https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73 By: Noah Hansen en-us 2020-11-30 07:01:44 UTC 2025-10-23 13:41:37 UTC hello@padlet.com noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970233123 While reading my posts, you will learn about all of the different things about online banking. There are many unknown factors that go into online banking and not many people know about them. Most people use it to just take a quick look at their balance. I am going to show how much more you can do with your online banking account!]]> 2020-11-30 07:12:10 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970233123 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970324119 This website explains everything about and useful information about online banking. It explains that you can use your lap top and mobile device to online bank, which makes it even more essential. 
I chose this website because I believe that it has very useful information about key point in using online banking. One thing that I found useful in this website is how they gave us certain responsibilities while you use online banking, this helps me understand the privacy aspect of it.]]> 2020-11-30 07:54:41 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970324119 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970335151 The second website that I have chose shows and breaks down all of the top online banks to use in 2020. It breaks down each bank by looking at it's advantages and disadvantages, as well as giving a brief description of each bank. The top 3 online banks for 2020 are Tangerine, EQ Bank, and Simplii Financial.
I chose this website because it shows great description about all of the best online banks to use and all of the special features they can give you. I found that it was very useful that they explained all of the advantages and disadvantages of online banking at the start of the article so that it gives you an eye for what you are getting into.]]> 2020-11-30 07:59:25 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970335151 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970353179 This website is another great example of online banking because of the information that was used. They give some very interesting statistics about banking, which is the amount of Canadians using online banking is at 68% and the amount actually walking into a branch is stuck at 16%. There are also comparisons between online banking and basic branches about which one is more worth it.
I believe that this website was a good choice because it shows us a variety of different comparisons and statistics that help understand a lot about online banking. The useful information that was provided were definitely the statistics used in the article, these are not used in many other articles and it is very important information.]]> 2020-11-30 08:07:01 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970353179 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970377767 This website starts off with a variety of different statistics to show how important banking is nowadays. 91% of Canadians actually believe that banking has become more convenient since new technologies have arrived. They also say that the change of different technology is rapidly changing how Canadians do their banking or switch over to online banking.  Although that online banking is on the boom, the ABMs are still very popular for withdrawals as people figure it is faster to just go to a machine instead of the teller. 
This website was a very important choice because of the information that I had not seen in any other articles. It is also created by the Canadian Bankers Association, so they will have important facts about banking. The useful information in the website was the Methodology interview, which is when they interviewed a bunch of different generations to see which ones use online banking, and which ones do not.]]> 2020-11-30 08:17:55 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970377767 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970422665 This video explains that Tangerine could simply be the best bank in Canada. They were one of the first banks to be a direct bank for Canadians and they give really good interest rates. They also have no fee chequing accounts which is very important for the younger generation because they do not like spending much on extra rates in banking. 
I chose this video because it is talking about one of the best banks in all of Canada by just being online. I also shared a website that has Tangerine as the number one online bank in Canada as well. I thought that this would be a great way to show off their extra features. One thing that I found useful is that the video went over all of the credit card rates and features. ]]> 2020-11-30 08:37:55 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970422665 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970472500 This video is all about a customer that got him Simplii Financial account hacked right from his fingers. This bank is in fact an online bank only as well which just shows you're never 100% safe, especially with online banks. He simply just got an email from the bank saying that his account could of potentially been breached and could be caused for concern.
I chose this video because I thought it was important to show that it is still a terrifying factor that you can be hacked from just doing online banking. Online banking still frightens people because of not wanting to be hacked and all of their money to be stolen. The useful information in this video was when they showed an email from the hackers that explained how they got into accounts. They say that they used an algorithm to get account numbers, and then they pose as authentic customers that just forgot their password, so they can then just change the security questions and passwords.]]> 2020-11-30 09:00:41 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970472500 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970496714 In this video they are comparing two of the biggest Canadian online banks (Tangerine & Simplii Financial) to all of the branch banks that have several bank fees. They explain why the online banks have a lot of better rates then any of the big company banks that don't have any good interest rates and force you to pay annual fees. 
This video was a good choice because of the explanations about all of the rates for each bank and all of the different deals that they have. They show that even though they are an online bank, you can still do a lot of the same things that you do at the branch. A useful item in the online banks are that you can still get and use checks. Most would think that there would be no checks since they're online, but the banks were thinking ahead.]]> 2020-11-30 09:10:48 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970496714 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970543322 This video explains that there are scary flaws in using your smartphone for your online banking, especially in public. If you go to a store and they have free WIFI, that could be the danger. Some hackers can easily intercept your data while using the free WIFI since it has such weak security. Also, if you have really poor reception, it could be a sign that someone is trying to get onto your phone. Some hackers have skimmers that can switch out your reception with theirs and they can easily see all of your data.
I chose this video because it is important to understand all of the risks with online banking. A lot of people think that it is very safe but they do not know that there are still many flaws. All of tips to make sure for a safe online banking experience are very useful and it will definitely help me in the future.]]> 2020-11-30 09:31:53 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970543322 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970597998 This graphic shows what online banking on a computer looks like. It shows that all you need is an Access Number and your Password. Some could think that this isn't enough to login and that you should need something else to verify.]]> 2020-11-30 09:56:14 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970597998 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970607131 This graphic expresses many different statistics. From 2012 - 2016 most of the percentages have all fallen from going into an actual bank and changing over to online banking. Throughout the more years, those numbers will continue to decrease.]]> 2020-11-30 10:00:26 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970607131 noahhansen9191 https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970647520 2020-11-30 10:18:49 UTC https://padlet.com/noahhansen9191/8i3oj5s7rahxkn73/wish/970647520