Retirement Planning Activity FA4 - Andersen, Boris, Jaskirat by Andersen Chan https://padlet.com/achan64_1/8cjxcu7atqks5ssb Drag and match retirement planning terms, plan types, and scenarios. en-us 2025-06-13 01:08:21 UTC 2025-06-13 01:41:44 UTC hello@padlet.com Government Programs achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738865 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738865 Plan Types achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738869 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738869 Tax Treatments achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738872 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738872 Client Scenarios achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738877 Taylor: Age 24, $42,000 income, employer offers DCP

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738877 Client Scenarios achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738882 Jordan: Age 35, $90,000 income, self-employed

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738882 Client Scenarios achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738885 Ava: Age 52, $110,000 income, catching up on retirement

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738885 Client Scenarios achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738888 Omar: Age 45, $55,000 income, no employer plan

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738888 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738891 Use TFSA to avoid future clawbacks

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738891 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738895 Keep RRSP room for future

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738895 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738901 Join employer pension plan for matching

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738901 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738906 Join DCP for free match

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738906 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738911 Maximize RRSP for tax deductions

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738911 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738913 Consider Spousal RRSP if income-splitting helps

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738913 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738914 Open TFSA for flexibility

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738914 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738915 Contribute to TFSA for supplemental tax-free savings

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738915 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738917 Avoid RRSP overcontribution (watch pension adjustment)

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738917 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738920 Delay CPP/OAS to boost payouts

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738920 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738922 Use TFSA if RRSP limit reached

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738922 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738923 Review future CPP/OAS impact

]]> 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738923 Instructions achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738924 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738924 Old Age Security (OAS) achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738925 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738925 Guaranteed Income Supplement (GIS) achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738926 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738926 Canada Pension Plan (CPP) achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738928 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738928 Clawback / Recovery Tax achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738930 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738930 Defined Benefit Pension Plan (DBP) achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738931 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738931 Defined Contribution Pension Plan (DCP) achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738933 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738933 Group RRSP achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738934 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738934 Deferred Profit-Sharing Plan (DPSP) achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738936 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738936 Locked-in Retirement Account (LIRA) achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738939 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738939 RRSP: Tax-deferred growth, contributions deductible achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738942 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738942 TFSA: Tax-free growth, withdrawals not taxed achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738943 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738943 Spousal RRSP: Allows income splitting achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738946 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738946 RRSP Withholding Tax: 10% to 30% on withdrawals achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738948 2025-06-13 01:08:21 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488738948 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488773344 Maximize RRSP for tax deductions

]]> 2025-06-13 01:26:12 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488773344 Plan Recommendations achan64_1 https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488782096 Use TFSA to avoid future clawbacks

]]> 2025-06-13 01:30:57 UTC https://padlet.com/achan64_1/8cjxcu7atqks5ssb/wish/3488782096