https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect en-us 2021-11-25 02:08:28 UTC 2021-11-30 04:29:42 UTC hello@padlet.com Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919107026 Every wonder what it is like living on your own? Well, I know sometimes I do. Living on your own is a new chapter to most peoples lives, but it is not cheap. There are certain aspects to look into especially financially. In my padlet I would go into depth on the financial aspect of living on your own. ]]> 2021-11-29 22:45:59 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919107026 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919480763 In this website it is showing people a list of what to budget for if they choose to live on their own. This is like the daily spending sheet we did for the class. The website breaks down  and explains how people should put money aside for certain things that are necessities when living alone. They also recommend this article for students looking to live alone because that is a big responsibility. 

The reason why I chose this website is because I found this a while ago when I was doing an assignment for my other classes. This website had actually helped me plan a budget for future expenses if I do decide to live on my own after college. It has me rethinking about my daily spending just like the assignment we did for this class. That is why I chose this website and what makes it different from the other website is that this one explains it to you. While the other, is a more formal article about the overall living expense. ]]> 2021-11-30 03:22:15 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919480763 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919481052 The summary of this website is that it is is trying to get you to sign up for their services, but that is not useful for this assignment. This website is basically telling people how much it would cost to live in certain cities in Canada. Also, it gives a run down of the living expenses in each city, as well as, it shows the average salary a person can make in the cities.  

The reason why I chose this website is because it does have a lot of information a person can gain knowledge from before choosing to live in any city. It gives you a break down of everything from salary, monthly expenses and even a dollar converter. I found that different from the other websites.

]]> 2021-11-30 03:22:28 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919481052 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483056 This website is basically a guide for those interested in moving to Canada. It gives people an estimate of how much a person would pay for themselves when living on their own. It even shows which provinces and cities are most affordable. Also, the websites tells people roughly how much they should be paying for when living alone. 

The reason why I chose this website is because it gives people a better understanding of where to live in Canada. It gives an option of moving to a different province/city depending on your budget and or salary. This website is different from the rest because it breaks down taxes, as well as transportation fees for each province. ]]> 2021-11-30 03:23:51 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483056 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483329 This website is from the Government of Canada. It is supposed to help Canadians calculate their expenses so that they can see how much the spend. It also has a feature of showing people how much they can save as well. 

I chose this website because I feel that most people should use it to get familiar with budgeting their expenses when living alone. It also great because it can give tips on how to decrease unnecessary purchases. This is different then the other websites because it is an actual calculator, while the others are articles. ]]> 2021-11-30 03:24:03 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483329 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483653 This video is about a man named Levi explaining how much it realistically costs to live on his own. In this video, he breaks down his expenses and way he is only paying a certain amount. This is because he lives in a small town and he is only because he is renting an apartment. He states the only his main expenses which is rent, electricity, internet and food. 

The reason why I chose this video is because it is different from the rest. He makes the video more of a house tour and takes about his own expenses. Also, I found it interesting that he's only paying about $1,100-$1,200 a month because he learned how to save his money. ]]> 2021-11-30 03:24:17 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483653 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483925 The summary of this video is about Bree giving tips to people who want to move out on their own. She gives tips about everything that needs to do with living on your own. The most important tip she gave was "set a budget for yourself". She explains how being financially stable is very important especially one your own. So, she highly recommends people to always know what their expenses are and not to buy unnecessary things that will affect their monthly budget. 

I chose this video because she gave amazing tips that people should take into consideration when living on their own or thinking about it. It is very different from the other videos because she gave some of her own explains as to why she moved out and wat she is doing to save to pay for all her expenses. ]]> 2021-11-30 03:24:28 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919483925 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919507555 This video is about a friend giving another friend a lesson about living on your own and how it is not as easy as it seems. She has to keep all the expenses in mind and remember that they always come one after another. She also has to pay so much and does not have much so she would need to save more. This shows that people should watch this video and learn about all the expenses that were stated to learn more for themselves. 

I picked this video because it is different then the other ones. It is a quick animation that will have people thinking if they are really ready to live on their own in only 2 minutes. Also, I found it interesting in the end of the video that if you think is are ready to move, something would unexpectedly happen and you need to be ready for that. ]]> 2021-11-30 03:40:12 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919507555 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919523274 This video explains to people what mortgage and equity are. It breaks down the each and every step of how to pay off your mortgage. Also, this videos tells viewers how you can increase your personal wealth after buying a house. 

The reason why I picked this video is because I want people to get a better understanding on mortgages because it could take a while to fully pay it off if your chose to purchase your own place. This is different from the other videos because, this is a more formal video that explains the basics of home equity. The Government of Canada even uses this video on their website to help people understand better. ]]> 2021-11-30 03:51:06 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919523274 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919536310 The image above shows someone doing some calculations and at the back the piece of paper says "Account Balance". This could be them budgeting what their expenses are for the month so they know what to pay. ]]> 2021-11-30 04:01:37 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919536310 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919545552 The image above shows a list of household expenses to expect when you live on your own. The list can be longer depending on what your expenses are for the month. ]]> 2021-11-30 04:09:19 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919545552 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919553038 What this topic has taught me that surprised me the most is that Toronto is not the most expensive city to live in, it is actual Vancouver! I was very surprised when I was very surprised because just think about how much it would cost to live there. ]]> 2021-11-30 04:15:39 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919553038 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919557745 This topic is interesting for me because I want to move out of my parents house and get a place for myself after graduation. I know that my goal would happen because, after graduation I plan to go look for a job and work for a year to save up money. After this assignment, I know I would have to save a lot monthly in order to reach my goal!]]> 2021-11-30 04:19:34 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919557745 Jasmineabenoja https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919564257 The information I would pass on this information to my family members and friends is they need to budget and be financially stable to move out on their own. They would need to know that in order to become independent and successfully being able to reach their goal of purchasing their own home. ]]> 2021-11-30 04:25:16 UTC https://padlet.com/Jasmineabenoja/livingonyourown_financialaspect/wish/1919564257