coverage to get which can reduce stress. ]]> 2023-04-04 01:38:03 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542987416 zacharybarker3 https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542988717 In this video, the gentleman speaking will be going over the terms and vocabulary found associated within Health Insurance rather than Health Insurance itself. He goes over the terms Copay, Deductible, Premium, Co-Insurance, and Individual Oop Max and how all of these different terms can differentiate depending on the plan you have or coverage. Along with explains how the costs work for both yourself, and the Insurance Company. We think that this video would be extremely beneficial to everybody and the reason why we say this is because every body should know, and understand what they are signing up for along with know every part of their insurance plan and know what all these terms are associated within there plan and what they mean. Because a lot of people today will just sign papers or sign up for things unknowingly of what some things mean and this isn't something people should mess around with. So this is very important.]]> 2023-04-04 01:39:12 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542988717 zacharybarker3 https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542998348 In this YouTube video, it goes through a timeline of where, why, and how the founder of Universal Health Care (Tommy Douglas) came up with the idea of Universal Health care and Health Insurance. Along with its path as it was being created and developed into what we know as healthcare today. We think that this video would be very useful for the people who want to dig deeper and further educate them selves on the topic of Health Insurance and Health Care as it will take them through the different stages of development over the years.]]> 2023-04-04 01:47:39 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2542998348 zacharybarker3 https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2543071074 1. I think the one thing that we learned from our topic that surprised us the most really how far Health Care and Health Insurance has come. With our current generation we've always been fortunate enough to have our health expenses covered and we don't think people of this generation really realize that at one point health care was not free and that people had to pay for everything. 

2. One real life example of how this topic is relevant to the both of us is that we both currently have jobs where our employer offers their own Health Insurance coverage and we should really take what they have to offer into consideration. 

3. We think the most important piece of information to pass on to a family member or friend would be to consider and explore all of their options that is available to them in order to select a Health Insurance policy that would best suite them. ]]> 2023-04-04 02:45:39 UTC https://padlet.com/zacharybarker3/8z4lqs1thn8r59od/wish/2543071074