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      <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy</link>
      <description>Money Masters</description>
      <language>en-us</language>
      <pubDate>2020-04-13 04:33:26 UTC</pubDate>
      <lastBuildDate>2020-04-14 06:47:01 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>The Problem</title>
         <author>richardclark1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504045157</link>
         <description><![CDATA[<div>How do we change the attitude/ behaviour of people who have the means to do something about their finances, but don't<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:38:27 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504045157</guid>
      </item>
      <item>
         <title>What are the typical attitudes and behaviours of kiwis with financial means that do little to advance them</title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504045839</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:39:28 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504045839</guid>
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      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046335</link>
         <description><![CDATA[<div>Where did kiwis pick up these attitudes and behaviours from</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:40:16 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046335</guid>
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      <item>
         <title></title>
         <author>richardclark1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046547</link>
         <description><![CDATA[<div>How might we get them to change their attitudes and behaviour?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:40:37 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046547</guid>
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      <item>
         <title></title>
         <author>ckarcz</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046882</link>
         <description><![CDATA[<div>What would prove this wrong? Do they really have attitude/behavior problems OR do they genuinely not have enough money? </div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:41:08 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046882</guid>
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      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046922</link>
         <description><![CDATA[<div>What are the different perceived and real barriers people face at different life stages</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:41:13 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504046922</guid>
      </item>
      <item>
         <title></title>
         <author>kjh174_1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047083</link>
         <description><![CDATA[<div>What are the barriers</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:41:28 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047083</guid>
      </item>
      <item>
         <title></title>
         <author>richardclark1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047130</link>
         <description><![CDATA[<div>How do attitudes and behaviours change through time or as people go through life stages<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:41:32 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047130</guid>
      </item>
      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047226</link>
         <description><![CDATA[<div>What are the key life stages that people are caused to think about their financial health</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:41:43 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047226</guid>
      </item>
      <item>
         <title></title>
         <author>kjh174_1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047657</link>
         <description><![CDATA[<div>What are the different key decision points in life</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:42:23 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047657</guid>
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      <item>
         <title></title>
         <author>ckarcz</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047994</link>
         <description><![CDATA[<div>What does financial wellbeing look like to these people?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:42:55 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504047994</guid>
      </item>
      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504048056</link>
         <description><![CDATA[<div>What do people think would make a difference for them Adjusting their attitudes and behaviours to actively address their financial health</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:43:01 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504048056</guid>
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      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504048610</link>
         <description><![CDATA[<div>What ways would they find it easiest to seek help or receive help from experts</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:43:49 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504048610</guid>
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      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049174</link>
         <description><![CDATA[<div>What puts kiwis off from addressing their financial health</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:44:41 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049174</guid>
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      <item>
         <title></title>
         <author>kjh174_1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049590</link>
         <description><![CDATA[<div>What defines "means"</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:45:21 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049590</guid>
      </item>
      <item>
         <title></title>
         <author>richardclark1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049747</link>
         <description><![CDATA[<div>How do we define someone with means? do they consider themselves to have the means?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:45:35 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049747</guid>
      </item>
      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049893</link>
         <description><![CDATA[<div>What made someone change their behaviour or attitude to financial planning for those who have</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:45:48 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504049893</guid>
      </item>
      <item>
         <title></title>
         <author>kjh174_1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504051896</link>
         <description><![CDATA[<div>Who would these people trust to approach and engage to help them?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:48:47 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504051896</guid>
      </item>
      <item>
         <title></title>
         <author>suesimonstevens</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504052039</link>
         <description><![CDATA[<div>What might make it easier for kiwis to talk about their finances with others</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:49:00 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504052039</guid>
      </item>
      <item>
         <title></title>
         <author>richardclark1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504052151</link>
         <description><![CDATA[<div>Does the support of the system impact the attitude and behaviour of people?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:49:09 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504052151</guid>
      </item>
      <item>
         <title>Preconceived ideas of money?</title>
         <author></author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504053991</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:52:02 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504053991</guid>
      </item>
      <item>
         <title></title>
         <author>kjh174_1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504054868</link>
         <description><![CDATA[<div>Appetite for risk - is this a barrier?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:53:23 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504054868</guid>
      </item>
      <item>
         <title></title>
         <author>kjh174_1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504056977</link>
         <description><![CDATA[<div>How do you adjust your goal post of financial wellbeing as you progress through life stages?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 04:56:25 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504056977</guid>
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      <item>
         <title></title>
         <author>kjh174_1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504061705</link>
         <description><![CDATA[<div>Reluctance to talk about our finances</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 05:04:37 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504061705</guid>
      </item>
      <item>
         <title>Trust</title>
         <author>richardclark1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504063014</link>
         <description><![CDATA[<div>How comfortable are people sharing their financial situation?<br>Why?<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 05:06:44 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504063014</guid>
      </item>
      <item>
         <title></title>
         <author>richardclark1</author>
         <link>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504063483</link>
         <description><![CDATA[<div>How do people rate themselves across financial ...</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-04-13 05:07:32 UTC</pubDate>
         <guid>https://padlet.com/kjh174_1/8k1xaj7vkyiaz3wy/wish/504063483</guid>
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