Writing my proposal _Executive Summary by Har frankie https://padlet.com/elc3222assignment1/8hs1mxq64w65 Made with a wink and a smile en-us 2018-10-04 05:24:22 UTC 2018-10-05 08:02:10 UTC hello@padlet.com QAQuestion https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289026888  Imagine that you are Chris Wong, a regional manager of Bank of East Asia. Currently, there is an outcry to launch the “One Belt One Road’ scheme to those developing countries. However, the major problem is that those countries do not have sufficient start-up funds for different domains like Construction Project, Infrastructure Set-up or even SMEs. The CEO of Bank of East Asia, Ms.Agnes Lam, would like to ask you to submit a proposal, concerning the possibility of launching SME loans or even Sovereign Wealth Fund (SWF) to help those developing countries to have better living or even consolidate strong bonding among those countries. ]]> 2018-10-04 09:28:39 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289026888 Kelly----much better than before^.^ https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027057 The launch of the "One Belt On Road" creates chances for the developing countries. However, those countries are unable to seize the opportunities with insufficient start-up funds.  Once  adequate capital is provided, the government of those developing countries can build more infrastructure to improve the life of citizens and the SMEs can have a better business environment.

The proposal illustrates how the Bank of East Asia help with the developing countries having financial difficulties. The loan suggested is dedicated for the current situation of the Asia.

The benefits of the loan would be as follows:
-  Collect interest
-  Bond with the government of the developing countries
-  Increase the sales of other products other than loan

]]> 2018-10-04 09:29:14 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027057 Evelyn https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027398 The Bank of East Asia, a reliable bank and funding provider, is experiencing considerations on the possibility of launching SME loans or even Sovereign Wealth Fund (SWF) to help those developing countries to have better living or even consolidate strong bonding among those countries.

Our department has compiled a comprehensive proposal to suggest the approach or funding program that BEA could carry out in order to address the current problems in the developing countries, which include:

1. Having inadequate government support or funding that support start-ups
2. Having the opportunity from the "One Belt One Road" scheme to reach out to the globe
3. Having insufficient training and motivation on building new start-ups

Based on these situations, we are having certain kinds of funding scheme suggestions, so as to give a hand to the new generation of business holders.]]> 2018-10-04 09:30:35 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027398 Ann https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027582 The Hong Kong government is considering about responding to the appeal of launching the “One Belt One Road’ scheme to those developing countries. One of the major difficulties of the project would be the shortage of budgets for the governments of those developing countries. Therefore, Bank of East Asia, one of the most influential banks in Hong Kong, begins to meditate the plan of providing loans or even Sovereign Wealth Fund (SWF) in those developing countries to fulfill the social responsibility as well as to expand the business market. However, a skeptical attitude is shown among the board of directors since there are various risky factors exist when discussing starting new business in developing countries.
The objective of this proposal is to offer the statements of feasibility as well as profitability of launching SME loans and Sovereign Wealth Fund (SWF) in those developing countries.
Surveys will be conducted, concerning the economic situations of those countries as well as previous relational cases. A series of analysis will then be addressed based on the results of the surveys. After the advantages and disadvantages are weighed, the conclusive results will be given.
The main benefits of this proposal might include:
  • cost minimizing;
  • truly reflecting the reality;
  • analysing datas critically; and
  • giving the opinion objectively.
]]> 2018-10-04 09:31:13 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027582 Sam's proposal for Launching Loans to developing Countries https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027608 Nowadays, developing countries in East Asia is (SUBJECT-VERB AGREEMENT) considering to join One Belt One Road. However, due to the shortage of capital, those developing countries can not set up infrastructure and constructions (on their own???) . The government of these developing countries are seeking for financing sources for project set-up. In order to encourage economy of East Asia and make a stronger bonding within XX territory, several Asian banks try to issue loan for funding developing countries in profitable project.

The objective of this proposal is to demonstrate why the Bank of East Asia should launch SME loan and SMF to related developing countries.

After the loan XXXX (a verb is missing) offered to these developing countries, several methods of evaluation needs to be done to ensure their ability to repay the loan and best use of money in common public interests. (ANY TRANSITIONAL SENTENCES IN-BETWEEN?)
1. Evaluate infrastructure and SME asset in (WORD PREPOSITION) +ARTICLE+ annual basis
2. Set constraints to lenders and ensure they fulfill them (very confusing pronouns)
3. Get financial information from international bankS and supervise countries financial indicators (exchange rate, GDP...)

The main benefir



]]> 2018-10-04 09:31:19 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027608 Shi https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027621 Those developing countries within the “One Belt One road” scheme are in need of sufficient start-up funds for various domains. The launching of SME loan to them could not only contribute to the success of the overall scheme, but also would be a valuable opportunity for BEA to promote ourselves in those countries.

The objective of this proposal is to evaluate the feasibility and profitability of the loan planned to be launched.

Guaranteed by the government, the potential credit risk of those countries should be limited and acceptable. As to the profitability, several contributory factors should be considered, such as the loan amount, inflation rate, and currency exchange rate.

By launching these loans, a number of benefits are expected to be received: 
 • loan interest
 • potential customers in those developing countries
 • access to a larger market
 • improved global reputation]]> 2018-10-04 09:31:22 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027621 Howard https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027636 With the shortage of the sufficient start-up funds, some of the developing countries cannot set up the infrastructure or other domains. Coming up with the "One Belt One Road",  launching the SME loan could become one of the methods to supply the capital in those developing countries. --GOOD

The objective of this proposal is to launch the SME??? to those developing countries by the Bank of East Asia.

Due to the Hong Kong Government is one of the participators of the scheme, the fundamental safety of giving back of the loan is guaranteed. Also, after having enough money for construction, the production capacity in the countries could increase.

The benefits of the proposal xxx (verb is missing) as follows:
-increase the awareness of the bank--. what does that mean?
-reinforce the cooperation with the government (which governments??)]]> 2018-10-04 09:31:25 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027636 Cara https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027648 The project "One Belt One Road" is promoting to some of the developing countries. However, the lack of start-up funds results in the delay of program development.

The objective of this proposal is to  evaluate the benefit of launching the SME loans and Sovereign Wealth Fund (SWF) to those developing countries.

The HKSAR government, one of the planners for the "One Belt One Road" scheme,  guarantees to provide the loaners a lower credit risk.

If the loans are launched, the possible benefits include:
 • Countries cohesion
 • Loan interest
 • Potential customers
 • Global outlook


]]> 2018-10-04 09:31:27 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027648 Suki https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027649 The developing countries are experiencing problems in stimulating the economy under ''One Belt One Road' scheme, like launching the construction project, as well as setting up SMEs. ----Do you think HKSAR Government is now facing the problem or the governments from those developing countries??)  

As encouraged by the HKSAR, Bank of East Asia has complied a comprehensive proposal to deal with the government's difficulty which include:

-loan for start up enterprises with low interest
-Sovereign Wealth Fund

Based upon our past records over the years sustaining enterprises ranging from small to large scale, it is predicted that the recommendations in this document can be achieved effectively (GOOD)]]> 2018-10-04 09:31:28 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027649 Samuel https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027790 Client: The CEO of Bank of East Asia, Ms.Agnes Lam

Objectives of Proposal: 
Evaluate the benefits and feasibility of launching SME and tackle the limitations. 

Limitations:
1. Insufficient start-up fund
2. Lack of local government support
3. Cultural differences hindering business corporation 
 



]]> 2018-10-04 09:31:57 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027790 https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027902 Michael
Due to lack of start-up funds of the One Belt One Road project for some developing countries, the Bank of East Asia is considering (tense) launching:
SMEs loans or,
SWF
To help those developing countries to have better living or even consolidate strong bonding among those countries. --> fragment/incomplete sentence)

]]> 2018-10-04 09:32:29 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289027902 Ken https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289028129 The launch of the "One Belt One Road" by HKSAR goverment is increasiing opportunities to developing countries. Those countries are experiencing problems on start-up fund for domains like construction projects, infrastructure set up and SMEs. ]]> 2018-10-04 09:33:24 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289028129 Yan (please add the background)) https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289028393 Under the program of “One Belf one Road”,as the developing countries do not have sufficient start-up funds for different domains, the Bank of East Asia is intense to launch SME loans or even Sovereign Wealth Fund (SWF) to help those developing countries to obtain capital for city development.

It is clear that the development of a developing country’s Construction Project, Infrastructure Set-up or even SMEs can help those developing countries to have a better living or even consolidate strong bonding among the countries.

As a result, this proposal is written for providing some suggestions about the financial help to support those developing countries including:
• lend money directly 
• provide opportunity for those countries to corporate with the companies in developed countries




]]> 2018-10-04 09:34:28 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289028393 Cissy https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289028690 Currently, the "One Belt One Road" scheme launching to those developing countries was proscrastinated by the outcry in Hong Kong society and the financial difficulties in those countries (add something else here). iThose countries do not possess sufficient start-up funds for different domains (run-on sentence)thus the scheme cannot be implemented successfully.
This proposal is written for the purpose of evaluating the feasibility of launching SME loans or even Sovereign Wealth Fund (SWF) to assist those developing countries to better their living standard or even consolidate strong bonding among them.]]> 2018-10-04 09:35:39 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289028690 Sandy https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289033026  
India, a development country in South Asia is experiencing problems due to inadequate start-up funds for different important utilities project. This problem could easily lead to slow development speed for India. It may also lead to a wider gap of the disparity between rich and poor. --->GOOD
 
The Bank of East Asia is pleased to submit this proposal for services to support India start-up funding needs in achieving is goals by providing a variety of financial planning that suitable for the Indian Government. The proposal focuses on the imperative need of India Government which include: 
1. Opportunity to corporate with different international company 
2. Stable funding to support those utilities project 
 
In order to achieve a closer relationship between international company and India, an investment exchange service would be provided to India. During the service, the bonding between India with international company likes Apple and Google would become stronger. The service could provide more national exchange and conversation section (word choice) to seize the funding opportunity. 
]]> 2018-10-04 09:51:18 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289033026 Jason https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289035674 Based on previous experiences, China has able to promote commerce and bring in new investments to the developing countries along the "One Belt, One Road" region, simontaniously enhancing financing and development of local businesses. This also opens up many new prospects for consumers both in China and abroad to new markets and products from these countries, which will also benefit local businesses as it extends their to a diversified group of foreign consumers backed by a large purchasing power. At the same time, investors who are seeking opportunities to expand business in these developing countries can make use of the "One Belt, One Road" initiative to gain from the rising of these developing economies.

Problem

Considering such factors, it would only be wise for Bank of East Asia to address these problems which have arised from the "One Belt, One Road" initiative, and to play a leading role in our industry as facilitators to both local economies and major investors. As a key focus should]]> 2018-10-04 10:02:24 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289035674 Christine https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289036829 Vietnam, one of the associated countries in the ‘One Belt One Road’ scheme, has been forecasted to have a budget deficit of 5.8% GDP per annum in 2018. With a shortage of financial resources, it wishes to acquire start-up funds for its country development. The purpose of launching loan is to implement construction projects, establish infrastructure and assist business enterprises in Vietnam. 
 
The objective of this proposal is to demonstrate how Bank of East Asia can serve Vietnam’s requirements. The loans suggested have been specifically developed for Vietnam’s special needs. 
 
The loan offered will include SME loans and Sovereign Wealth Fund(SWF), allowing Vietnamese to benefit from the economic prosperity as well as gaining connection with other countries within the ‘One Belt One Road’ scheme. 


]]> 2018-10-04 10:07:31 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289036829 Nancy https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289219958 In recent years, the shortage of sufficient start-up funds in the developing countries becomes a major problem that obstruct the joining of the "one belt one road” scheme. To help with this situation, lanchig SME loans or SMF to those developing countries could be an appropriate method.

The objective of the proposal is to determine the advantages and disadvantages of the strategy offering financial support to the developing countries.

The benefit of lanchig the loans could be:
• Increase the market share in the developing countries
• Gain a good reputation




]]> 2018-10-04 15:50:30 UTC https://padlet.com/elc3222assignment1/8hs1mxq64w65/wish/289219958