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      <title>Work on Wealth Wednesday&#39;s by Michael Consul</title>
      <link>https://padlet.com/consulm/workonwealth</link>
      <description>Got a question or topic you want us to cover? Let us know!</description>
      <language>en-us</language>
      <pubDate>2021-11-29 18:41:32 UTC</pubDate>
      <lastBuildDate>2022-01-19 16:09:17 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Question: is crypto currency gambling </title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1923863491</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-01 22:03:43 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1923863943</link>
         <description><![CDATA[<div>What is crypto currency?<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-01 22:04:11 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1923863943</guid>
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      <item>
         <title>what is the most effective to save money?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1923940564</link>
         <description><![CDATA[<div>As somebody who spends their money A bit too quickly, I really want to find a way that can help me slow down and think before I buy something.</div>]]></description>
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         <pubDate>2021-12-01 23:26:49 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1923940564</guid>
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      <item>
         <title>I recently got a payout from insurance for a car accident.  Do I pay off debt with the money and get a new car with 0% financing or buy a used car for a portion of the payout  and use some of the money to pay off some debt?  What&#39;s the best choice?  </title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1923978829</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-02 00:06:18 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1923978829</guid>
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      <item>
         <title>When can I start investing? If I am not 18 yet can I invest? How do I get started if I am a student? </title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1923985565</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-02 00:12:09 UTC</pubDate>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1924312196</link>
         <description><![CDATA[<div>How do you invest in cryptocurrencies?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-02 03:52:35 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1924312196</guid>
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      <item>
         <title>Can investing in cryptocurrency become harmful?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1936260583</link>
         <description><![CDATA[]]></description>
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         <pubDate>2021-12-08 16:19:31 UTC</pubDate>
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      <item>
         <title>Question</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1936348640</link>
         <description><![CDATA[<div>How do I purchase stocks? Do I have to be 18? How do I know which stocks are good to invest in?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-08 16:55:54 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1936348640</guid>
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      <item>
         <title>What is an NFT and why are they growing in popularity?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1936642078</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-08 19:13:27 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1936642078</guid>
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      <item>
         <title>TFSA</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1936846808</link>
         <description><![CDATA[<div>1. Do I have to wait until I'm 18 years old?&nbsp;<br>2. If my parents never used their TFSA, how much can they put in?</div>]]></description>
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         <pubDate>2021-12-08 21:26:45 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1936846808</guid>
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      <item>
         <title>How do I decide what stocks or cryptocurrencies to invest in?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1936851190</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-08 21:30:08 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1936851190</guid>
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      <item>
         <title>How do I know that the cryptocurrency I am investing in is safe, and how can I ensure that it can&#39;t negatively impact my money?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1936852358</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-08 21:31:12 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1936852358</guid>
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      <item>
         <title>How do I know how much money I should invest in Cryptocurrency?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1936876809</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-08 21:50:48 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1936876809</guid>
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      <item>
         <title>how much money is enough money to save for a &quot;rainy day&quot;?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1938782213</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-12-09 17:29:12 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1938782213</guid>
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      <item>
         <title>Saving vs Investing</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1950604748</link>
         <description><![CDATA[<div>I have a limited budget. What should I concentrate on first? Saving or investing?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-15 23:46:48 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1950604748</guid>
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      <item>
         <title>Mortgage Question</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968026682</link>
         <description><![CDATA[<div>How does one pay down a mortgage WELL ahead of the full term? (How do we guarantee extra payments go to the principal? When I ask my advisor they make it sound like a payment may or may not go to principal depending on the day it is paid - as if there’s nothing they can to do help. It’s as if they don’t want me to pay my mortgage off early…)<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:27:30 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968026682</guid>
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      <item>
         <title>Where to put Tax Return Money</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968027563</link>
         <description><![CDATA[<div>What can one do with a tax return or other “extra money” that comes in over and above one income/budget?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:28:49 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968027563</guid>
      </item>
      <item>
         <title>Getting a Financial Advisor</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968028044</link>
         <description><![CDATA[<div>When looking for a financial advisor, how do we figure out whose help is good, and who is only giving products that are mandated by bosses?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:29:34 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968028044</guid>
      </item>
      <item>
         <title>Investing in Crypto</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968028698</link>
         <description><![CDATA[<div>I'm not 18 yet but I want to invest in crypto now, is there a way to do it?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:30:35 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968028698</guid>
      </item>
      <item>
         <title>Mortgage vs Investing</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968029417</link>
         <description><![CDATA[<div>When I have extra money should I put into paying down my mortgage or investing?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:31:43 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968029417</guid>
      </item>
      <item>
         <title>Crypto, RRSPs, TFSAs</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968030451</link>
         <description><![CDATA[<div>Is there a way to invest in crypto using my TFSA and/or within my RRSP?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:33:27 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968030451</guid>
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      <item>
         <title>Diversification</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968030952</link>
         <description><![CDATA[<div>I'm just getting into crypto. How much should I diversify?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:34:22 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968030952</guid>
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      <item>
         <title>Mentorship</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968040500</link>
         <description><![CDATA[<div>How important is Mentorship (when it comes to investing)?&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:49:40 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968040500</guid>
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      <item>
         <title>Stocks and Crypto</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968044652</link>
         <description><![CDATA[<div>As a newbie, how n would you recommended I start investing in stocks and/or crypto? I'm currently doing Real Estate investing but would like to diversify.<br><br>Thx</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 19:56:09 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968044652</guid>
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      <item>
         <title>RESPs</title>
         <author>consulm</author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968074409</link>
         <description><![CDATA[<div>My parents haven't maxed out my RESPs every year, is there anything we can do about it?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 20:44:10 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968074409</guid>
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      <item>
         <title>Once I turn 18..</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968088155</link>
         <description><![CDATA[<div>Once I turn 18, what do you think are some things that I should carry out ASAP in relation to finance and investing?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 21:07:20 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968088155</guid>
      </item>
      <item>
         <title>Financial Literacy for Kids</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1968167578</link>
         <description><![CDATA[<div>What resources are out there for extra-curricular financial literacy education for children that are free?</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-12-29 23:23:05 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1968167578</guid>
      </item>
      <item>
         <title>What can a student who is under 18 do with their money to have it grow rather than sit in their bank account?</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1989307316</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-01-13 00:19:48 UTC</pubDate>
         <guid>https://padlet.com/consulm/workonwealth/wish/1989307316</guid>
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      <item>
         <title>Buying low and selling high</title>
         <author></author>
         <link>https://padlet.com/consulm/workonwealth/wish/1989310548</link>
         <description><![CDATA[<div>At what point do you know you've made a mistake in buying low?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-01-13 00:23:33 UTC</pubDate>
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