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      <title>Finances by Jaiden SOMERSALL</title>
      <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg</link>
      <description>Post anything anywhere</description>
      <language>en-us</language>
      <pubDate>2023-11-26 22:37:34 UTC</pubDate>
      <lastBuildDate>2023-11-28 05:17:58 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Introduction</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679137</link>
         <description><![CDATA[<p>Hello, my name is Jaiden and my padlet will be on how to increase finances. Finance is a study of how individuals, businesses, or organizations allocate their money over time. Finance is a broad term that relates to the management of money through many means and activities. Some of these activities consist of investing, borrowing, lending, budgeting, saving and forecasting. From these activities alone you can see that there are many ways for someone or a business to increase their finances in order to make money.</p>]]></description>
         <enclosure url="https://media.istockphoto.com/id/1327128846/photo/businessman-analyse-investment-marketing-data.jpg?s=612x612&amp;w=0&amp;k=20&amp;c=XwZwfaX8nalw4oeFHPPETTEjQ4HY-4Tlu9CD2nHGUEc=" />
         <pubDate>2023-11-27 21:06:35 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679137</guid>
      </item>
      <item>
         <title>Website #1</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679271</link>
         <description><![CDATA[<p>On this website they go over the different types of investments that you can make in Canada. Whether it be a bond, a mutual fund, or even a stock this website provides all the different types of investments you can make which could help increase your finances. This website also displays some pros and cons of investing.</p><p><br></p><p>The reason why I chose this website in particular is because it provides and easy gateway to getting into investing to help increase your personal finance. Even businesses could use this if they're looking for more things to invest in. It also provides many things to invest in rather than just the more common things people would invest in which could help you gain more knowledge on investing and more diverse ways yo improve your finances as well.</p>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/savings-investments/investing-basics.html" />
         <pubDate>2023-11-27 21:06:46 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679271</guid>
      </item>
      <item>
         <title>Website #2</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679452</link>
         <description><![CDATA[<p>On this website they provide ways on how to avoid being in bad financial situations and how to handle them if you're already struggling financially or in a financial emergency. Some examples that they provide to avoid being in a bad financial situation is to avoid taking on more debt and creating budgets, etc. Examples for how to handle this would be to contact your financial institution or lower your credit card interest rate, etc.</p><p><br></p><p>One of the reasons why I chose this website is because it displays many ways on how to recover from situations where you aren't doing good financially which could possibly help you turn it around and increase your income without the burden of debts, etc. Another reason why I chose this website is because it promotes healthy ways to get out of financial difficulties.</p>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/covid-19-managing-financial-health.html" />
         <pubDate>2023-11-27 21:07:00 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679452</guid>
      </item>
      <item>
         <title>Video #1</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679524</link>
         <description><![CDATA[<p>In this video he provides examples on how you can increase your finance over time. The examples he provides are to pay off credit card debt, reduce spending, having an emergency fund, and investing.</p><p><br></p><p>What I like about this video is how he immediately states that increasing your finances will not be an overnight process and that there is no way of getting rich overnight. This gives a realistic mindset to the watcher as soon as they open the video which would also help them not get discouraged if they do end up not seeing results as quickly. Another thing I liked about the video is how thoroughly he explained his steps on how to increase your finances. He goes really in-depth with his explanations and they aren't shallow which allows the watcher to further understand what he means.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=L10wfYl3_Qs" />
         <pubDate>2023-11-27 21:07:05 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679524</guid>
      </item>
      <item>
         <title>Website #3</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679619</link>
         <description><![CDATA[<p>This website goes over 7 ways to ease in to help you increase your finances. It tries to get the reader to actually take action in increasing their finances instead of waiting and saying "I'll do it another time" or making other excuses. It also provides some knowledge on what you should do when you're looking to increase finances.</p><p><br></p><p>One of the reasons why I chose this website is because it actually tries to get the reader to get up and start finding a way to increase finances. Another thing I liked about this article is how it tries to make the person self-aware of their own situation while reading with one of the key points being "Be realistic" meaning that you shouldn't expect to see great results immediately but you should still create good habits.</p>]]></description>
         <enclosure url="https://www.conexus.ca/personal/advice/money-advice-for-life/7-simple-ways-to-improve-your-finances/" />
         <pubDate>2023-11-27 21:07:12 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679619</guid>
      </item>
      <item>
         <title>Video #2</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679715</link>
         <description><![CDATA[<p>In this video we go over how Amberly generated and still generates passive income to be financially independent. She goes over the things that she has invested in such as stocks and renting out homes. Amberly goes over many ways that she's able to generate passive income to help her and her family even if she were to retire early.</p><p><br></p><p>The reason why I chose this video is because you can actually see what she's doing in order to be in a position where she can retire early by increasing her finances. This video provides the experience of what it's like when you're making good decisions and sticking to them resulting in you generating a good amount of income as time passes passively.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=facBzHBDYCY" />
         <pubDate>2023-11-27 21:07:20 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679715</guid>
      </item>
      <item>
         <title>Website #4</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679774</link>
         <description><![CDATA[<p>This website goes over plans that are in motion to help the City of Langley budget for resources, revenues, and expenditures to help their community. They have estimations of what they need to budget in order to make the changes they're trying to make.</p><p><br></p><p>The reason why I chose this article is because it shows the planning that's needed in order to make the changes to help benefit the city in the long run. From this article you can see ways they manage their finances in order to make these big purchases and how much is supposed to go into something for it to work. </p>]]></description>
         <enclosure url="https://city.langley.bc.ca/cityhall/finances-taxes/financial-plans" />
         <pubDate>2023-11-27 21:07:24 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679774</guid>
      </item>
      <item>
         <title>Video #3</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679878</link>
         <description><![CDATA[<p>In this video Charlee goes over ways to help improve your financial literacy which in the long run would help you increase your finances. He goes over many ways to help you make better decisions so that you could be stable financially as time passes.</p><p><br></p><p>What I liked about this video is how he provided sources and things that can help you improve your financial literacy which would be helping you make better financial decision thus helping you earn and keep more whilst having good finances. Another thing that I liked about this video is how he recommends that you actually pay attention to finance news which would help you know what's going on around the world financially, which as time passes, gives you more knowledge on the topic.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=0iRdUSj0XBA" />
         <pubDate>2023-11-27 21:07:31 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2804679878</guid>
      </item>
      <item>
         <title>Video #4</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805068525</link>
         <description><![CDATA[<p>In this video, he goes over ways to generate enough finances and keep them while retiring. He goes over financial goals that you should set when looking to retire as well as building on what you already have.</p><p><br></p><p>What I liked about this video was how he goes over the goals you should set when planning on retiring which goes in hand with trying to generate financial income as you will need to set goals to become successful with both things. In this video, he also tells the viewers to be aware of how much they're spending and saving to get a good grasp of what they do and don't have. This also ties into trying to build finances because in order to build on them you need to make sure there's something there to begin with.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=cLIZH97-tHw" />
         <pubDate>2023-11-28 03:32:15 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805068525</guid>
      </item>
      <item>
         <title>Reflective Questions</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805097897</link>
         <description><![CDATA[<ol><li><p>The thing that surprised me most was the amount of ways you could increase your finances other than only having a job.</p></li><li><p>This topic is interesting to me because I've wondered about other ways you could increase your finances other than just having a job.</p></li><li><p>If I were to pass on the knowledge that I've gained from this topic to a family member or friend that's trying to increase finances I would recommend what was mentioned on the third website. The reason for this is because it helps them set realistic expectations for themselves when they're starting to increase their finances. It also helps motivate the person reading it thus making them feel more compelled to try different methods of increasing their finances. </p></li></ol>]]></description>
         <enclosure url="" />
         <pubDate>2023-11-28 04:00:55 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805097897</guid>
      </item>
      <item>
         <title>Image #1</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805146398</link>
         <description><![CDATA[<p>What I got from this photo is that it takes time to build finances and the more effort you put into building your finances the higher the rewards as time passes.</p>]]></description>
         <enclosure url="https://www.google.com/url?sa=i&amp;url=https%3A%2F%2Fwww.rbcroyalbank.com%2Fen-ca%2Fmy-money-matters%2Fdebt-and-stress-relief%2Fstruggling-to-make-ends-meet%2Fmanaging-expenses%2Fnavigating-inflationary-times-4-strategies-to-help-protect-your-finances%2F&amp;psig=AOvVaw2FsgH_cm4MvEIcC8aJtG6o&amp;ust=1701233441446000&amp;source=images&amp;cd=vfe&amp;opi=89978449&amp;ved=0CBIQjRxqFwoTCNC7qsjy5YIDFQAAAAAdAAAAABAE" />
         <pubDate>2023-11-28 04:53:15 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805146398</guid>
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      <item>
         <title>Image #2</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805149864</link>
         <description><![CDATA[<p>What I got from this photo was that it can be stressful to try and build finances without seeing much progress but as time passes, if you're being smart and doing it correctly you will see the progress you're hoping for.</p>]]></description>
         <enclosure url="https://www.thebalancemoney.com/thmb/l5cF_ATfwDpUps3sIrcdRRYHIlk=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/bills-on-floor-56a634615f9b58b7d0e0663b.jpg" />
         <pubDate>2023-11-28 04:56:14 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805149864</guid>
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      <item>
         <title>Videos</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805172912</link>
         <description><![CDATA[]]></description>
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         <pubDate>2023-11-28 05:14:30 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805172912</guid>
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      <item>
         <title>Images</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805173287</link>
         <description><![CDATA[]]></description>
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         <pubDate>2023-11-28 05:14:49 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805173287</guid>
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      <item>
         <title>Reflection</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805173986</link>
         <description><![CDATA[]]></description>
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         <pubDate>2023-11-28 05:15:23 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805173986</guid>
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      <item>
         <title>Websites</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805175111</link>
         <description><![CDATA[]]></description>
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         <pubDate>2023-11-28 05:16:18 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805175111</guid>
      </item>
      <item>
         <title>Introduction</title>
         <author>jayjaysomersall</author>
         <link>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805177185</link>
         <description><![CDATA[]]></description>
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         <pubDate>2023-11-28 05:18:10 UTC</pubDate>
         <guid>https://padlet.com/jayjaysomersall/7w642k9lko7xfkhg/wish/2805177185</guid>
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