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      <title>210 Fall 2017 Sec 1 - Ch 12 Financial Facts by Ariel Rodriguez</title>
      <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w</link>
      <description>Financial info students will use in future.</description>
      <language>en-us</language>
      <pubDate>2017-11-17 14:49:09 UTC</pubDate>
      <lastBuildDate>2017-11-17 15:50:52 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>210 Fall 2017 Sec 1 - Financial Fact</title>
         <author>ariel_rodriguez1</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208127973</link>
         <description><![CDATA[<div>Write ONE specific fact, principle, or strategy that you learned from Chapter 12 that you will use to improve your finanancial situation in the future.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-17 14:49:28 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208127973</guid>
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         <title></title>
         <author>sarah_wood6</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161220</link>
         <description><![CDATA[<div>I learned that whole life insurance you pay the whole and term is better. Sarah W.</div>]]></description>
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         <pubDate>2017-11-17 15:48:40 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161220</guid>
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      <item>
         <title>Aly</title>
         <author>alyssa_isom</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161306</link>
         <description><![CDATA[<div>Term life insurance is better to purchase as a younger person/couple.</div>]]></description>
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         <pubDate>2017-11-17 15:48:48 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161306</guid>
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      <item>
         <title>Merideth </title>
         <author>merideth_ouellette</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161509</link>
         <description><![CDATA[<div>I learned that by having a 15 yr morgage you end up paying less money even though&nbsp; pay a higher monthly bill than on a 30 yr morgage.<br><br></div>]]></description>
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         <pubDate>2017-11-17 15:49:12 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161509</guid>
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         <title></title>
         <author>megan_lamb</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161554</link>
         <description><![CDATA[<div>I learned that I’m doing better than most Americans in the debt categories.&nbsp;<br><br></div>]]></description>
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         <pubDate>2017-11-17 15:49:17 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161554</guid>
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         <title></title>
         <author></author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161616</link>
         <description><![CDATA[<div>Macady Drennan: I learned that compound interest means you not only pay for the amount you originally borrowed but also the interest compounded yearly.</div>]]></description>
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         <pubDate>2017-11-17 15:49:24 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161616</guid>
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      <item>
         <title>Melissa Lopez</title>
         <author>melissa_lopez2</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161639</link>
         <description><![CDATA[<div>I learned that when purchasing a car it is important to e careful with salesmen lowballing and highballing prices.&nbsp;<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-17 15:49:26 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161639</guid>
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         <title></title>
         <author>madeleinewells20</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161691</link>
         <description><![CDATA[<div>I learned that there are specific things that are more okay to spend a lot of money on (like education and a good home) but that you have to think ahead and use long-term financial strategies instead of short term ones (ex. 15 year vs 30 year mortgage). - Madeleine Wells</div>]]></description>
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         <pubDate>2017-11-17 15:49:33 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161691</guid>
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      <item>
         <title>Kirstie</title>
         <author>sweat_or_makeup_</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161744</link>
         <description><![CDATA[<div>Better track my expenses and hold myself to my budget.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-17 15:49:39 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161744</guid>
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         <title></title>
         <author>skylercloward</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161920</link>
         <description><![CDATA[<div>I’m not going to get baited in by sales people. I wont fall for their consumer traps. —Skyler Cloward</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-17 15:49:59 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161920</guid>
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      <item>
         <title>Nate </title>
         <author></author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161998</link>
         <description><![CDATA[<div>It’s better to diversify your investments rather than pool them in one or two areas.<br><br></div>]]></description>
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         <pubDate>2017-11-17 15:50:07 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208161998</guid>
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      <item>
         <title>Need to do better with budgeting </title>
         <author>dillmoriah</author>
         <link>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208162246</link>
         <description><![CDATA[<div>Moriah<br><br></div>]]></description>
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         <pubDate>2017-11-17 15:50:36 UTC</pubDate>
         <guid>https://padlet.com/ariel_rodriguez1/8f0t1yxz5n8w/wish/208162246</guid>
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