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      <title>Credit rating. What goes into the analysis that results in credit rating? by Sparsh Khurana</title>
      <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7</link>
      <description>By, Sparsh Khurana</description>
      <language>en-us</language>
      <pubDate>2020-11-30 17:48:42 UTC</pubDate>
      <lastBuildDate>2026-01-30 21:21:48 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Website#1</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972538571</link>
         <description><![CDATA[<div>There are several factors that contribute to the composition of the credit score. It may include the regularity of payments, the amount of loan you have and many more. There are some agencies that helps to calculate one's credit score based on the different factors.<br><br>This website seems to be very knowledgeful as there is an information available on almost everything related to the credit that the person can get. It has a information on who makes our credit report and how is it made. It also includes factors on how our credit score is determined.It is very helpful website.</div>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/credit-report-score-basics.html" />
         <pubDate>2020-11-30 17:51:59 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972538571</guid>
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      <item>
         <title>Website#2</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972626765</link>
         <description><![CDATA[<div>This shows that the management of credit is very important in maintaining a good credit score.There are several measures that can be taken to maintain a good credit score such as paying your bills before the time it is due, always to spend in the credit card limit and do not go more than that.<br><br>This is very useful as it includes the ways to maintain a good credit score which is a great requirement in many places. It also shows how the good credit score helps a lot when buying something. So, it seems to be very useful in our day to day life.</div>]]></description>
         <enclosure url="https://www.consumer.equifax.ca/personal/education/credit-score/what-is-a-good-credit-score/" />
         <pubDate>2020-11-30 18:07:39 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972626765</guid>
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      <item>
         <title>Website#3</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972757420</link>
         <description><![CDATA[<div>It shows the different results that comes up with the good credit score and the bad credit score. These credit scores can affect the rates on which the people will get the loans. The people with good credit score will be able to get the good rate on their loans whereas the people with bad credit scores will get the higher rate on their loans.<br><br>It has a credit score numbers and shows its different categories. It shows the categories which reflect the good, bad or the excellent credit score. It is very useful to know the category of a credit score in which a person lies.</div>]]></description>
         <enclosure url="https://loanscanada.ca/credit/what-your-credit-score-range-really-means/" />
         <pubDate>2020-11-30 18:31:29 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972757420</guid>
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      <item>
         <title>Website#4</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972893375</link>
         <description><![CDATA[<div>It is very useful in knowing ones credit score. It shows why the credit score is important and where it is used in different aspects. It helps assisting the public in getting their credit score report and they also can see their credit scores which is very helpful in every aspect of our purchasing something.<br><br>It is very helpful if the people wants to know their credit score. It is very useful to get the credit report as well. So, it is very important if someone wants to buy something and wanted to know that if they would be able to buy it or not from the way of credit rating.</div>]]></description>
         <enclosure url="https://www.transunion.ca/" />
         <pubDate>2020-11-30 18:56:38 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/972893375</guid>
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         <title>Video#1</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973351439</link>
         <description><![CDATA[<div>It is considered to be very important to check our credit score from time to time because We need to maintain it at a good position so that we would never got denied for any of the loans or the things that need to get our credit score. So, we should check our credit score from time to time.<br><br>This video is very useful if someone wants to check their credit score and wanted to know whether they are eligible to get any loans or not.<br>It provides with different ways to check the credit score which seems to be very useful in our life.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=L4aXZgbDe2U" />
         <pubDate>2020-11-30 20:36:33 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973351439</guid>
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      <item>
         <title>Video#2</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973420155</link>
         <description><![CDATA[<div>It is very useful to have a good credit score at all the times. We need credit for a lot of purchases, so the credit score matters a lot. There are a numerous ways to build up your credit score that includes paying your bills on time, enough utilization of a credit card so that you have some credit score maintained and paying it before the due date.<br><br>This video helps us out with different ways to check our credit score. It seems to be very helpful as the people always want to know whether they have good credit score or not.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=AqfZsHf1bwk" />
         <pubDate>2020-11-30 20:54:35 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973420155</guid>
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      <item>
         <title>Video#3</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973471870</link>
         <description><![CDATA[<div>It is very useful to know that how our credit score gets calculated. There are several factors that lead to the composition of our credit score like the payment history, the amount of debt that you owe and some more. So, we need to take care of all the factors to have a great credit score and to get approved for every loan that we are applying for.<br><br>This video contains the factors that make our credit score. So, by knowing these factors and keep taking care of them we can make a good credit score at every time.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=zgZN4Zm5GRM" />
         <pubDate>2020-11-30 21:10:20 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973471870</guid>
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      <item>
         <title>Video#4</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973555553</link>
         <description><![CDATA[<div>It is very useful to keep knowing where we are spending and how much are we spending from our credit, as we have to pay that back before its due date to have a good credit score. If we have a good credit score then we can get approved of anything that need to have the good credit score.<br><br>This video has some tips on how we can manage our credit score and aslo it tells us about how the credit score is being made by understanding the different factors. So, having a good credit score helps us a lot.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=JxEu3-Dlv8k" />
         <pubDate>2020-11-30 21:38:49 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973555553</guid>
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      <item>
         <title>Image#1</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973598723</link>
         <description><![CDATA[<div>It is very important thing to know that what is our rank in the credit score numbers.<br><br>This image shows the different numbers for credit scores and tells whether it is good, bad or excellent to be in it.</div>]]></description>
         <enclosure url="http://www.ratetrade.ca/creditworthiness" />
         <pubDate>2020-11-30 21:54:42 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973598723</guid>
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      <item>
         <title>Image#2</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973621978</link>
         <description><![CDATA[<div>It is very good to know that how our credit score gets calculated.<br><br>This image shows us the several factors that are being used to calculate the credit score.</div>]]></description>
         <enclosure url="https://www.mymoneycoach.ca/credit/check-credit-rating-report-score/what-is-a-credit-score" />
         <pubDate>2020-11-30 22:03:34 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973621978</guid>
      </item>
      <item>
         <title>Answers</title>
         <author>sparshkhurana0078</author>
         <link>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973635490</link>
         <description><![CDATA[<div>1. It was very great to know that our credit score is made up of a several factors that need to be taken care of to get a good credit score.<br><br>2. This topic is very helpful in real life as we always need a good credit score when we wanted to buy something that needs to check our credit score.<br><br>3. I would like to recommend that we should always do our payments on time to have a good credit score.</div>]]></description>
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         <pubDate>2020-11-30 22:09:08 UTC</pubDate>
         <guid>https://padlet.com/sparshkhurana0078/8qzv4l8acv5th6p7/wish/973635490</guid>
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